My husband and I are separated. We are not in a rush to be
My husband and I are separated. We are not in a rush to be formally divorced as I am not currently working and am covered under his medical insurance. He is looking to buy a house with his girlfriend in the state if Florida (where he currently resides). He was told that he cannot buy a house without my name on the deed and/or the mortgage. I have no interest in doing either, as I am not investing in this house nor living in it. I had read something about a "Homestead Waiver", which would allow me to waive my rights to the house. Anyone my husband has spoken to knows nothing about this. Is there such a thing?
My wife and I are separating, not legally yet, she is
My wife and I are separating, not legally yet, she is refinancing the house and giving me cash out on my half of the equity, so I can purchase my own property. To ensure neither of us claim future equity or rights to in the other's house, will we be protected if we each sign Homestead Waivers on the other's mortgage? Or, is there another document we should use?
Dear Expert: I have owned a house by myself since 2005, which
Dear Expert: I have owned a house by myself since 2005, which I bought after the divorce, and my daughter leaves in the house now, which is located in Charlotte, North Carolina. I remarried to someone else in 2012. I am about to sign a refinance agreement, and the realtor says that my new wife has to sign a document, according to NC law. I have asked him to show me the law, and he refuses to do so. He just insists that she must sign. I do not wish to create a problem between my daughter and her, if something were to happen to me. My new wife knows that the house is for my daughter and not for her. Please advise whether the NC law mandates that she sign a document at closing. Thanks. MA
Hello, a little over two years ago I filed a Chapter 13 Bankruptcy.
Hello, a little over two years ago I filed a Chapter 13 Bankruptcy. I owed 110,000 on my first mortgage and 90,000 on a second mortgage and a little credit card debt. I was unsuccessful in getting my second mortgage modified. After a year of paying on the Chapter 13 I was told the numbers didn't work out and I filed a Chapter 7 which was discharged this summer. I just went to a mediation with the lawyers for my first mortgage and they offered me the chance to stay in my home under the HAMP program. I have been weighing the pros and cons of this program and my family would like to stay in the house if it is possible. The question that I have is that I didn't even realize until very recently that my wife has signed some of the papers for the second mortgage. My name is XXXXX XXXXX the second mortgage as the holder of it and I've been discharged from it but my wife did not declare bankruptcy. What could happen if I accept the HAMP program offer and the second mortgage comes after my wife for the money owed?
Process of buying a house and husbands name on title
I live in Florida and I am in the process of buying my first home. The mortgage/loan will only be on my name with my credit only, but since I am married the Title company is saying that they must put my husband's name on the title as well. However, I am purchasing this home for my parents as a gift while at the same time I am contemplating a divorce since my marriage is broken. Is there a way that I can have my husband sign a notarized letter saying that he will not request any portion of the house in case we do divorce? Or only an attorney can do that for me? I dont wanna pay the high prices of attorneys fee if I can do something on my own. He says he has no problem signing anything like that, but I just want to ensure I have a legal document before buying the property. I could just hold on the purchase and go ahead with the divorce, but this is the property of my parents dreams and the closing is in 2 weeks. I was also informed that I cannot put my parents name on the title until the deed is received by me. I know is a lot of questions but I am very stressed and need help.
I am trying to buy a home. I am currently married living seperately
I am trying to buy a home. I am currently married living seperately from my husband. Under Florida law of Homestead my husband had to sign my mortgage. I was told that he is not signing the mortgage note and not added to the title. What are his rights if he signs the mortgage?
Hi I am refinancing my home which I have owned for 9 years.
Hi I am refinancing my home which I have owned for 9 years. This is my second husband and he has to sing on the mortgage (Fl law). The loan is on my name only and I understand the title as well. Is there a easy document I can have him sign so in case of divorce he will not claim part of my property Thank you ,Stephanie
I know someone that was served foreclosure papers on a house.
I know someone that was served foreclosure papers on a house. He just wants to walk away from it and let it go back to the bank. it show he is summoned to file an answer in this case within 30 days of the summons.If he fails to do so, what does it mean that default maybe taken against him?Also there is another problem. He was seperated but still married and they would not give him a home loan unless a homestead waiver was signed wife. which 2 years later he is still going through his divorce. anyway, he had her name forged on the waiver with it notorized by the lender. what advice can i give him? what should he do? His wife cannot find out about it as she was summoned as a defendent also but she refused the papers when served. She did not look at the papers when they tried to summon her.
We purchased a home 2 weeks ago, discovered today it has
We purchased a home 2 weeks ago, discovered today it has septic system. Had we known we would have never bought. MLS and listing said public sewer. Survey showed no septic tanks. Inspection did not note or mention septic. Seller left Florida disclosure blanks, did not select check box for septic or sewer. We discovered this after having it backup. No idea where tank and fields are whether up to code or working etc, and suspect significant cost. We specifically tried to avoid septic. Selljng agent, seller, and inspector all failed to disclose. Do we have recourse?