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I have a contract with Habitat for Humanity that states that

I have a contract with Habitat for Humanity that states that If I pay for my homeowners insurance for a year that I can keep mu house . Now they are trying to foreclose on me what can I do?JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: No i recieved a letter that said pay us the 1000 you owe us by June 7th or take a 12,000 payout and leave or we will start foreclosure papers KansasJA: Has anything been filed or reported?Customer: 10000 NoJA: Anything else you want the lawyer to know before I connect you?Customer: Yes They offered a payout if I dont take it they have threatned to foreclose

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2,146 satisfied customers
I filed a home insurance claim because of a flood in the

I filed a home insurance claim because of a flood in the basement. I hired a contractor. One division did the cleanup and the other was responsible for the rebuild. I paid the cleanup team after completion. However, the rebuild team never contacted the plumber to fix issue and reran the plumbing back the way it was, didn't have it inspected as required by law and rebuild the floor over it. Now I'm back at square one. They originally accepted responsibility and agreed to remove the floor for the plumbing to get fixed and then rebuild the floor. Now they want to be paid before correcting what they botched up. What is my recourse?JA: PayPal, Debitcard or credit card are all fine. Because real estate law varies from place to place, can you tell me what state this is in?Customer: GeorgiaJA: Has anything been filed or reported?Customer: No. I also didn't agree to sign their contractor agreementJA: Anything else you want the lawyer to know before I connect you?Customer: No

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2,146 satisfied customers
Home insurance question. I have paid premium since 2013.

Home insurance question. I have paid premium since 2013. First time I file a claim in for roof damage denied because of faulty construction. If they cant insure me they should have told me from the beginning. Is there something I can do? As good faith the insurance company offered to pay $5,000. The repair is $18,000.JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: Hawaii.JA: Has anything been filed or reported?Customer: Only the claim for roof damage.JA: Anything else you want the lawyer to know before I connect you?Customer: No.

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Loren

Juris Doctor

45,972 satisfied customers
A year ago our home insurance estimated the damage of snow

A year ago our home insurance estimated the damage of snow and ice to our home about $80k. And found us a preferred/approved and licensed contractor to do all the work. So far we paid the contractor 1/3 of the total. Even though they are 80% done at this point, but 50% of their work is bad and needs to be redone. Now they are demanding their 2nd payment of the 3 payments (1/3 of the total) or they will start charging us interest now and take legal action against us. But they never came back to fix anything for the last 4 months. They keep delaying and giving excuses. And few things they refuse to redo. Should we pay them and hope that they will show up to fix and fix the old work and finish the remaining work? I need some advice it is time sensitive.JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: MassachusettsJA: Has anything been filed or reported?Customer: You mean their threats. that was over the phone only.JA: Anything else you want the lawyer to know before I connect you?Customer: I am not sure how much details you need

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legalgems

Juris Doctorate

19,712 satisfied customers
I need to know if I have a case regarding my current

I need to know if I have a case regarding my current mortgage company and home insurance company I have been getting harassed for years regarding my home insurance coverage I pay every month by the dead line my insurance who I have spoken with more times then I can remember keeps sending my mortgage company notice that I have not pay yet in fact I always do I have spoken to the mortgage company as many times they send me forms every month adding there insurance to my loan I have always paid the insurance said they can't do that but his company continues to send none payment to mortgage co I have no hair left you need to jump through hoops ever time to correct it is there Help! Thanks in advanceJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: I New HampshireJA: Has anything been filed or reported?Customer: I have not filed anything I have contacted each company years to get it corrected just received notice again yesterdayJA: Anything else you want the lawyer to know before I connect you?Customer: No I know they have it onfile

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

119,230 satisfied customers
When moving into my new place, I was re-positioning the

When moving into my new place, I was re-positioning the uhaul and accidentally tapped a small brick wall around my neighbors front yard (stupid truck recoil).I obviously left a note, and spoke with them later, and they agreed to let me have a contractor in the family fix it, with the condition that the mortar match.SO, within 2 days, the brick is relaid BUT the mortar dries the wrong color. Then, weekend hit, so project was left until monday. But, my schedule conflicts with theirs (I don't have a regular 9-5 like they apparently do). I gave my phone number to them, asking for a text/call so I would have theirs, too. None ever came, so I had ZERO way to contact them outside of watching their house and hoping they'd be home when I was.Fast forward to YESTERDAY, not even a week since the initial incident and agreement, and they've brought in a third party contractor to redo the wall (it was 8 bricks, and there were THREE guys out working on it). I didn't even get so much as a text giving me a heads up. Nothing. I FINALLY get a text later that night, informing me that the work was shoddy (obviously....it wasn't finished), and that he HAD to bring in another company. Then inquired if I'd be available to go over the estimate. I responded quickly, saying that the following day (today) I would be, after 3pm.So, this guy doesn't respond AT ALL. Until 7 pm tonight, when he demands to speak to me. Following the text up not even 10 minutes later saying we need to square this thing away now.I go over, and he again trashes the work that was done (again, not completed.....but I guess he feels the need to justify his actions?), and then hands me this estimate. FOR $400.I think this is outrageous. I have a pretty neat timeline, too. Since I left my house around 10:45am yesterday to go meet my mama for lunch, there were no contractors. I returned home around 1:30 pm, and there were 3 contractors standing around a clean wall. They stayed another hour, and left. I never saw, or heard, them do anything. AND the mortar is still the (same) wrong color, leading me to believe the contractors just cleaned the f**king brick, and hung around for a bit. So, if we assume they arrived around 11am, and left around 2:30, then that's only 3.5 hours of work, MAX.Anyways, when I inform this guy that the price comes as a surprise, and pretty steep, he begins to get a bit aggressive, saying he's already paid it (like it's somehow my fault he went behind my back to get a rush job in). I suggested he put the receipt through his home insurance, but he refuses, claiming that his premiums would raise.SO, I've got:-verbal agreement between the two of us, plus witnesses, that my contractor would handle it-The note I left him, with my phone number, imploring him to call me with any questions/concerns he has-ZERO notice of his wanting to breach our verbal contract, and hire another service-receipt simply says "wall repair" and "materials/labor" and "1 day of work." No break down of work done, no break down of unique materials used, no break down of hours, even, as they simply charged a full day, apparently.-Text messages between myself and my contractor that show intent to continue work/redo wall (and find correct color)He's got:-my note admitting fault/liability (not dated)-His mother's word that my contractor said he was "all done" (Honestly, I'm betting he meant for the day, since no professional would leave a job without cleaning it, and most people with a brain would know that....)-The receipt for $400, which he paid.So, here's my question: Am I actually liable for the work he got done and paid for? I personally think he got cheated AND was so impatient that it isn't fair that I should be left with the bill when we AGREED that I was taking care of it (therefore eliminating his need to put up any money WHATSOEVER)Where do I stand, legally?

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KJL LAW

Juris Doctorate

2,758 satisfied customers
I'm the power of Attorney for my wife's grandparents, who

I'm the power of Attorney for my wife's grandparents, who desperately need Medicaid funding. They are living in thier own home now with the assistance of thier daughter, who has had to give up her job and home just to live with them and keep them safe. They have no money, no assets, yet I've worked for the past year to get a Medicaid application accepted, and still am unsuccessful. I need help getting this done and have had no cooperation from Medicaid and at time I suspect they have acted incompetently with my applications. Can a lawyer help?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: washington. They have a reverse mortgage on thier home, and there's no value left in it.JA: Has anything been filed or reported?Customer: I'm currently on my 3rd medicaid application. No legal action.JA: Anything else you want the lawyer to know before I connect you?Customer: Much of the confsion came from when my grandfather, who has dementia, forgot where all his life insurance policies were. I've tracked them down, cashed them out and used them to pay for their in-home care and irrevocable funeral home insurance policies.

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Irwin Law

Juris Doctor JD

10,072 satisfied customers
I'm an Landlord my property caught on fire in the bathroom I

I'm an Landlord my property caught on fire in the bathroom I have home insurance .the bathroom is being repair an I responsible in housing the tenant while the repair being done the property in Pontiac MichiganJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: MichiganJA: Has anything been filed or reported?Customer: I don't understand QuestionJA: Anything else you want the lawyer to know before I connect you?Customer: no

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LawTalk

Attorney at Law

Juris Doctor

38,574 satisfied customers
In Ohio what is the best defense aginst a partition action

In Ohio what is the best defense aginst a partition action that has been filed aginst myself. Property deeded to both parties. Plaintiff wants 50% of property appraised value but plaintiff has abandoned the property 6 yrs ago. The defendant (myself) has paid over $65,000.00 in mortgage, property tax and home insurances. The appraised value of home is $113,000.00.JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: OhioJA: Has anything been filed or reported?Customer: A partition action has been filed naming myself as a defendant.JA: Anything else you want the lawyer to know before I connect you?Customer: NO

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

54,828 satisfied customers
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