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Home Insurance vs. Business Insurance.. Recently I
Home Insurance vs. Business Insurance.. Recently I purchased a vehicle for business purposes through my company, ABC, LLC. ( S-Corp) single member (Myself as the only member). What is the difference advantages/disadvantages of insuring the vehicle through me personally vs. through ABC, LLC in a liability perspective? NOTE: Some of my employees may drive the business vehicle at different times. I do get a significant discount insuring the business vehicle through me personally due to a multi policy disc
I live in a house we built 18 years ago Inbetween my mother
I live in a house we built 18 years ago Inbetween my mother in laws house and my brother in laws house. We share a well that is in my father in laws name between us and my brother in law. For 18 years I have been the only one paying the electric on it. My brother in law has lived in his house for 15 years and has paid his portion for a total of maybe 4 years. I also paid for the meter for the well house. I found out today they have removed my name off of it without my permission and put it in the brothers name. Normally I would be saying wohoo I don't have to pay this bill but due to me having there son/brother thrown in jail for abuse, I am pretty sure they are going to try to keep me from selling the house by making me dig a well. I know it's out of maliciousness due to having to call the cops on them for try ing to force there way into my house. What are my rights as far as the electric goes? What are my rights as far as selling the house and what about the well situation. To make things more clear my husbands grandmother is the one that paid for the well to be dug. She has passed quite a few years ago. My father in law has stopped his other son from selling twice now. I'm in Missouri is there a grandfather law? Help!!!
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My friends live in CA, but have been stuck in Hawaii
My friends live in CA, but have been stuck in Hawaii for 4 months when their baby was born very prematurely. (23 weeks gestation). Their insurance has called for immediate discharge, but Dr's feel baby's eyes are at serious risk if flies home. Insurance says possibility of baby's blindness is "acceptable risk". Thoughts? Is there a government official I can write to about this kind of non-sensical practice?
Condominium insurance claimI had some damage in my unit
Condominium insurance claimI had some damage in my unit from the snow on the roof,and now I have a claim with the Home Insurance company,pending(not settled yet).I want to sell my property,as I have a buyer already.Does the claim affect a possible transfor of ownership,before claim being settled? Should I wait until closing of the claim,before selling my condo?I AM PLANING to keep te money from the Insurance and Not Do the repairs.My buyer will buy the property as-is condition
We had a flood in our home. It is a large, (4400sqft) house.
We had a flood in our home. It is a large, (4400sqft) house. Prior to the flood, the 5 rooms (4 bedrooms and 1 family room) on the south side of the house ALL had the same flooring. We are in the middle of reconstruction, 4 rooms (continuous) now haveALL NEW and like and matching floors. The 5th room with the old flooring is approximately 8 feet from the other rooms. Its floor no longer matches and looks out of place. Our home is a very elegant. What is the best way to ask the insurance company to replacethe flooring in the 5th room so it matches with the rest of the south side of the house? Please let me know if I should select a different type of Lawyer....there wasn't an Insurance Lawyer. Thank you
4 yrs ago I sued my then home insurance company that occured
4 yrs ago I sued my then home insurance company for damages that occured to my home because they denied a just claim. After a 4 yr wait and battle with their lawyers i finally received my settlement for that lawsuit. The check was made out to my name and my mortgage company.The situation now though is that my home is foreclosing and i am no longer living in the home. Because the check is made out to my name and theirs, I need to get a signature from them to deposit the check. Can the mortgage company collect monies from my settlement check for what i owe even though they were not involved in the lawsuit that i won?
I have a dispute with my home insurer over repairs to a water-damagedView more legal questions
I have a dispute with my home insurer over repairs to a water-damaged wood floor. They say the “line of sight” provision in my policy limits their requirement to pay to the area actually damaged (hallway and living area), even though they are unable to match the existing wood pattern. I say that the entire area (hallway, living area and 3 bedrooms) needs to be replaced because it is all matching and a contiguous pattern. The value of the home will be substantially diminished by breaking that up. I don't know any attorneys who I can ask about whether I have a fightable case. I am in New Mexico.