Here's my situation and I'm trying to figure out what I need
Hi. Here's my situation and I'm trying to figure out what I need to do. I have a child (almost 11) with a man I was never married to. To date, throughout her life, 85% of the time she has been covered on my employer's health insurance. Reason being her father is in sales and honestly doesn't seem to stay with one company more than 12 months. So when I recently got married, we stuck my daughter on our health insurance -- which is very, very good --as of July 1, 2016. My husband is with United Airlines, been there over 20 years, coverage is excellent. Plus, at the time, her dad did not even have a job. In October of 2016 my daughter ended up in the emergency room with what we have now come to learn is a chronic condition and the bill was close to $12,000. We paid $100 - that is it. That is good insurance. Now fasts forward to December of 2016 and her dad gets a job and wants to put her on his insurance. I told him -- especially after learning of her chronic condition -- that I will not be taking her off of my husband's insurance. Her dad says, "Well, she'll be double covered then because I'm going to add her on my family policy along with my girlfriend and her daughter." I said he shouldn't, but I can't stop him. ALL of her medical instances and appts. have gone through my husband's insurance. In January I find that she went to the dentist and her dad went up to the desk at the office and switched that appt. to his insurance. I just received a call that his insurance company is questioning that - asking if she is double covered. He says he is going to write a letter to his insurance company and tell them his insurance is the primary insurance. It definitely, 100% should not be -- especially with her condition. He says I have no leg to stand on because my husband is not her biological father. Basically, my daughter's father is NOT putting her first and instead it is about his ego ("I'm her father....etc.") Do I have any recourse? I mean making his insurance the primary is NOT smart. Thank you - Stacey Baum(###) ###-####JA: Because employment law varies from place to place, can you tell me what state this is in?Customer: Hmmm..I was actually looking for family law... Right, isn't that where I should be with this? Am I wrong? (We are in Colorado)JA: Has anything been filed or reported?Customer: What do you mean by filed? I mean we have a parenting plan that is filed in Douglas County (from like 5 years ago) -- but basically just talks about what days each of us gets her... Is that the type of doc you mean?JA: Anything else you want the lawyer to know before I connect you?Customer: Perhaps that her father claims "Primary residence" comes into play here. I mean I have her more per week than he does, but we list his residence on her school docs only because she goes to a charter school is his county. But otherwise, I'm more the primary parent Thank you
TIPPED $20 ++M y Cause Is Just and I Will Prevail!!++my case
TIPPED $20 ++M y Cause Is Just and I Will Prevail!!++my case is insignificant all med malpractice lawyers said no. I am an intelligent man, WWW I can download numerous already filed legal docs that I use as templates.+++ Without being a smart-a**, it's not that tough. ++done the research I've discovered my Doctor did many negligent acts or omissions & completely ignored my “right to know” as a patient all about my case- it was his negligence that canceled the surgery ++the pain is so horrifically intense that without meds I cry continuously - This Neurosurgeon Did Me Wrong & I'm Not Going To Let Him Get Away With It!>I appreciate you playing the devil's advocate -I need to know the arguments that will be used. I want to acknowledge & squash their argument ++doctor's negligence to the patient's injury (causation) which raises it to the level of med malpractice>IN RESPONSE TO YOUR ARGUMENT nerve pain would have progressed regardless of surgery delay>DAY-1: INITIAL CONSULTATION with surgeon - sets the baseline with his own notes pain in my right pinky & numbness in both of my outer palms & patient states his condition is worsening.>DAY.1: my Sworn Affidavit - attached my prepared Pre-Consultation notes that state my nerve pain was in my right pinky & both my outer palms & that I felt my condition was worsening>DAYS.1-15: Sworn Affidavit - my roommate, personally involved States she talks with me that I stated the pain locations was in my right pinky only but my condition was worsening on a daily basis>DAYS.1-15: RX pharmacy records NO prescribed nerve pain meds up thru original surgery date -Day 15>DAYS.15–45=THE_1_MONTH_DELAY>NO doctor is going to order 4 MRIs, 1 per week, nor is any insurance co going to authorize them)>DAYS.15-45: my sworn affidavit, my Prepared PRE-OP NOTES that attest that state my nerve pain dramatically spread in a rapid “stepped up” manner from my pinky to the other parts of my hand as well as its starting to climb up my arm with a horrific jump in pain during the last part of the 30 day delay in surgery.>DAY.15-45: my sworn affidavit Prepared Medical Office Visit Notes (40 days' after operation) I declaring to my surgeon, FROM Day 15-45 that my nerve pain which had jumped from my pinky to the other parts of my hand with a horrific jump in pain during the 30 Day Delay In Surgery, had not receded with the pain still being horrifically intense but the nerve pain in my arms was no longer there. NO discussion of any further spreading of pain locations or pain intensifying. (There are no doctor consultation notes from this visit, strange?)>DAY.35: Primary doctor Medical Record during the 30 day delay stating that my nerve pain had spread from my right pinky to the other parts of my hands as described above.>DAYS.15-45 sworn affidavit - my roommate that she firsthand witnessed & with talking with me was told that my nerve pain dramatically spread in a rapid “stepped up” manner as described above. NO discussion of any further spreading of pain locations or pain intensifying.>DAYS.15-45: RX pharmacy records show the starting of a nerve pain meds & it being filled a total of three times in 45 days>DAYS.45-250=RESCHEDULED_SURGERY_DATE_TO_PRESENT>DAYS.60-240: SIX (6) Medical Records primary doctor state nerve pain in hands increasing meds to resolve pain. NO discussion of any progression of pain's location>DAYS.70-240: TWO (2) Medical Records Chronic Pain Clinic that I was prescribed an extremely strong drug therapy regimen. NO discussion of further pain locations nor pain intensifying.>DAY.120: sworn affidavit, - my Prepared Office Visit Notes (90 days After Surgery) that attest that I declared that my nerve pain which had jumped from my pinky to the other parts of my hand with a horrific jump in pain during the 30 day delay in surgery, had not receded with the pain still being horrifically intense. NO discussion of any further spreading of pain locations or pain intensifying.>DAYS.45-240: sworn affidavit - my roommate that she talking to me that my nerve pain which had jumped from my pinky to the other parts of my hand with a horrific as described above NO discussion of any further spreading of pain locations or pain intensifying.>DAYS.45-240: RX pharmacy records show BIG jump in nerve pain meds & it being filled regular babsis>Therefore the progression of the nerve pain would have continue is squashed! in mant Medical Records there is NO mention of nerve pain progression except the pain that progressed during the 30 day delay.. Therefore if the doctor had performed surgery on the original surgery date it would have relieved the already compressed & damaged nerves that resulted in the pain spreading up my hands but no further & that it has remained constant for the last 250 days.>I have already secured a qualified neurosurgeon to review my case & should he find merit sign the affidavit of merit.
I feel as though I was given information which was a
I feel as though I was given information which was a misrepresentation of the facts regarding a medical insurance policy. This policy was sold to me while I was still a resident in Canada but did not come into effect until I moved to the USA. In a nutshell this policy was a non deductible and a no copay. It was also a limited policy which meant in their words, it was limited because it did not cover maternity, mental health problems and alcoholic recovery programs. (which I find out later that that was not the actual definition of the 'limitedJA: What state are you in? It matters because laws vary by location.Customer: ArizonaJA: Has anything been filed or reported?Customer: noJA: Anything else you want the lawyer to know before I connect you?Customer: Yes, I have all the information documented along with the names of the people I spoke with from the insurance company.JA: Was this discussed with a manager, HR, or an attorney?Customer: No. This policy was not through a company.
I am a US citizen that wants to start an LLC to sell
I am a US citizen that wants to start an LLC to sell products on Amazon.com using their fulfillment program and wish to know under which state I should file the LLC. The product will be imported from China and shipped to various Amazon warehouses in different states across the US and I will not handle the product at all.Additionally, I spend a substantial amount of time per year outside the US. I do not own or rent any real estate or vehicles in the US. I do, however, have a valid NJ driver's license and two US bank accounts using my parents' address in NJ for registration (the bank account addresses can be changed). I also on average maybe spend about three months per year at this address in NJ.My questions are as follows:Given my situation, is it really necessary to file the LLC business location in NJ, or can I file it in a state like WA for example that does not have a state income tax?How else can I limit my exposure to both state and federal income tax?Thank you
Medi-Cal application form CCFRM604 has a section on Step 2,
Medi-Cal application form CCFRM604 has a section on Step 2, page 2: "Applying for health insurance." I'm power of attorney for my 100 year-old aunt who has run out of money. She has Medicare, but can use other MediCal benefits.How do we answer the question, "Are you applying for insurance for yourself?"Page 3 asks: "Do you have other health insurance..." how to answer?Page 5 asks: "Do you have other income?" She has $1000 social security and $700 annuity monthly. Do both qualify as "other income?"Page 15 Step 3 says, "You can choose an authorized representative." I'll be signing as Power of Attorney and will include a copy of the notarized power. May I make my wife an authorized representative?
My question is about Health Insurance in Georgia USA. I hope
My question is about Health Insurance in Georgia USA. I hope somebody can help me with this. My parents live in SouthAmerica, they are in their mid 70s and they own a decent private health Insurance there. They are planing to come to live to the US for the retirement, so I could be closer to them. (I would be sponsoring their Visas). One of their issues to come to live here is Heatlh Insurance. They do not know if at their age any Insurance Company would be willing to insured them or not. I would like to know which would be the best way for them to get a decent health insurance in Georigia (US).
Fell on some black ice in hotel parking lot. act of nature.
fell on some black ice in hotel parking lot. act of nature. I'm not suing. the hotel insurance will pay my medical bills.I had MRI on my hand. My hand is ok. starting going to the chiropractor for my back. found out he billing my health insurance and the hotel insurance company at the same time. Both of them is paying him I have only seem him four time. nothing serious he had old fashion equipment.I don't like this .what should do.
I was in a car accident. My insurance through my car insurer
I was in a car accident. My insurance through my car insurer covered the medical bills and my health insurance covered the remaining balance. I got a small amount from a settlement after all the bills had been settled. Now, a year later, the hospital is billing me. As you know, hospitals inflate prices and then settle with the insurer. Well, now they want me to pay the difference. Is this legal? My lawyer said everything was settled and the hospital at one point even returned my $50 copay because they were paid by USAA medpay. I had both USAA and BCBS cover the balance. I was pregnant at the time of the accident and had to be taken to the Emergency Room.
Dear JA Expert I have a question in relation to health
Dear JA ExpertI have a question in relation to health insurance for kids. My son is gonna travel to US for summer camp which includes some days for a wilderness excursion (mini hiking, canoeing or kayaking trip). He is 13-years old and has european citizenship.Camp administration does not require any special documents for international campers to come to camp other than standard camper forms to be completed just like all other campers. Camp carries liability insurance only and does not provide health insurance. Can you suggest any insurance plan (US insurance company) which fits those requirements?Another question is about Current Physical Examination & Immunization History - is there any US standards for that form?