Join the 9 million people who found a smarter way to get Expert help

Recent Health Insurance questions

Patient is on a gh deductible health insurance plan. As

Patient is on a high deductible health insurance plan. As such, patient pay for all services after insurance company is billed unless there is catastrophic illness. Patient is advised by self-insured employer to get cost in writing prior to service. Patient gives in-network provider insurance information and gets cost by email. Cost given describes service in detail and expresses patient's cost as a percentage of the uninsured cost. For example, the cost was expressed as "procedure code xyz $16 x 20% = $3". Patient is not told this is an estimate or warned that this information should not be relied on. The service is performed and the insurance company is billed. The patient receives a bill for $21. The patient also receives an explanation of benefits form from the insurance company showing a patient responsibility of $6. The provider insists on billing $21 and the patient offers only to pay $3. The provider sells bad debt of $21 to a collector. The patient offers to pay $3 to the debt collector. The collection agency sues for $21 and refuses to settle for any amount lower than $21. Question: in a trial, what amount is owed by the patient?

Read more

Phillips Esq.

Attorney

Juris Doctor

star-full
17,244 satisfied customers
If you have had a Workmans comp case decided in your favor

If you have had a Workmans comp case decided in your favor and the employer offers you a cash settlement to settle case without a court hearing. You agree to settle .can you use your new health insurance to have whatever your former work injury claim is no longer covering or responsible for....with out repercussions..Also... if you turn down a settlement offer..and continue on with a 132a wrongful termination..and you win in that court...does the employer have to hire you back .or compensate your back salary including your vacation hrs. and benefits up to the time from your wrongful termination. I know there is a 10,000.00 cap in monies awarded from the court ..I would think that would be damages awarded by the Court not including retro salary.

Read more

Law Educator, Esq.

Attorney At Law

Doctoral Degree

star-full
105,346 satisfied customers
I divorced in 2002. My kids are now 21 and 18, and my 18

I divorced in 2002. My kids are now 21 and 18, and my 18 year old just graduated high school. He will attend Midlands Tech in the fall. Am I required legally to continue to carry him on my insurance?

Read more

LawTalk

Attorney at Law

Juris Doctor

star-full
31,720 satisfied customers
I feel that I have been discriminated against because of my

Hello, my name is***** feel that I have been discriminated against because of my age. I was going to start driving a tow truck for a friend of mine and he went to put me on his insurance and they told him it would be $881 dollars a year extra on his insurance, they told him it was either my age or my driving record, I new it was not my record, I have had no tickets in 10 years and no DUI'S, he told me he had 2 other people driving for him before and they did not charge him anymore on his insurance because they were younger, under 60yrs, I am 66, can they do this? Thank you.

Read more

Maverick

Doctoral Degree

star-full
5,826 satisfied customers
My question is about my Mother who receives Health insurance

My question is about my Mother who receives Health insurance through the Marketplace. She was ask to submit her information about her income. She receives a pension from Germany, where she had worked. She has a few investments here and gets a yearly an interest of around 1000$. I submitted her German pension in translated and notarized and her Tax return from last year and her Form of 1099. Currently, she is 79 years old, does not work, she has Asthma, walks with a Cain. She does not receive Medicare because she did not work in USA. I also submitted a copy of her Green Card and her driver's license. But for an unknown reason the Market place is saying that they cannot determine how much she earn although they have all the numbers. I live with my Mother, but I am not her dependent nor is she my dependent. They want me, her daughter to write a handwritten letter stating that my mother has not other information about her earning. What can do or what should I do when I write the letter. I feel my mother is being taken advantage of. I do not if I am right. I will write the letter but what should i include in it in terms of phrasing it.

Read more

Law Educator, Esq.

Attorney At Law

Doctoral Degree

star-full
105,346 satisfied customers
A person is seeking medical advice / screening in a research

A person is seeking medical advice / screening in a research university and found out he/she might possibly getting a health threatening disease. He/she did not ask for further tests from the university to confirm concerning an official health report might be filed by the research university doctor.As he/she is just recently joined a new company, trying to wait till the insurance is valid then he only he/she will perform an "official" medical checkup or treatment by filing the claim using the group insurance of his/her company."Is the above situation a type of insurance fraud or crime?Can i report to the authority regarding this issue and where? Even not knowing/confirm he/she is really suffering from that disease.

Read more

Zoey, JD

Doctoral Degree

star-full
28,818 satisfied customers
I am a resident of Maryland. I am in the middle of a child

I am a resident of Maryland. I am in the middle of a child support recalculation. The other party is arguing that the cost of the employer to carry health insurance for me is a type of in kind payment using the Walker v. Grow case as precedent. The Walker v Grow case is one in which Grow is a part owner of an S corporation and during the course of the hearing, admitted that the company paid for his health insurance and that he would consider it a type of in kind payment. I am a regular 9-5 employee who carries insurance through my employer. I pay a monthly premium for this insurance and carry both our children on it. I have been scouring cases trying to find something to provide a counter point to the other parties assertion but cannot find one. Can someone please tell me where I can find information about the cost of an employer to offer me health insurance and whether or not it should be considered in kind payment and added to my income? If he manages to argue his case successfully, it will add $12K to my annual salary for the purposes of calculating child support.

Read more

Ray

Lawyer

Doctoral Degree

star-full
34,502 satisfied customers
I have been very sick and under the same doctors care my

I have been very sick and under the same doctors care for years my doctor wouldn't do anything to help long story I ended up going to er the pain was so bad I had ver infected diavatikulitious antibiotics didn't work ended up loosing part of my colon and intestines now my doctor never told me I had this problem the surgeon saved my life and the other day I received a certified let from baptist medical group which includes all my doctors and hospital stating they have elected to discontinue all physician-patient relationships I still have appointments for post opp and now they won't see me they stopped my nursing care and I can't even go to the hospital they gave me no reason they just did it I am still sick what do I do how can this be legal all my doctors are in this system due to my health insurance I never missed a bill I have three insurances Medicare united health blue cross and champ va I reall y need help I don't know what to do please help me

Read more

Law Educator, Esq.

Attorney At Law

Doctoral Degree

star-full
105,346 satisfied customers
Can oregon health plan be retroactive? I was not aware I was

Can oregon health plan be retroactive? I was not aware I was eligible until after my baby was born.

Read more

Blake

J.D.

star-full
74 satisfied customers
View more legal questions
In The News