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Recent Government Pension Offset questions

My husband and I are retired and collect SS. I have a small

My husband and I are retired and collect SS. I have a small benefit of about $600 a month. My husband gets about $2565. In addition, I taught for 15 years and get a pension from that job of about $3000 a month. I'm concerned that I will not have enough to live if my husband passes before me. Is my teacher's pension too high to allow me to a survivor's benefit?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: No.

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LawTalk

Attorney at Law

Juris Doctor

35,122 satisfied customers
I would like to know survivor benefit from My ss for my

I would like to know survivor benefit from My ss for my wife.JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.Customer: My wife is receiving a very reduce SS because of her State retirement pension which is considered windfall??JA: Is there anything else important you think the Retirement Accountant should know?Customer: My ss is a normal distribution? having worked since I was 15 (now 73) and am still working PT. We have to Pay for her Medicare because what she does receive is spent to partially pay Medicare B

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TaxRobin

Vocational, Technical or Trade School

22,348 satisfied customers
I have not yet begun to collect ss. I am 65 and a half. I

I have not yet begun to collect ss. I am 65 and a half. I work in Nevada and have a PERS account, which in 5 years will pay me approx 18,000 a year in retirement, based on my current pay. How much will ss take away from that? I also worked 42 years, paying full ss, in the private sector. I expect to collect ss at age 70JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the retirement accountant should know?Customer: no.other then i also receive a VA monthly pension which started in 2013, after 30 years of servce

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

19,678 satisfied customers
My husband will soon be 63 and qualifies for his own ss

My husband will soon be 63 and qualifies for his own ss benefit. I'm only 59 and will have a government pension. Will his SS benefit be reduced?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.Customer: I'm not sure what else to say. He has been self employed doing construction and cannot work any longer so he would like to collect his SS. We just don't know how my government pension comes into play. I also qualify for SS at a higher benefit than his. We're just not sure what to do.JA: Is there anything else the retirement accountant should be aware of?Customer: no

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

19,678 satisfied customers
I am 66. Born feb 1950. My wife is 66 born sept 1950. I

I am 66. Born feb 1950. My wife is 66 born sept 1950. I applied, started taking ss at 66. My wife had applied and started taking ss at 62 based on her own earnings of 19 years. I get the max benefit of around $2600. My wife gets a federal pension of around $36 k. Her retirement is under the old system. She retired from federal service at 58. Her ss is reduced by wip. My question is whether we can now apply for her as my spous e and avoid wip reduction.

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keeperumiami

Sr Financial & Tax Consultant

Bachelor's Degree

9,392 satisfied customers
I am 62 yrs old on a accidental disability pension from my

I am 62 yrs old on a accidental disability pension from my job since the age of 39. I was married for 23 yrs and divorced for 6 yrs.I applied for benefits on my ex husband's record.I was denied because of my disability pension from my employment (not Social Security) I will never be eligible for SS.According to the Government Pension Offset the section "When won't my Social Security benefits be reduced?" it states reasons:Receive a government pension that's not based on your earnings;orYour last date of employment (that your pension is based on) is before July 1, 2004.I am appealing this decision.What are my chances of winning? Why would they deny me? My ex husband last year retired from his state job collecting a pension from that and also his social security, and I get denied being disabled.

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

19,678 satisfied customers
My ex wife is receiving in Poland polish social security

My ex wife is receiving in Poland polish social security benefits. She never worked in US but I think she is intaiteled to some benefits from US Social Security, correct? We were married over 10 years.

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

11,792 satisfied customers
I have been receiving my retirement from a county agency

I have been receiving my retirement from a county agency since 2000 and at 66 have just started receiving my social security benefits. I have worked for 16 years paying full time into social security plus part time before that and i under stand because i worked for a government agency i will not get the full amount i am eligible for. The amount is $777.00 and i am getting $333.00 approx amount. my wife has been working full time paying into social security and is retired receiving $1400 a month in benefits, of course i feel i should be receiving my full amount however i am being told that i should be able to draw from my spouses and receive more money any help would be appreciated. thank you Jim Mckeever

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

19,678 satisfied customers
I retired in 2014 from being ER NURSE IN city hospital with

I retired in 2014 from being ER NURSE IN city hospital with pension of $3030. Per month. Turning 65 on sept 26. Went to sos sec to collect my husbands social sec. He died at 58 years old in 2007. After all the math they say out of his $2200. I will only get $121.00 due to Windfall elimination act. When I talked o. Phone to Soc sec two weeks ago I was told. My pension was not counted until I collect on my own social at age 70.I have talked to four different Soc sec agents and have got 4 totally different answers

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

19,678 satisfied customers
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