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Recent social security questions

My ex-husband and I were married 23 years, divorced in 1985.

My ex-husband and I were married 23 years, divorced in 1985. He died in 2000. At 65 I applied for Medicare and was told by SS that I was entitled to a monthly benefit. I received about $1500 a month on top of my salary which was a very income. I retired at 72 and now receive a pension from the city I worked for. Very nice. I went to SS to change my status and I was told I would receive no benefit except Medicare. I qualified on my own, but did argue with them. I was then called back to the office and was told that I would receive a benefit based on my earnings. I receive $350.60 a month plus Medicare.Finally my question. Why is my benefit based on my SS qualifications and not my ex-husband's. It would be quite a bit higher. Just a curiosity question, nothing more.

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,276 satisfied customers
Both my mother and father qualified social security benefit

Both my mother and father qualified for a social security benefit and were also vested in the Louisiana State Retirement system. My father passed away in 1997 and my mother has been receiving her state retirement checks and a discounted social security check drawn on her social security not my father's.It is my understanding that there were several bills passed in 1984, 1985, & 1986 that provide that if you were vested in the Louisiana State Retirement service by those times (10 years of service) that a spouse can draw on the other spouse's social security if it's higher.Can you guide me as to the steps I must follow to make that happen. Thanks Marc

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

 
11,460 satisfied customers
My wife will retire as a teacher in the state of Texas. She

My wife will retire as a teacher in the state of Texas. She has an option to take a reduced retirement amount so that I can receive benefits if she passes. Will I suffer Social Security penalties if I were ti receive such benefits?

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Phillips Esq.

Attorney

Juris Doctor

 
16,566 satisfied customers
My husband died 3-22-16. I presently draw RR Retirement benefits.

My husband died 3-22-16. I presently draw RR Retirement benefits. I would like to drop my present retirement benefit and start drawing my deceased husband's benefit as it is larger. How can I apply for this?

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LawTalk

Attorney at Law

Juris Doctor

 
31,004 satisfied customers
I am employed at a major University in California and have

I am employed at a major University in California and have never paid any social security taxes. I plan to retire after 32 years of service and will receive a pension. Will I be eligible to receive survivor benefits from my husband's social security?

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LawTalk

Attorney at Law

Juris Doctor

 
31,004 satisfied customers
Our mentally disabled son's benefits were reduced when my wife

Our mentally disabled son's benefits were reduced when my wife began drawing benefits.Now that my wife has retired and is drawing a pension from her CT teachers retirement, she does not qualify for SS.The problem: Our son's percentage for his benefits cannot be increased back to the initial amount now that my wife is no longer drawing. I have been told that in order to get back to his original percentage amount, which was about 50% of mine, we must pay back all the money that was paid to my wife.This seems just crazy to us.

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keeperumiami

Sr Financial & Tax Consultant

Bachelor's Degree

 
8,890 satisfied customers
I am 74 years old and have collected social security since

I am 74 years old and have collected social security since I was 62. I worked for the County for 28years. A few years into my employment, we were given the choice of opting out of social security because we had a pension plan. I took that option. When I began SS, they applied a formula to determine the relatively low amount that I receive for SS. My question is: Am I eligible to collect SS based on my husband's SS? He started collecting SS when he was 62. Please answer as of current SS regulations and as of May 1 with the new SS regulations.

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,276 satisfied customers
I am a retired federal employee and have a pension through

I am a retired federal employee and have a pension through civil service retirement. I also get a small social security check that has been offset by the government pension offset law. My wife is ready to apply for her social security benefits based on her earnings in the private sector and not as a spousal benefit. Will the same government pension offset law affect her social security annuity because she is married to me? Thank you

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Christopher B, Esq.

Attorney

Juris Doctor

 
4,782 satisfied customers
I am a retired teacher in California with an STRS pension.

I am a retired teacher in California with an STRS pension. Can I collect social security benefits on my former spouse's record? We were married 18 years.Elizabeth

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Christopher B, Esq.

Attorney

Juris Doctor

 
4,782 satisfied customers
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