How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
A new question is answered every 9 seconds

Ask a Lawyer

Tina
Tina, Lawyer
Category: General
Satisfied Customers: 8603
Experience:  JD, BBA Over 25 years legal and business experience.
4460311
Type Your Legal Question Here...
characters left:
7 Lawyers are Online Now

JustAnswer in the News:

 
 
 
Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.
 
 
 

What Customers are Saying:

 
 
 
  • Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises! Gary B. Edmond, OK
< Last | Next >
  • Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises! Gary B. Edmond, OK
  • My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer. Eric Redwood City, CA
  • I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight. Michael Wichita, KS
  • PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent. Three H. Houston, TX
  • Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!! Elaine Atlanta, GA
  • It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem. Tony Apopka, FL
  • Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it. Lee Michigan
 
 
 

General Liability Insurance Questions

What is general liability insurance?

General liability insurance is an insurance policy that is designed to protect businesses, contractors and other operators from any kind of work related liabilities like accidents, faulty products, incomplete work, etc. Given below are some of the commonly asked questions that are answered by the Experts about general liability insurance.

Should individuals be notified when their liability insurance is cancelled?

In many cases, the insurance company is not responsible to inform individuals that their general liability insurance has been cancelled.

Would an individual who has been convicted of a felony be eligible for a general liability insurance in the state of Pennsylvania?

It may not be considered illegal for an individual with a criminal record to get insurance in Pennsylvania. In most cases, the insurance company may take into account the individual’s business prospects, health and any history of litigation rather than just a criminal record. Hence, an individual with a felony charge may be eligible for general liability insurance in Pennsylvania.

Can a contractor repair or replace any damaged property or goods before the insurance company takes charge?

Usually, an individual may be given a chance to repair or replace any damaged property or goods before the insurance company takes charge if the contractor is qualified to do so. If he/she is not permitted to conduct the repair in spite of being qualified, he/she may send a written request by certified mail. If the individual is not qualified to conduct the repairs, he/she may hire someone who is qualified.

Can a sub-contractor collect unpaid fees from a primary contractor’s general liability insurance policy?

A sub-contractor may be able to collect their unpaid fees from a primary contractor’s general liability insurance if they have not received their payment because the primary contractor’s errors or actions.

Is an individual expected to pay 25% of the premium for accepting a quote from a general liability insurance company if he/she did not sign any contract?

An individual may not have to pay any amount for accepting an insurance quote from a company if he/she has not signed any contract with the company.

What would the consequences be if a company’s staff gets accused of theft?

Usually, if a company’s staff is accused of theft by a client, the client may sue the company’s insurance policy for his/her loss. In such a situation, the company may have to do a thorough investigation to check if the client is telling the truth and speak to him/her only through an attorney.

Is a general contractor required to have worker’s compensation and general liability insurance in Massachusetts?

It may not be a legal requirement for a general contractor to have worker’s compensation and liability insurance in the state of Massachusetts. However, if the individual does have insurance, then an individual hiring him/her may ask their agent to provide a certificate of insurance and name the individual as an additional insured person on the policy.

Getting sued by a client or business associate can have a drastic affect on your business. Not having liability insurance can further cause financial loss. Though not legally required in most states, it may be very important for you to have general liability insurance if you own a business or are an independent contractor. The insurance may cover some or most of the cost in case of a lawsuit. You can always ask an Expert if you are stuck in a liability lawsuit and need to know how insurance can help or for any information needed to buy an insurance policy.

Ask a Lawyer

Tina
Tina, Lawyer
Category: General
Satisfied Customers: 8603
Experience:  JD, BBA Over 25 years legal and business experience.
4460311
Type Your Legal Question Here...
characters left:
7 Lawyers are Online Now

How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Lawyers are online & ready to help you now

Tina
Lawyer
Satisfied Customers: 8436
JD, BBA Over 25 years legal and business experience.
Ely
Counselor at Law
Satisfied Customers: 19941
Private practice with focus on family, criminal, PI, consumer protection, and business consultation.
FiveStarLaw
Attorney
Satisfied Customers: 8189
25 years of experience helping people like you.

Recent General Liability Insurance Questions

  • My daughter who is 18, just dropped out of college after living

    My daughter who is 18, just dropped out of college after living there only one semester. Long story shory: she lived in a dry dorm. Everyone was freshman. No alcohol allowed at all. In the handbook it states if alcohol is found in a dorm room, BOTH roommates will be held accountable. My daughter found alcohol in their dorm room since October. The first time she found it, she did the difficult, but mature thing, and confronted her roommate herself. Her roommate told her she she live in sober housing. My daughter told her no, this is her room too, and they are in dry housing. My daughter found alcohol again. This time she went to the RA. the RA told my daughter there is nothing she can do, and my daughter has to work it out with her roommate. My daughter found alcohol again. This time I told her to write an email to the RA and cc it to the RD. The RA met with my daughter and the roommate. The roomate admitted she had a hook and said she will not guarantee she will not drink again or will not bring alcohol in the room again.
    At that point, the roomate was so upset with my daughter for telling on her, she moved her mattress out if the room for over 25 days. She did not sleep in the room. During that time, the roomate said she would find a place to live next semester. But DURING FINALS! The roomate changed her mind and said she wasn't leaving her room. Saint Anselm College turned my daughter into a target. They told her one of them needs to move out. My daughter did nothing wrong. She doesn't drink, doesn't use drugs, nothing. She loved going to school there. I talked to so many "high -up" position people there, and nobody cared about my daughter. I told them she was crying and falling apart in her room, and they just continued to say someone has to move out. Why should my daughter move out if she did nothing wrong?
    When I spoke to the director of the RD, she had the nerve to tell me they had just out another set of roommates on a contract because one roomate was putting her alarm clock on at 5:30am and waking up the other roomate. I asked this staff person if they could put my daughters roomate on a contract since she admitted to the RA that she does drink in the room and wouldn't guarantee she wouldn't do it again. I was told NO, WE don't do that here.
    My daughter withdrew and is mentally a mess. She can't sleep. She cries constantly. She had no justice. She was victimized for doing the right thing. I have so many emails from and to the college that prove they didn't do anything to help my daughter. All they wanted to do was move her (displace the victim)
  • I'm living in a apartment with my girlfriend. She is not on

    I'm living in a apartment with my girlfriend. She is not on the rental agreement. We are having serious relationship issues, she will not leave the apartment. My question is how can I get her out of the apartment; or, if I decide to leave, how can I go about moving out. I know she will cause trouble, e.g., make a scene, physically assault me, or, call the police and make false claims against me, etc.
  • I was involved in an accident while on a trip through Lake

    I was involved in an accident while on a trip through Lake Charles, Louisiana. The other driver and I agree to settle the damage to his truck privately. I obtained his registration and contact information. We didn't have any papers I gave him my card and agreed to contact him the next day when I was back at my home in Houston, Texas. I then left the accident scene and shortly after received a call from the local police. I was at a local bank doing business. They came to me at the bank and issued tickets for no insurance, illegal U turn and leaving the accident scene without reporting same. The Ticket scheduled the future arraignment on a Sunday some 2 months in the future. Obviously I have no opportunity to meet that arraignment date as no court occurs on that date. I have obtained a release from the other driver and paid him for his damages. What is the law in Louisiana when the police make an error on the ticket? Would the city prosector dismiss this case.
< Last | Next >
View More Legal Questions