I had someone sign a promissory note for over 40k. I know
I had someone sign a promissory note for over 40k. I know they are going to file Chapter 7 in the state of California. Can I sue them before they file? If so and I get a judgement against them before they file, will I be able to garnish their wages and/or their assets?How do the courts decide who gets paid first? First to receive judgements?
My 87 year old mother has quite a bit of unsecured credit
My 87 year old mother has quite a bit of unsecured credit card debt with multiple creditors that she can't afford. I'd like to stop making payments and negotiate a debt settlement (20% of total). I understand this will damage her credit score and any debt written off could be considered income. If I'm offering a payment, can a creditor force my mother into bankruptcy or put a lien on her home?
I have a limo transportation company and we were involved in
hello i have a limo transportation company and we were involved in an accident almost 2 years ago.. Our insurance company claims we did not have that particular vehicle covered and since rideshare companies have evolved we have taken a huge hit and are in financial trouble ... I have 2 questions... what is the statute of limitations for personal injury lawsuits and do we have to file bankruptcy if both companies are incorporated one in NV and One in CA. Our corp minutes are accurate so all lagit as far as corp laws.. I was told just shut it down and there is nothing to go after anyway is that lagit advice?
My ex-wife has a student loan that she fails to make
Good afternoon,My ex-wife has a student loan that she fails to make payments on from time to time and I just so happen to be a co-signer. I have documents from the judge stating that she was responsible for the loan. However, I am still responsible to repay the federal student loan. Since she has had several late payments that I have had to also pay for, what is my best option for resolving this matter as she now has bad credit, can't find a new co-signer to remove me from the loan and I want this $32,000 loan @ 8.99%(v) loan to go away? I have enough money in my 401k to pay this amount off today but even if I get the legal documents written up, notarized and signed, will she be able to file for bankruptcy and no longer have to pay me? Please help, thanks..Dennis
Just have a question regarding my discharged Bankruptcy. The
Just have a question regarding my discharged Bankruptcy. The attorney who handled my BK is being unresponsive (It's been 6 years so I don't even know if he is practicing any more). Anyway. I filed Chapter 7 in December of 2010 and was successfully discharged in April 2011. Included in the BK was several judgements from Debt I was unable to pay. One of them was for a $1300 debt to US Bank, which they sold to Liberty Acquisitions and it is listed in Section 4. Suits and administrative proceedings, executions, garnishments and attachments. It is also shown in Schedule F. Anyway, I tried to refinance my home several months ago and found out this particular judgement had placed a lien on my home and the title company wanted me to pay it (which was now over $4k). I tried contacting Liberty Acquisitions to work out a settlement, but found Liberty had closed and the debts were transferred to Wakefield and Associates. It took my 6 weeks to even find someone at Wakefield who could find the judgement, but the finally did and were only willing to go down to $3500 which neither my wife or I were willing to agree to. We decided to postpone the refinance until October because my BK attorney (he was responding to me back then) said since it was issued in October 2010, it would go away after 6 years, which is October 2016. Here we are a month away and I checked my credit reports (as I do about every 3 months) and found that Wakefield has now issued a new collection against me for this debt? Can they do this? It was part of the bankruptcy so how can they issue a new collection against it? They also have sent me no documentation. If I hadn't checked my own credit, I would have had no idea. Should I fight this and how do I go about it?
Currently I'm residing in USA, I have few amount of Debt in
Hi currently I'm residing in USA , I have few amount of Debt in my credit cards , not sure whether I can pay my entire bill before I leave the country . Will it cause any issue for me in my home country whether Credit card company can have the collection agency in my home country .
I was wondering what a "tickle date" is and what happens
I was wondering what a "tickle date" is and what happens after that date passes?JA: What state are you in? And are you working with a local attorney?Customer: Florida & yesJA: Has anything been filed in civil court? If so, what?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: The bankruptcy has been discharged, but an amendment was attempted to be added afterward for a significant amount of debt... The creditor still has a garnishment and the amendment's "tickle date" is two days away. I'm so scared this debt won't get erased ... There has been no action on the amendment so far.
I Have a judgement against me. I live in California. MY bank
I Have a judgement against me.I live in California.MY bank is in France. It is BNP.BNP has a investment banking office in San Francisco. They have no retail banking there.Can the sherif serve the garnishment papers to that office?Will they bank honor the service and garnish my Bank account that is a retail account?Thank you in advance.