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Recent FTC questions

I am heading to small claims court against a private car

Hi, I am heading to small claims court against a private car dealer that never disclosed the mileage on a car. It was actually 220,000 and advertised as 100,000 (and odometer had been turned back). I have looked over the USED car rules by FTC. And 1. requires a dealer to place buyers guide in the car (that wasn't done) and 2. sale was done "as is" however this is NY and it seems one cannot sell "as is" in NY and 3. I have found quoted on the web that "......The dealer must also disclose the history of the vehicle if that history would affect the buyer's decision to purchase....."Even though I have found that statement on the web in forums, I have never actually been able to locate that statement on the FTC site or car buying guide by FTC - can you direct me to that so I can reference it in small claims court from the correct source

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LegalGems

Juris Doctorate

15,436 satisfied customers
Bought a pickup almost a month ago did everything right love

bought a pickup almost a month ago did everything right love my new car 2 days ago the dealership called me in to take the car away is this legalJA: What state is this in? And how old is the truck?Customer: MarylandJA: Have you contacted the manufacturer?Customer: NO they told me that I did not qualify for the loan but I qualified during the time I gave them my downpayment and all of my paperwork that they asked for contract signed seal and delivered can the contract be changedJA: Anything else you want the lawyer to know before I connect you?Customer: what can I do I am not understanding what games they are trying to play

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Gerald-Esquire

Juris Doctor

6,114 satisfied customers
If a credit repair company has a lead vendor who is

If a credit repair company has a lead vendor who is transferring live prospect to their agents. The customer opts in for more information before they are transferred to a credit repair agent. Can the agent enroll a new client and charge them a reasonable set up fee 5 to 10 days after the setup has been complete and then charge them a recurring monthly service fee for services rendered and agreed in the credit repair contract?Thanks,Michael.

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Infolawyer

Attorney

Juris Doctor.

39,242 satisfied customers
I bought a car 12/15/16 the deal was signed by me the

I bought a car 12/15/16 the deal was signed by me the autopia dealer with $ 2000 I received tags and title and registration for the vehicle . Two weeks later I was informed that the finance company had not ok'd this and are not wanting to do the deal now i I'm confused on how they can do that when they put me in a car and said deal doneJA: What state are you in? It matters because laws vary by location.Customer: Illinois but the financing bank is in LouisianaJA: Has anything been filed or reported?Customer: As in ? Sorry just want to understand fullyJA: Anything else you want the lawyer to know before I connect you?Customer: No I would just like to discuss

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Gerald-Esquire

Juris Doctor

6,114 satisfied customers
I signed up for direct t.v. on Jan 1, told it was

I signed up for direct t.v. on Jan 1, told it was specialmlower pricing because i signed up at an auto show, was promised that I would also receive free unlimited data from my cell.provider, A T T with whom Direct T.V. is associated because i signed up for Direct, and thus I planned to cancel my Internet provider and use my phone as a hot spot, thus saving on internet. In addition I signed up for UVerse Internet for my girl at her house through Direct T.V and they were supposed to call on Jan 3 to set it up. After Direct installed T.V. on the evening of the 3rd, I went to ATT to get unlimited data and ATT said that they don't give free unlimited to anyone and I need to pay 140 dollars if I want that, in addition, unlimited data cannot be used as a hot spot anyway. Called Direct TV manager and he said, hee, the guy who told me that was a new guy and shouldn't have said that, we will talk to him, here's a month free direct TV for your troubles. In addition, gee sorry no one called for internet, I'll make sure someone calls tomorrow. Still no one has called for internet. In addition, I looked online at their pricing and found lower pricing than auto show special! I had to sign up for a 2 year contract but I want to cancel because, not the direct TV service, but everything else is not going as promised. Today is Jan 5th, but the service didn't come till Jan 3 and problems started thenn. Is there a time when I can cancel a contract? If so, how can I do this?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

112,968 satisfied customers
I am in Everett, WA. A debt collector contacted me

Hi. I am in Everett, WA. A debt collector contacted me 12/22/2016 in the evening. I did not know it was a debt collector as the person on the call identified themselves as a "dispatch agent" and wanted my mailing address, but I didn't want to give out my information. I questioned them to try to figure out what exactly they wanted and they stated "someone has a claim against me" and if I didn't know then I should call another number that she gave me and a case number. I called the new number, after 20 minutes found out that it was a debt collection agency. They said that they sent me a letter, but I never received anything. THen he emailed me a link, with a letter that I now cannot access, but I was able to conclude that this debt was for an unpaid credit card in 2010 when I was hospitalized and the debt was paid in full in 2012. I never admitted to owning the debt on the phone. Upon further inspection, I discovered on the paid in full letter from 2012, has the same telephone number to the people that are calling me now about this "unpaid debt". What do Ido now?

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Gerald-Esquire

Juris Doctor

6,114 satisfied customers
My mom was financing a car for me so I found one online for

My mom was financing a car for me so I found one online for $15,995 in Scottsdale which is approx 3 & half hour drive from where I live. They offered to deliver at which they delivered at 10:30 p.m. instead of 4:00 p.m. that was to be initially done. My mom is elderly and had to be awakened to sign the papers. They took advantage of her at this time and didn't explain to her what she was signing. I get the paperwork in the mail, which contained her vital information, and was shocked that they had added into the contract a bunch of extras that I didn't ask for nor was offered. What was to my understanding and belief, I was buying a car for $15,995 with gap & taxes with the license was being transferred from another vehicle, I was putting $8,000 down so I would be financing what was left. I get the contract and they changed the price of the car to $19,759, added every coverage they have, plus the arbitration paperwork that was never mentioned and total amount being financed is over $21,000. Upon talking with them they've agreed to the price of $15,995 but reimbursed the difference minus $998. I asked for the contract to be fixed because I'm still out of pocket on the taxes and the financing amount of the original cost but get no answer from them.

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LegalGems

Juris Doctorate

15,436 satisfied customers
I ordered online Trial samples of skin care from two

I ordered online Trial samples of skin care from two separate companies. The products were Eyereform/dermarstore and Haloeyeserum/naturacel. Both of these companies sent me the trial samples then sent me monthly the products. There was no information provided or bill enclosed, confirmation #, email of shipments, tracking number these products combined were almost $800.00 and I didn't order them. Spoke to a rep that told me that I needed to cancel the trial within 14 days or the product would be shipped. I have read online that others were scammed and if you log onto products they request you not to write complain about credit card charges. My debit card has been discontinued that was used for these products that I can not afford. My bank wants information that I don't have, don't have any receipts or documentation for this purchase because I didn't order them. This went on, myself thinking they are sending me samples for several months. If they had sent something that indicated other than a trial size I would have questioned it. Each of these were in excess of $85.00 plus for a tiny vessel of product. Do I have a recourse. Thank you Sharon GeertsenJA: Because laws vary from place to place, can you tell me what state this is in?Customer: I live in MontanaJA: Has anything been filed or reported?Customer: Yes I reported it to my bank, First Interstate and they changed my debit card. They sent me a letter wanting receipts or supporting documentation and I don't have any because I didn't order it.JA: Anything else you want the lawyer to know before I connect you?Customer: No I think that's all I have except I didn't check my bank statements which indicated they were withdrawing month after month without my approval.

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Zoey, JD

Doctoral Degree

31,578 satisfied customers
I received a call this morning fromtelling me they have been

I received a call this morning from(###) ###-####telling me they have been trying to get a hold of me. They say they have a 750,000.00 check for me. is this a Hoxe?JA: What state are you in? And is a local attorney or other consumer protection advocate helping with this?Customer: IowaJA: Have you contacted the manufacturer?Customer: noJA: Anything else you want the lawyer to know before I connect you?Customer: That want $750.00 to relase the check.

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Loren

Juris Doctor

40,390 satisfied customers
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