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Recent Foreclosure questions

My dad past away 13 years ago and left two houses to my

my dad past away 13 years ago and left two houses to my three cousins. they just quit paying morgatge I received a certified letter saying the bank has started foreclosure proceedings am I responsible for paying anythingJA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: ny and the estate was settled my aunt was the executrix and im the only childJA: Has any paperwork been filed?Customer: I just received a certified letter stating they were starting procedure. I don't knowJA: Anything else you want the lawyer to know before I connect you?Customer: no

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104 satisfied customers
I am interested in purchasing a Non Performing Mortgage Loan

I am interested in purchasing a Non Performing Mortgage Loan on a single family home located in Central City, KY. The elderly couple who own the home have Homestead Exemption status.I was reading and found out that there is also something called a Homestead Declaration Form which can filed and recorded with the County Clerk. It is a different from claiming a Homestead Exemption. The Homestead Declaration Form protects the filers from creditors.Firstly, I would like to know if this law applies for KY. Secondly, I would like to find out if this Form was recorded with the County Clerk by this couple, and will it protect them from foreclosure on their family home. I have the name and address of the owners and the property information. Thanks. Nash

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TJ, Esq.

Juris Doctor (JD)

10,816 satisfied customers
I have an HOA fee that has been sent to civil court for

I have an HOA fee that has been sent to civil court for Foreclosure. I want to pay creditor directly but have been told to get total in writing from them first. Just call them directly?JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: Summit county ohioJA: Has anything been filed or reported?Customer: need to answer in 28 days with foreclosure notice sent by mailJA: Anything else you want the lawyer to know before I connect you?Customer: I want to pay what is on claim, but think there may be more feesJA: I'm not sure of the exact price, but there's only a $5 deposit. The rest of the price information will be on the page I send you to.Customer: I need you to be more specific about payment. how high can it go?

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Maverick

Doctoral Degree

6,780 satisfied customers
My mother is 86 years old, she has Alzheimer's and is unable

My mother is 86 years old, she has Alzheimer's and is unable to care for herself, she owns a home, which still has a mortgage, her only income is social security benefit, which does not leave any money after her mortgage is paid, so she gets food stamps, Medicaid & home care through social services. I do have POA, and I've tried to refinance her home to obtain a lower interest rate, which is @7% currently. I cannot find any Bank to refinance, because her only credit is her mortgage, which is not delinquent. My question is, where can I obtain help with the making home affordable program?Thank youCarol

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legalgems

Juris Doctorate

13,762 satisfied customers
Four siblings own an inherited residential/business

Four siblings own an inherited residential/business property. The property was transferred from a trust, possibly as separate shares. One sibling now has financial problems and may try to put a lien on her share to extract money. How will this affect the other owners?

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legalgems

Juris Doctorate

13,762 satisfied customers
Ramifications of defaulting on loan to get out of the deal

I saw history on what I needed - thanks - trying to get out of Marriott Vacation Club and associated loan.I reside in GA.Nothing has been filed or reported. The loan is paid up to date.

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LegalKnowledge

Juris Doctor

30,384 satisfied customers
A quick question. My father is the owner of the house, and

a quick question. My father is the owner of the house, and we went to lawyers to sign paperwork to be in my husband name 10 years ago. We've been paying 7 percent interest for 10 years, and the house is not worth refinancing it... We tried. So I decided I want to give the house back. My father agreed, but said I would need to pay the lawyer cost to change the paperwork around. To give it back. Any idea of the cost to adjust it. It's not a foreclosure. Just giving the land/house back to him AS IS...JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: Carrollton, VA ZIP 23314JA: Has anything been filed or reported?Customer: Yes, Paperwork was completed with a Lawyer. And Taxes every year.JA: Anything else you want the lawyer to know before I connect you?Customer: no

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Loren

Juris Doctor

37,038 satisfied customers
Foreclosure sale went through around 8:30 a.m., a chapter 7

foreclosure sale went through around 8:30 a.m., a chapter 7 was filed by the homeowner that same day, albeit, after the sale, can the homeowner petition the court to not ratify the sale and put the Automatic Stay in effect?JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: MarylandJA: Has anything been filed or reported?Customer: yes, a ch. 7 case was filed 3 hours after the sale on the same dayJA: Anything else you want the lawyer to know before I connect you?Customer: no

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

47,090 satisfied customers
My boyfriend filed bankruptcy and is 7 months behind in his

My boyfriend filed bankruptcy and is 7 months behind in his mortgage($22,000) I was going to lead him $8,000 to try and offset the balance. But I don't want to waste my money or time. What is the likelihood of him keeping his home? Will the mortgage company be more inclined to roll the payments back into the life of his loan or favor foreclosure?

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Thomas Swartz

Attorney

Juris Doctor

2,688 satisfied customers
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