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Recent Foreclosure questions

This is a real estate question. I have been ill since 2014

This is a real estate question. I have been ill since 2014 so put my house in DC up for rent and moved back to San Francisco for cancer treatment. I am in a loan midification problem because tenants trashed house and now I just want to sell. There is 400 k in equity- -and no loss to anyone if I just sell. Can the bank put me in foreclosure if I decide to sell? I need to return to San Francisco for more treatment and frankly this is making me sicker because of stress. (###) ###-#### On east coast now and market is very good.JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: Washington dcJA: Has anything been filed or reported?Customer: No- read my 1st medsageJA: Anything else you want the lawyer to know before I connect you?Customer: Everything is in 1st mesdgage- I want to sell my house while it is in a modification program so I can go get medical treatment. The bank loses nothing.

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LegalKnowledge

Juris Doctor

33,936 satisfied customers
My home was held as security on a business loan. My husband

My home was held as security on a business loan. My husband defaulted on the loan, so I had to surrender my home to the bank over the business loan. I filled a Chapter 7, and included my home to release my liability to the mortgage. It's been 6 years since this took place. The house is still empty, and the 2 banks are fighting in court over who has claims to the house. Meanwhile, the house deed remains in my name. How do I get my name off the deed? Shouldn't it have been transferred to the Business bank when theJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: when they took possession. The business bank loan was in Indiana. My home, and it's mortgage bank is in KentuckyJA: Has anything been filed or reported?Customer: My bankruptcy was discharged 30days after it was filed in 2011. In the paper work there is a sherries sale paper. I every few months or so get papers in the mail about the banks proceedings, and court documents. But, no resolution yetJA: Anything else you want the lawyer to know before I connect you?Customer: I don't think so

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Roger

Litigation Attorney

Doctoral Degree

34,606 satisfied customers
Trying to settle the details of an assignment of payment to

Trying to settle the details of an assignment of payment to a bank, we are receiving a monthly income check from a third party in which will be distributed through a bank where the check is wired. The assignment is for 45% of the total. The opposing Lawyer wont respond to e-mail or letter and is now holding up the distribution to the other members of the income by not responding. What can be doneJA: What state are you in? It matters because laws vary by location.Customer: MontanaJA: Has anything been filed or reported?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: It has been a month since our last contact with him.

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Dwayne B.

Juris Doctor

37,212 satisfied customers
Law Educator, Esq.(ONLY) (This is the Regular) (This is on

Law Educator, Esq.(ONLY)(This is the Regular) (This is on Bankruptcy,When is the appropriate time to file bankruptcy, should it be before the trial on the judgment lien foreclosure complaint or after the judgment?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

114,224 satisfied customers
My mother had a foreclosure judgement (during a time she

My mother had a foreclosure judgement (during a time she lost some income). That income has been restored and she desperately wants to save her home as she can now make the mortgage payments. She lives in South Carolina. Is there some type of appeals process that may be available to her? I'm afraid she has a problem with anxiety and when the mortgage company would no longer speak with her, she became too anxious and depressed to decipher what was being sent from the courts. Bertha MouzonJA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: Paperwork has been filed in S.C.JA: Has anything been filed or reported?Customer: I would have assisted her before things became so dire, but I knew nothing much about the seriousness of the matter.JA: Anything else you want the lawyer to know before I connect you?Customer: I have the paperwork scanned. If you'd like, I could quickly email it.

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LegalKnowledge

Juris Doctor

33,936 satisfied customers
I am located in arizona and have a real estate question with

I am located in arizona and have a real estate question with hoa'sJA: Because real estate law varies from place to place, can you tell me what state the association is in?Customer: Maricopa county, arizonaJA: Has anything been filed or reported?Customer: I had a bankruptcy that was discharged in 2012 and we did not reaffirm our homeJA: Anything else you want the lawyer to know before I connect you?Customer: yes, the bank has given us the information that we are not responsible for the mortgage since we did not reaffirm. we tried to get them to do something to lower the principle but they would not. we have purchased a new home and are moving on the 24th. we want to know how to handle the HOA

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

114,224 satisfied customers
My mother is executor of her husband's estate, there's

my mother is executor of her husband's estate, there's $26,000 in credit card debt and at $53,000 Home equity on one of the properties. Both properties are paid of with no mortgage. If she takes out two equity loans totaling the full equity of both properties, will the bank's secured interest in that property supercede and/or "Shield" any judgements, lawsuits, foreclosures or any other legal actions from the remaining "Unsecured Creditors"? Because that particular Bank has such a secured interest, will the equity now be zero, And if so, what can the Credit Card Companies do while there's Zero Equity in the properties since the Bank has full secured interest in it?JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: Hawaii and yes, my mother is now the executor, it has been recorded that she is the personal representative of the estate, transfer of deed is now underway.JA: Has anything been filed or reported?Customer: YesJA: Anything else you want the lawyer to know before I connect you?Customer: this is a separate question, but also very important, father sold the house we currently reside to his sister without my mothers consent. Are there any legal recourse in this matter?

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TJ, Esq.

Juris Doctor (JD)

11,622 satisfied customers
Can you help with question about a second mortgage company

can you help with question about a second mortgage company looking for a deficiency amount in njJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: New JerseyJA: Has anything been filed or reported?Customer: We filed bankruptcy about 5 years ago, and our house went to foreclosure about 2 months ago. We have gotten letters from second mortgage i guess looking for money that they lost. The mortgages were both listed in bankruptcyJA: Anything else you want the lawyer to know before I connect you?Customer: I think that is the most important info

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Ray

Lawyer

Doctoral Degree

40,266 satisfied customers
My house sold in a quick sale! Now I'm told that I have to

My house sold in a quick sale! Now I'm told that I have to move out by the end of the month! Yesterday was the 10th of February . Do I only have that much time?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: FloridaJA: Has anything been filed or reported?Customer: They told me to come in to sign the final papers, but then just told me to get out! It was a cash sale!JA: Anything else you want the lawyer to know before I connect you?Customer: I just need to know if I can stop this or how long I have before I need to move! Thank you

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Ray

Lawyer

Doctoral Degree

40,266 satisfied customers
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