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Recent Foreclosure questions

I have a home equity line of credit with my bank. I have a

I have a home equity line of credit with my bank. I have a mortgage with a loan company. I can't pay the equity line of credit and now they are threatening to file a foreclosure against my house. Can they?JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: Illinois and not yet. I just received a letter today about it.JA: Has anything been filed or reported?Customer: not that the letter saysJA: Anything else you want the lawyer to know before I connect you?Customer: it says I have 30 days to file a a dispute Ty

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Roger

Litigation Attorney

Doctoral Degree

34,634 satisfied customers
We had a property in Manatee County, FL foreclosed and sold

We had a property in Manatee County, FL foreclosed and sold at online auction in 2012. The result was a judgement against us for $188,000.00. We purchased a home in Tx in 2009, $125,000 paid cash, and it is homestead exempt. We are on social security and have savings of just over $30,000.00. We also have a commercial property that I inherited from my father in 2008 in MO that is valued at approximately $18,000.00. We would like to donate that property to a non profit organization. Is there a risk that at some point the judgement against us could be activated and them lose the property? Also, what can we expect in the future about this judgement? Thank you.JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: The foreclosure was in Florida, we now live and own a home in Texas, the property we want to donate is in Missouri. I'm not sure what you mean about paperwork being filed?JA: Has anything been filed or reported?Customer: All I have seen are the court records from Manatee County that says there is the judgement. But when I did a records search online the report says that we do not have any judgements against us. Now that could be because the county is not releasing that as public information.JA: Anything else you want the lawyer to know before I connect you?Customer: Not off the top of my head.

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LawTalk

Attorney at Law

Juris Doctor

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I will like to know if i can file a TRO against my property

HiJA: Hello. How can we be of help?Customer: I will like to know if i can file a TRO against my property that is listed for foreclosure so that i can buy time to payoff ?JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: TexasJA: Has anything been filed or reported?Customer: Not yet i just got to know about TRO yesterday and the foreclosure is set for March 7JA: Anything else you want the lawyer to know before I connect you?Customer: Pretty much am trying to reinstate my account with my mortgage company but i need to buy extra time to be able to pay up

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legalgems

Juris Doctorate

16,340 satisfied customers
This is a real estate question. I have been ill since 2014

This is a real estate question. I have been ill since 2014 so put my house in DC up for rent and moved back to San Francisco for cancer treatment. I am in a loan midification problem because tenants trashed house and now I just want to sell. There is 400 k in equity- -and no loss to anyone if I just sell. Can the bank put me in foreclosure if I decide to sell? I need to return to San Francisco for more treatment and frankly this is making me sicker because of stress. (###) ###-#### On east coast now and market is very good.JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: Washington dcJA: Has anything been filed or reported?Customer: No- read my 1st medsageJA: Anything else you want the lawyer to know before I connect you?Customer: Everything is in 1st mesdgage- I want to sell my house while it is in a modification program so I can go get medical treatment. The bank loses nothing.

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LegalKnowledge

Juris Doctor

34,074 satisfied customers
My home was held as security on a business loan. My husband

My home was held as security on a business loan. My husband defaulted on the loan, so I had to surrender my home to the bank over the business loan. I filled a Chapter 7, and included my home to release my liability to the mortgage. It's been 6 years since this took place. The house is still empty, and the 2 banks are fighting in court over who has claims to the house. Meanwhile, the house deed remains in my name. How do I get my name off the deed? Shouldn't it have been transferred to the Business bank when theJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: when they took possession. The business bank loan was in Indiana. My home, and it's mortgage bank is in KentuckyJA: Has anything been filed or reported?Customer: My bankruptcy was discharged 30days after it was filed in 2011. In the paper work there is a sherries sale paper. I every few months or so get papers in the mail about the banks proceedings, and court documents. But, no resolution yetJA: Anything else you want the lawyer to know before I connect you?Customer: I don't think so

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Roger

Litigation Attorney

Doctoral Degree

34,634 satisfied customers
Trying to settle the details of an assignment of payment to

Trying to settle the details of an assignment of payment to a bank, we are receiving a monthly income check from a third party in which will be distributed through a bank where the check is wired. The assignment is for 45% of the total. The opposing Lawyer wont respond to e-mail or letter and is now holding up the distribution to the other members of the income by not responding. What can be doneJA: What state are you in? It matters because laws vary by location.Customer: MontanaJA: Has anything been filed or reported?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: It has been a month since our last contact with him.

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Dwayne B.

Juris Doctor

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Law Educator, Esq.(ONLY) (This is the Regular) (This is on

Law Educator, Esq.(ONLY)(This is the Regular) (This is on Bankruptcy,When is the appropriate time to file bankruptcy, should it be before the trial on the judgment lien foreclosure complaint or after the judgment?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

114,352 satisfied customers
My mother had a foreclosure judgement (during a time she

My mother had a foreclosure judgement (during a time she lost some income). That income has been restored and she desperately wants to save her home as she can now make the mortgage payments. She lives in South Carolina. Is there some type of appeals process that may be available to her? I'm afraid she has a problem with anxiety and when the mortgage company would no longer speak with her, she became too anxious and depressed to decipher what was being sent from the courts. Bertha MouzonJA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: Paperwork has been filed in S.C.JA: Has anything been filed or reported?Customer: I would have assisted her before things became so dire, but I knew nothing much about the seriousness of the matter.JA: Anything else you want the lawyer to know before I connect you?Customer: I have the paperwork scanned. If you'd like, I could quickly email it.

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LegalKnowledge

Juris Doctor

34,074 satisfied customers
I am located in arizona and have a real estate question with

I am located in arizona and have a real estate question with hoa'sJA: Because real estate law varies from place to place, can you tell me what state the association is in?Customer: Maricopa county, arizonaJA: Has anything been filed or reported?Customer: I had a bankruptcy that was discharged in 2012 and we did not reaffirm our homeJA: Anything else you want the lawyer to know before I connect you?Customer: yes, the bank has given us the information that we are not responsible for the mortgage since we did not reaffirm. we tried to get them to do something to lower the principle but they would not. we have purchased a new home and are moving on the 24th. we want to know how to handle the HOA

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

114,352 satisfied customers
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