I filed ch13 bankruptcy in Nv jointly with my husband. The husband and I split so I since moved to Hi. We stopped paying the plan it got dismissed he didn’t care about losing the home. The problem is I earn less and between moving I am behind on car payments the car just got repo’d. I had planned to file ch7 after I got enough money but I’m too late…I need to if I should try and file ch7 if so will this be for Nv since I haven’t been in Hi for long or just cure the amount owed on the repo ( the only way would be to take a hardship withdrawal from the 401 k and they may not even allow that for this reason. I have a nominal amount of money about 1000 that I could put towards either and not sure what to do first.
the car in question was apart of the ch 13 plan and had arrears prior to filling to further complicate matters
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