Join the 9 million people who found a smarter way to get Expert help

Recent FHA questions

My lease allows pets and I have a doctors note stating I am

My lease allows pets and I have a doctors note stating I am prescribed an emotional support dog and my landlord refuses to acknowledge my doctors note as being real & keeps asking for more proof when there is nothing else I can give him . He also ignores my doctors calls and is refusing to allow my dog because he is half pitbull what can I do ?

Read more

Barrister

Attorney/Landlord/Realtor

Doctoral Degree

star-full
45,592 satisfied customers
I have an issue with a refinanced mortgage I had done with

I have an issue with a refinanced mortgage I had done with Quicken loans. My wife was promoted, and we wanted to rent out the house to her mother. The mortgage was a WHEDA loan, which is an owner-occupy only loan. We needed to refinance to a different loan. I called Quicken Loans and they set me up with the refinance. It took 10 weeks to close, and then when I started the next process of getting a loan for the house we wanted to purchase, the new lender is running into issues due to how the refinance was set up. Quicken Loans set up the loan as an FHA loan, which means I have to occupy for at least 12 months before I can rent it out. Now, not only did the bank reject my loan due to potential mortgage fraud, My wife may need to step down from her position as well. Her job requires a lot of hours, and she is starting to break down from the driving 80 miles each way. Her boss has offered to look into options for her with the company, but one of them is moving back and being demoted. We did e-sign the prelim document of residency for 12 months, but we were not prepared for the mortgage banker to send us a loan that would do this. We assumed they had our best interests, and would have known better, since that was the only reason I refinanced. Is there any legal action I can take against Quicken Loans?

Read more

star-full
3,784 satisfied customers
I purchased a property with a friend three years ago but as

I purchased a property with a friend three years ago but as soon as the purchase went through it has been a nightmare.I wasn't in agreement with the demolition for the projects he had in mind e.g. tearing down a wall that separated the living room and kitchen due to the concern it was load bearing. Also, removing the entire ceiling of one bedroom to install a skylight that never got installed. And that's just to name a few. My hesitations for these projects were based on it not being necessary and me having to repair the unfinished projects.I ultimately walked away with the verbal agreement that he would continue to pay the mortgage on time and would sell the property after one year and he would keep any proceeds of the sale. This decision was based on the advice of our real estate agent and loan officer because of the type of loan FHA.We are at the third year and he is not willing to sell and does not qualify to refinance on his own. He recently has been late with the payments which is affecting my credit.What legal remedies do I have to get this resolved.

Read more

William B. Esq.

Attorney

Doctoral Degree

star-full
19,014 satisfied customers
How much does this cost? so I go online and activate an

How much does this cost ?JA: I'm not sure of the exact price, but there's only a $5 deposit. The rest of the price information will be on the page I send you to.Customer: so I go online and activate an account first ?JA: Because laws vary from state to state, could you tell me what state is this in?Customer: Georgia City of AtlantaJA: Have you talked to a lawyer yet?Customer: NoJA: Anything else you think the lawyer should know?Customer: My questions is this. I own in a condominium building in the city of Atlanta with no mixed use, built in 1988. about 134 units. It does have units financed via FHA , so I would assume HUD would also come into play. The condo has filled most ADA spots with Bikes. they currently have 4 of 5.left over I am handicapped and have asked for reasonable accommodation. because the few spots remaining not filled with bikes are first come first serve. The board doesn't want to make any waves about the bicycles or the parking. I have provided all necessary documentation. So is this legal or would they have to be inline with FHA and or HUD. A permit was recently pulled to upgrade the club room and the guest suite and the workout facility.JA: Can you tell me what state this is in? And do you know who owns the lot?Customer: Georgia, we as an association own the building and the lot. in Atlanta

Read more

Lucy, Esq.

Juris Doctor

star-full
29,502 satisfied customers
My husband was approved FHA Loan (bankruptcy ch 7---3 yrs

My husband was approved for an FHA Loan (bankruptcy ch 7---3 yrs ago) and recieved the letter of approval to purchase a home. We were suppose to close today!!!The lending company said 2 days ago that the home my husband surrendered in the bankruptcy wasn't sold and or recorded with the county recording in 2014...Basically, I know that when surrendering a home in bankruptcy, the house does obviously goes into forsclosure...and for the mortgage company to have full ownership of the property to resell!!! Our discharge letter is dated 2013...We have a family of 8, our house is halfway packed...im a combat veteran, while my husband is still serving...all this happened while my husband was in training...Im pretty sure he thought I was stupid! The lending company will not reply to any of my questions after I stated that I read the FHA LOAN Requirements...my legal docs all state 2013...What are my options...or husbands options?All the time and money into buying this home waisted??? To be told he wanted more money down, 5% and go with a different lender...Ummm not happening something us wrong and my he knows he messed up!!!

Read more

TJ, Esq.

Juris Doctor (JD)

star-full
10,394 satisfied customers
Haven't received a bill on new mortgage in my first 7

Haven't received a bill on new mortgage in my first 7 months. I have asked several times, plus utilizing my 1 emergency payment for that I received in my closing package. Now I'm receiving property tax bills at the house. What can I do?

Read more

TJ, Esq.

Juris Doctor (JD)

star-full
10,394 satisfied customers
I have an FHA loan since 2014. I would like to know how in

I have an FHA loan since 2014. I would like to know how in the event of my death my significant other for the past 30 years would be able to stay in the home and continue to pay the mortgage. In other words can I will him the house even though it is not mortgage free?

Read more

Marsha411JD

Doctoral Degree

star-full
18,648 satisfied customers
My HOA/ Condo fee is very gh and is decreasing the value of

My HOA/ Condo fee is very high and is decreasing the value of my home, making it impossible for me to sell my home without bring under water. What can I do about this? Can I sue the HOA?

Read more

AttyHeather

Attorney

Juris Doctorate

star-full
632 satisfied customers
I live in CA. I want to re-fi my mortgage. I was single when

I live in CA. I want to re-fi my mortgage. I was single when I bought the home. Now I am married. Can I continue to treat this home as my own personal debt without encumbering my wife and her properties (real and personal)? CA is a community property state, does this have any impact on this situation?

Read more

legalgems

Juris Doctorate

star-full
12,874 satisfied customers
View more real estate law questions
In The News