I received a letter from Trident Asset Management, L.L.C.,
I received a letter from Trident Asset Management, L.L.C., based in Atlanta, GA, claiming that I owed $630 from a check that I had supposedly written out to a casino in Wetumpka, AL, to withdraw cash on December 2, 2011.I only received any information about this alleged debt from 2011 in August after I answered a call from them, after a month of them calling, thinking they had my number on a call list and I wished for them to remove it.After receiving the letter, which only stated the amount I owed and who the previous and current debt owners were, I filed a complaint with the BBB of Atlanta and sent Trident a certified letter through mail disputing the claim and expressly requesting a copy of the original check so I could verify its authenticity.They responded to the letter again telling me how I could make payments and that I had 30 days to dispute the claim, with a letter showing the amount I owed and the debt owners. They did not include a copy of the original check for me to verify.I have written to them with a certified letter, again stressing that I disputed the claim and demanded a copy of the original check.I also wrote to the Alabama Attorney General about this issue.Since I was never notified of this alleged debt until last month and they have yet to produce a copy of the original check, do I have any legal standing against them? Would I have to pay the debt they claim I owe?
I would like to find out if the settlement agreement offered
Hi, I would like to find out if the settlement agreement offered to me by verizon is truly beneficial to me. Let me present my case. In 2014 we canceled our services with verizon and returned all equipment (we have a receipt). In 2015 verizon sold our account to collection agency claiming that we didn't return one of the boxes, prior to that they never send us any bill, statement, letter, notice, anything. So in 2015 we received first letter from collection agency, we disputed it, provided proof of returning all equipment, we were never bother by the same collection agency, only to be bother by another, and so on until 6 month ago. We finally had enough and sued verizon in small claims court for that very "unreturned equipment". Their legal department contacted us wanting to settle and here an interesting part starts. First, they were investigating the case claiming that they found out that the balance we owe is for 1 unreturned box that we apparently had since the beginning of our service which is 2011 up until we canceled in 2014. When we told them that we called verizon costumer service asking if it's even possible to have a box that was never activated, representative told us NO. So then they claimed we jave outstanding balance of 155.03, again we never received anu bill from them. Then they claimed that the reason we probably didn't receive any paper bill is because the very month we canceled the service, we aparently signed up for ebill! Moving on, because of this collection account is on our credit report we were denied mortgahe pre-approval and so we told them that, how much damage was done etc. We sued for $2000. In our talks with verizon about settlement we wanted them to remove that delinquent collection report from our credit report. They said it will never happen because the only time verizon would do that is when they are at fault, but in this case they are not, because we have outstanding balance of 155.03 and that is the reason they sold it to collection agency, not the unreturned equipment which is 600 something dollars. After long talks, they started to proceed with their offers:1. They wanted to credit our account with the amount that is under collection which is $768.71 and pay us $500 for damages, we denied2. Then, They wanted a prof that we were denied mortgage pre-approval in order to offer us removing account from credit report, we emailed them proof, after which they said that unfortunately they cannot remove it from credit report, but they can remove it from collections and pay us $1000, we denied3. We threatened that after we win this case, we will simply sie them for the damage to our credit report and request they remove the delinquent report from our credit report. The very same thay they drafted a settlement when they claim they will remove our account from collections, credit our account of the whole amount which is $768.71 and they WILL remove the delinquent report from our credit report, and not pay us anything, which sound good for us, all we teally want is to have it removed from credit report, we don't need any money, but after reading the settlement it looks good to us, however we want to know if there isn't any hidden tricks that could harm us.Below is the settlement:On behalf of Verizon Pennsylvania LLC and Verizon Online LLC (“Verizon”) sued herein as “Verizon Communications, we hereby amicably resolve your returned Verizon equipment matter, (the “Dispute”). This Settlement Agreement sets forth the terms and conditions of the settlement and resolution of the Dispute. The signatories to this Agreement are referred to jointly as the “Parties.” In consideration of the mutual promises set forth in this Settlement Agreement, Verizon has agreed to issue a credit to your account in the amount of $768.71. Additionally, Verizon will remove your account from collections and remove the delinquent report related to your Verizon FiOS account from your credit report. You understand and agree that this Settlement Agreement constitutes the settlement and compromise of doubtful and disputed claims, including but not limited to any billing disputes, claims, demands, and actions incurred by or on behalf of Defendants prior to August 24, 2016. Any payment or act given in exchange for this Settlement Agreement is not to be construed as an admission of liability on the part of any party to this Settlement Agreement and that any such liability is expressly denied. You release and discharge Verizon and their predecessors, successors, parents, subsidiaries, affiliates, assigns, transferees, agents, directors, officers, employees, attorneys and/or shareholders from all causes of action, claims, suits, debts, damages, judgments, and demands whatsoever, whether now known or unknown, matured or unmatured, whether before a local, state or federal court, administrative agency or commission, including, but not limited to, the Federal Communications Commission and the Federal Trade Commission, at any time before and including the date of this Agreement arising out of or relating to the “Dispute”.This Agreement is binding on the Parties, their predecessors, successors, parents, subsidiaries, affiliates, assigns, transferees, agents, directors, officers, employees, attorneys and shareholders. The Parties agree to keep the existence of this Agreement, its terms and conditions (including the amount hereof), and any negotiations related to the agreement confidential. Each of the signatories of this Agreemen t represents and warrants that he is authorized to execute of this Agreement and to bind his respective Party to it. This Agreement shall be governed by the laws of the Commonwealth Pennsylvania . The Parties acknowledge that they have had the opportunity to consult with legal counsel of their choosing before entering into this Agreement, have read this Agreement completely, know and understand its contents, enter into this Agreement freely and voluntarily, and have made to each other no promise or representation not contained in this Agreement. Please sign this Settlement Agreement and return to me via fax, or email. The actions which Verizon has agreed to implement on your account will take place once I receive your signed documents.Sincerely,