My daughter, age 21, who lives in Atlanta, GA, incurred some
My daughter, age 21, who lives in Atlanta, GA, incurred some substantial medical bills due to an illness. She is on my insurance which has a very high deductible so none of the bills will be covered by my insurance.The bills are coming in her name to my home address. She only works part time so she can't pay the $ 14,500 the total of the bills. My problem is I can't pay them either since I've been paid off of my job. I do have some savings I could use if the bills were reduced.Can I, under HIPPA laws talk to the hospital and try and negotiate a lower amount?
My mother is 89 yrs old..my dad died at 52..mom was 53 when
My mother is 89 yrs old..my dad died at 52..mom was 53 when he passed..within 1-2yrs she was infatuated by a guy 25 yrs younger than her..he is a known predator on widow ladies who have a lot of money..this has sucessfully got all my moms money..he has a way to weedle it from her and she lets him..now he has the family farm giving mom full use of house till she passes away or goes to a home..my brother and i have no idea if she gave it to him free or smooth talked her..she treats him as a son ..an treats my brother and me like crap..she has also been gambling heavily..now she is broke..after oud dad was killed on his job my mom was very comfortable..do my brother have a legal stand in fighting to get our family farm back..there r bank statements an checkbook records that show the many many checks she has written to this guy.....any help will b greatly appreciated..thank u...lennaJA: What state are you in? It matters because laws vary by location. Has anything been filed or reported?Customer: Iowa..not that we no of..shes always been very secretive about this..the farm has never been recorded at the court house its still in my dads nameJA: Anything else you want the lawyer to know before I connect you?Customer: We as her only 2 children dont have a clue of any of her business..all i no is he has done this to other women..and she has nothing..cant even pay for a funeral..we want what this gold digger took from my mom..but the sad thing is she willingly gave it to him....
My husband is 63 and has been on soc. Sec.disability since
My husband is 63 and has been on soc. Sec.disability since Jan.2012. He also receives a monthly disability payment through his employers disability carrier Met Life each month. He is still considered an employee of his Minnesota based employer and will be until he reaches the age of 66.We live in our home in Florida over the winter months and in a travel trailer in Minnesota the rest of the time.We are paying a significant amount in state taxes.We are investigating the possibility of changing our state of residence to Florida since there is no state income tax.Our concern is that if we do make that change, he might lose his employers disability payment.Are there any rules or disability laws that would cause the loss of this payment should we change our state of residency?
I am married but not legally separated. I purchased my home
I am married but not legally separated. I purchased my home while being married but separated from my husband. He also bought a home, but lost his thru short sale. I want my property to be mines. I live in California. Want to setup an irrevocable trust with my daughter in charge of my home, and anything else that I own
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My parents are almost 70 years old.they have no will or
My parents are almost 70 years old.they have no will or power of attorney. My mom gets social security while my dad gets social security and a pension. Their health care coverage is a combination of Medicare and dad pension health plan. Pension plan covers 20% while Medicare covers rest. They have property valued at around $650k. They want to pass property to kids and grandkids. What is the best way to do this without having to worry about probate. Should they also be planning for Medicaid spendown out of concern for 5 year look back period?JA: Can you tell me what state this is in? And just to clarify, what paperwork has been filed?Customer: New York. They have done absolutely nothing. This is a last ditch effort to get them to do some estate planningJA: Has anything been filed or reported?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: No
My husband of 52 years just passed away and I will be losing
My husband of 52 years just passed away and I will be losing income of one soçial security check and his pension çheck. It was a struggle because he hàd been in a care facility due to Alzheimer's and a broken hip. My question is: we had 5 credit cards, 3 in his name and 2 in my name, can I notify the 3 of his death and my inability to pay them and pay those in my name? We do not have much in assets. OR, do I declare bankruptcy which I do not want to do?
I have a questions regarding Medicaid and gifting of money
I have a questions regarding Medicaid and gifting of money in Maryland. I have been giving advice by a financial planner and wanted to make sure the information is accurant.JA: Has anything been filed or reported?Customer: NoJA: Anything else you want the lawyer to know before I connect you?Customer: First of all how much does it cost to run this by a lawyer?JA: I'm not sure of the exact price, but there's only a $5 deposit. The rest of the price information will be on the page I send you to.Customer: Ok, here is the scenario. My parents are applying for VA Aid and Assistance. They may only have $20,000 in their checking account at any time. The planner wants by to liquidate my mother's IRA and their Mutual funds and put them in a separate account to be held by me and my sister. This account would be used only to pay for their medical and assisted living expenses. The money won't last them very long so Medicaid will be in their future. I know Maryland has a 5 year look back and the money will look like a gift. He assured me that if all records of payments for their medical care are kept with the bank statements that it will not be considered gifting. Is that correct?
We are a recently retired couple & moved to CO from AK last
We are a recently retired couple & moved to CO from AK last year, so our wills are filed in AK. Do we need to update & file our wills here? Re updating, the only thing that's changed is that we sold our house in AK & bought some investment property in MI through our daughter & son-in-law there, who are r.e. agents; however, our wills are pretty basic--they don't list particular assets, they just say whichever of us dies first, the other inherits, & if we die together, our 3 daughters (in CO, MI, & NY) inherit equally, + our eldest, the one in MI, is named as our executor. Also, do we need to get new living wills/advance directives for CO?