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Recent real estate law questions
My sister-in law has been eliminated from any decisions ( in
My sister-in law has been eliminated from any decisions ( in an addendum to the trust for monies received years ago) concerning the sale of the family property which is in a family trust. What type of lien can we put on the property to insure she doesn't try to sale the property without our knowledge.JA: Since estate law varies from place to place, can you tell me what state this is in?Customer: CAJA: Have you talked to a lawyer yet?Customer: Not yetJA: Anything else you think the lawyer should know?Customer: No the addendum spells everything out just don't trust her! We have contacted a realtor to sale the property he tried to talk to her to let her know what was going on and she said he had no legal right to list the property or open an escrow.JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Real Estate Lawyer about your situation and then connect you two.
Purchased home from nton Mortgage thru Banner Bank Sept 1986
Purchased home from Hinton Mortgage thru Banner Bank Sept 1986 orig loan 60,619.00 30yr 9.5% fixed rate FHA loan. Husband lost Job, got behind on payment. HUD took over loan in 1992. Made payments to Hud for aprox 4yrs. Loan was sold or given to Ocwen Federal Loan servicing 03/01/1996. Maturity date 08/01/16. Rec'd Balloon Letter in March of this yr. saying payment due in full on maturity will not accepts payment after that time. Requested pay off quote they are saying we still owe $44K. Loan amount turned over to Owen looks like $60,619.00 the total amount of the Loan??. 20 yrs later I owe $44K, where is the credit for the 10yrs of payment made prior to Ocwen (between Hinton Mortgage and HUD). If the balance turned over was incorrect, the application of principal and interest incorrect for 20 yrs is also incorrect. Rec'd amortization schedule from Ocwen in 1996. They are not following their own schedule. I have copy of Deed and Trust between HUD and Ocwen, I have paper work from Hinton Mortgage, I have an annual tax-loan/Escrow statement from HUD dated 01/07/92 -12/3192 showing I paid $7,217.33 in interest nd $1,142.15 in tax. I am current on my loan payments. I look forward to paying off loan, but we do no owe $44K. A few yrs ago Ocwen said we were current on our principal and no longer needed to be on their Forbearance plan. They adjusted my payment from $735.00 a month to 705.00. When asked if he adjustment was enough to pay off loan at maturity, they said it would pay every thing except arrearage in the amount of aprox $9K (owe less than now) . I feel Ocwen is trying to steal our home by saying we owe $44K. I have not rec'd statements from Ocwen in yrs, although requested never rec'd. I do have payment history from Ocwen dating back to 03/01/96 - 06/15/96, it is not a running total and the report is hard to read. Can you firm help me?JA: Since estate law varies from place to place, can you tell me what state this is in?Customer: Dallas TXJA: Have you talked to a lawyer yet?Customer: Most represent Ocwen. Some feel because my house is not in foreclosure, the case is light. And others are way out of our price rangeJA: Anything else you think the lawyer should know?Customer: We filed Bankruptcy about 5 or six years ago included Ocwen, but continued to make our mortgage payment. Ocwen said the Bankruptcy has been dischargedJA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Real Estate Lawyer about your situation and then connect you two.
I had a closing date of the 20th of June. Before the close
I had a closing date of the 20th of June. Before the close date the house got flooded from a toilet backup and since have had to replace all of the wood flooring and drywall repair and paint. My loan lock was up on the 20th and now we are having to extend the loan. I have been trying to get the seller to pay for this with no luck , What course of action is available to me?
Looks like an old inaccurate lien is still on our house
Looks like an old inaccurate lien is still on our house which we are in the midst of selling. My husband got divorced in 2013 and in his divorce decree he was to pay his ex wife a certain amount of money. Said money was paid (we have check copy from bank being cashed and signed by her) and divorce was finalized in early 2014. In summer 2014, my husband refinanced his home to get her off the title/deed and was successful in doing so. Come to today, there seems to be a mysterious lien on our house by ex wife for said amount from 2013 (I guess her lawyer told her to do so to guarantee payment) and now it is keeping up from selling the house. We have proof we paid this amount and it should have been handled/taken off when divorce was finalized. We have not been able to reach/find her. What do we do?! We are in the escrow stage of selling our home.
I work escrow company. My short sale lender is requiring me
I work for an escrow company. My short sale lender is requiring me to signthe Arms Length Affidavit. However, I have no personal knowledge whether or not thistransaction is an Arms Length transaction or not, and I certainly can't swear under penaltyof perjury that it is.Isn't there some California law that states escrow holders are not required to sign theArms Length Affidavit?
We are buying a home, according to the contract the escrowView more real estate law questions
Hi, we are buying a home, according to the contract the escrow date is June 22nd, according to the bank (Wells Fargo), they will fund the mortgage on June 23rd (1 day delay).The sellers agent sent addendum saying that the seller doesn't believe it will be completed and asks for additional 20,000$.On June 19th, he also sent a notice (Notice to buyer to perform), on the contingency section he checked column H - Close the escrow, which we didn't sign.I'd like to mention that during all the time between the sign till now, I asked the bank agent if we are expecting any delays, and got a written reply that we are on track and no delays expected.Only on June 19th, we got a call from our real estate agent saying that we will not meet the deadline on time.I'd like to understand my options at the moment, can the seller ask for additional $20,000 dollar for one day delay?Am I going to lose the house along with my deposit?Please advise.Thanks,Dror