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I've been employed by a company since November 2015. I

I've been employed by a company since November 2015. I supervise staff, work onsite, use company equipment, approve timesheets, make hiring decisions, etc. I am still classified as "temporary", and therefore do not get benefits. I was told today by my boss that if I want benefits, I will need to take a $35k paycut. If I am unwilling to do so, then I will likely get laid off in 1 - 2 months.

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John

Attorney

Doctoral Degree

7,472 satisfied customers
1991 retiree received pension for 22 years, including

1991 retiree received pension for 22 years, including company-sponsored group health insurance and tax-free medical stipend (incentive for early retirement). Company was sold in 2012, at which time we lost group coverage and were required to contract for individual health insurance coverage. In 2016 Wife went to US govt coverage thru VA at no cost to us.New company retained stipend in April with no explanation--after repeated inquiries--renaming it "reimbursement." We have lost $250/mo. To date.Pls. Advise.

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Lucy, Esq.

Juris Doctor

29,878 satisfied customers
My father worked a company as a pipefitter for 18 years and

My father worked a company as a pipefitter for 18 years and the company suddenly went out of business in 2010. He received a severance package but nothing more. In 2011, the company opened back up and resumed operations. He found another job and ever since has been fighting to get his retirement money from the company. They contacted him today and told him he would not be receiving any money from them, even though they took funds out of his check for 18 years. Is this legal and what steps should he take to get his money back?

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John

Attorney

Doctoral Degree

7,472 satisfied customers
Type your question hereTime Warner cable was bought by

Type your question hereTime Warner cable was bought by Charter communications. Charter froze the Time Warner pension plan and created their own savings plan called the retirement accumulation plan. We are being told that we will have access to the funds upon retirement or termination of employment. If Time Warner Cable no longer exists and Charter is not continuing the pension plan then how can they legally block us from taking the lump sum?

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Marsha411JD

Doctoral Degree

18,798 satisfied customers
My employer did not deposit our employee contribution into

My employer did not deposit our employee contribution into our IRAI discovered this when I called the organization who handles the IRA. We have been making contributions since May. I reported the employer to the IRS. Today I received a phone call from my previous employer that my funds are being deposited this week with interest. I am concerned that they are not covering everyone's account. What can I do?

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John

Attorney

Doctoral Degree

7,472 satisfied customers
I elected COBRA from my former employer. In July there was

I elected COBRA from my former employer. In July there was an increase of $11 per month. About two weeks later I was notified it was a $60 a month increase in the premium. This company is self-insured and I have been advised that the total premium (ER and EE) did not increase.I did payroll for this company and they are very dishonest in payroll matters. I should also note I signed a small settlement when I left.All I really want is to have my COBRA payments be calculated honestly. What are my options? Is there a government agency that oversees these matters?Thanks in advance.

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Marsha411JD

Doctoral Degree

18,798 satisfied customers
If you have met your deductible and out of pocket amounts

If you have met your deductible and out of pocket amounts under the employer health plan and then immediately elect COBRA coverage and pay for it , can you be forced to meet these amounts again during the same plan year?

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Phillips Esq.

Attorney

Juris Doctor

17,882 satisfied customers
According to the ERISA fact sheet: "You immediately

According to the ERISA fact sheet: "You immediately vest in your own contributions and the earnings on them. This means you have earned the right to these amounts without the risk of forfeiting them. But note – there are restrictions on actually taking them out of the plan." This is from this link: https://www.dol.gov/ebsa/faqs/faq_consumer_pension.html. Can you tell me what they mean about restrictions on actually taking the money out of the plan? What restrictions can they impose?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

106,502 satisfied customers
Defined benefit pension was stopped and hospital red a third

Defined benefit pension was stopped and hospital hired a third party diversified to manage Have began receiving monthly statements" estimates" of for years what my lifetime monthly payments would be started off(###) ###-####down to 200 then 0Hospital HR rep states based on admits ration plan Erisa rule it doesn't matter who made the errors in estimatesFinal calculation 56.00 /month vs as much as 600 based on yrs of service and rules of the planWhen a business decides to hire a 3 rd party to manage this over the years and wrong information is delivered to 3rd party or actuary calculates monthly estimatesHR dept today says it doesn'tMatter based on Erisa lawThey have to pay me based on what they have calculated correctly now based on rules of administrative plan

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Marsha411JD

Doctoral Degree

18,798 satisfied customers
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