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Recent Earthquake Insurance questions

We are purchasing a new home and are considering earth quake

We are purchasing a new home and are considering earth quake insurance. But the region we are in is not particularly known for earthquakes (greater Seattle area). I'm trying to understand the full extent of my liability should I choose not to purchase earthquake insurance. If the home is ever a complete loss, and I walk away from it, would the lender ever be able to garnish 401k savings or eventual withdrawals? Or is the extent of risk limited to equity in the home?

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Marc

Attorney at Law

JD

638 satisfied customers
Do I have a right to ask HOA to provide the banking information

Do I have a right to ask HOA to provide the banking information because I want to make sure the money still into the bank. This HOA no security guard, the gate always broken, and paint if feel off..but I still need to pay $170/month.Later HOA said they want to remove the earthquake insurance and use those money to do termites, and all unit has to pay $700 more. For me this is a Fraud because my house just did termites and I don't need to do anything.What can I do

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Ely

Counselor at Law

Juris Doctor

69,554 satisfied customers
Unable to get straight answer from lender for final payment.

Unable to get straight answer from lender for final payment. Wired money from first response, meanwhile received 5 more payoff amount updates, each with a new amount, each including the original amount as if not paid. Received registered collection letter for double the amount, responded by phone only to find my account baXXXXX XXXXXsted on her screen as $0.00. Lots of time on the phone being patient & attempting to get a true final figure. Money was wired back into my bank after 2+ weeks. Now several insurance complications, threats of lender placed flood, $2200. FHA loan, lots more crazy history with this lender. Need legal help dealing with B of A.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

118,016 satisfied customers
Is it legal for an insurance company to drop me and my husband

Is it legal for an insurance company to drop me and my husband from our renters insurance, earthquake insurance, and umbrella policy insurance because three claims have been filed against our policy in the last couple years? If so, what can we do to fight back to keep our insurance?In the medical landscape, insurance companies can't *drop* people because of their medical insurance usage.

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Dave Kennett

Doctoral Degree

21,102 satisfied customers
As a condo owner do I need earthquake ins

The HOA has earthquake insurance. I don't see the need to have it myself, since I don't pay to rebuild the building, the HOA would. Am I correct.

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LEV

Retired

Bachelor's Degree Equivalent

25,422 satisfied customers
I am in a rent to own written contract that was notarized.

I am in a rent to own written contract that was notarized. The owner just recently died and I am not getting an eviction notice from the deceased s lawyer. Can they kick me out?JA: Because laws vary from place to place, can you tell me what state the property is in?Customer: North CarolinaJA: Has anything been filed or reported?Customer: I have never been late on my monthly contract. Not once.JA: Anything else you want the lawyer to know before I connect you?Customer: Contract was given to his lawyer and approved 2 years ago.

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Phillips Esq.

Attorney

Juris Doctor

22,278 satisfied customers
I have a lawyer who rarely speaks to me, nor does she answer

I have a lawyer who rarely speaks to me, nor does she answer questions when I ask her. She doesn't update me on the case. Unfortunately, I have to depend on ' Just answer' for honest answers. I'm suing a newspaper for libel. The news paper refused to hear my side of the story, however were forced to admit that they used only one source after filing. The writer also edited the slanderous article electronically after I contacted them with evidence of my t***** *****ging the wording of the article deleting evidence to benefit them, however leaving the slanderous comments about me, refusing to change it. I have screen shots of the original. Although I'm in court I'd like to know who else I can contact and report the news paper reporter and news paper? Writing and changing an article for fund raising purposes and slander is unethical and it should be reported as well. I'd like to know who the proper authorities are if there is a such thing. Thank you.

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Hammer O'Justice

Attorney

Juris Doctor

4,848 satisfied customers
Friend had son co-sign and take half ownership in home that

Friend had son co-sign and take half ownership in home that she purchased when disabled and had insufficient credit to do alone.JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: TexasJA: Has anything been filed or reported?Customer: No new litigation if that is what you are asking.JA: Anything else you want the lawyer to know before I connect you?Customer: Yes. Let me tell you this story and the real estate question.

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

54,136 satisfied customers
Will my name appear in the newspaper for a suit even if we

Will my name appear in the newspaper for a suit even if we are able to settle out of court or will it be in the paper just for being served?JA: Since laws vary from place to place, what state is this in?Customer: LouisianaJA: Has anything been filed or reported?Customer: No, I was just served and I will pay what I owe to the company's lawyer. I have only been served and will pay immediately.JA: When we are ready I'll take you to the appropriate web page.Customer: OKJA: Anything else you want the lawyer to know before I connect you?Customer: NO, Thanks so much.

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

54,136 satisfied customers
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