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Recent Earthquake Insurance questions

Do I have a right to ask HOA to provide the banking information

Do I have a right to ask HOA to provide the banking information because I want to make sure the money still into the bank. This HOA no security guard, the gate always broken, and paint if feel off..but I still need to pay $170/month.Later HOA said they want to remove the earthquake insurance and use those money to do termites, and all unit has to pay $700 more. For me this is a Fraud because my house just did termites and I don't need to do anything.What can I do

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Ely

Counselor at Law

Juris Doctor

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62,860 satisfied customers
Unable to get straight answer from lender for final payment.

Unable to get straight answer from lender for final payment. Wired money from first response, meanwhile received 5 more payoff amount updates, each with a new amount, each including the original amount as if not paid. Received registered collection letter for double the amount, responded by phone only to find my account baXXXXX XXXXXsted on her screen as $0.00. Lots of time on the phone being patient & attempting to get a true final figure. Money was wired back into my bank after 2+ weeks. Now several insurance complications, threats of lender placed flood, $2200. FHA loan, lots more crazy history with this lender. Need legal help dealing with B of A.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

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105,296 satisfied customers
Is it legal for an insurance company to drop me and my husband

Is it legal for an insurance company to drop me and my husband from our renters insurance, earthquake insurance, and umbrella policy insurance because three claims have been filed against our policy in the last couple years? If so, what can we do to fight back to keep our insurance?In the medical landscape, insurance companies can't *drop* people because of their medical insurance usage.

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Dave Kennett

Doctoral Degree

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21,100 satisfied customers
As a condo owner do I need earthquake ins

The HOA has earthquake insurance. I don't see the need to have it myself, since I don't pay to rebuild the building, the HOA would. Am I correct.

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LEV

Retired

Bachelor's Degree Equivalent

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24,192 satisfied customers
I have a 401 K account with a company I worked for 12 years

I have a 401 K account with a company I worked for 12 years ago. I would like to roll it over to an IRA with another company. My question is that the company I have the 401K with had sent me statements up till 2015 with a higher balance. Now they sent me a statement that reads: "account balance as of 12/31/15 $11,114, but on the other side of the sheet it reads"vested balance as of 12/31/15 $10,387" Why are they lowering my balance? Thank you

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Marsha411JD

Doctoral Degree

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18,654 satisfied customers
I have made a verbal commitment to sell my house. Also

I have made a verbal commitment to sell my house. Also commited via text. I haven't given them a signed contract, nor have they given us earnest money. Now I am having serious second thoughts about selling. Can I decline to sale without ramifications? State if Alabama.

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Dwayne B.

Juris Doctor

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34,782 satisfied customers
I was involved in an accident on June 20, I also paid my car

I was involved in an accident on June 20, I also paid my car insurance that day, they reinstated my renters insurance that day but not my car insurance, so I was not covered when the accident happened and I'm at fault. I also passed out prior to the accident. I don't remember anything till after impact. I had slurred speech, trouble with numbers and I could not move my hands to turn off my car. I am currently working on what happened to me, I see a neurologist soon and hope to have an answer as to why I passed out. I still have memory issues, worse than before. I don't know what to do. I live on a fixed income and have 3 kids which child support received is not enough. What should I do?

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LegalKnowledge

Juris Doctor

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29,080 satisfied customers
Is it illegal for a president of a bank to which you have a

Is it illegal for a president of a bank to which you have a business loan, to open 2 business's in direct competition with you?

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Dwayne B.

Juris Doctor

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34,782 satisfied customers
My wife's son is 5 yrs old now and has not seen or heard

My wife's son is 5 yrs old now and has not seen or heard from his biological dad in 3 1/2 years. Can she change his last name to hers if the biological dad signs over his rights.

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Dwayne B.

Juris Doctor

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34,782 satisfied customers
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