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Recent Earthquake Insurance questions

We are purchasing a new home and are considering earth quake

We are purchasing a new home and are considering earth quake insurance. But the region we are in is not particularly known for earthquakes (greater Seattle area). I'm trying to understand the full extent of my liability should I choose not to purchase earthquake insurance. If the home is ever a complete loss, and I walk away from it, would the lender ever be able to garnish 401k savings or eventual withdrawals? Or is the extent of risk limited to equity in the home?

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Marc

Attorney at Law

JD

350 satisfied customers
Do I have a right to ask HOA to provide the banking information

Do I have a right to ask HOA to provide the banking information because I want to make sure the money still into the bank. This HOA no security guard, the gate always broken, and paint if feel off..but I still need to pay $170/month.Later HOA said they want to remove the earthquake insurance and use those money to do termites, and all unit has to pay $700 more. For me this is a Fraud because my house just did termites and I don't need to do anything.What can I do

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Ely

Counselor at Law

Juris Doctor

67,064 satisfied customers
Unable to get straight answer from lender for final payment.

Unable to get straight answer from lender for final payment. Wired money from first response, meanwhile received 5 more payoff amount updates, each with a new amount, each including the original amount as if not paid. Received registered collection letter for double the amount, responded by phone only to find my account baXXXXX XXXXXsted on her screen as $0.00. Lots of time on the phone being patient & attempting to get a true final figure. Money was wired back into my bank after 2+ weeks. Now several insurance complications, threats of lender placed flood, $2200. FHA loan, lots more crazy history with this lender. Need legal help dealing with B of A.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

112,778 satisfied customers
Is it legal for an insurance company to drop me and my husband

Is it legal for an insurance company to drop me and my husband from our renters insurance, earthquake insurance, and umbrella policy insurance because three claims have been filed against our policy in the last couple years? If so, what can we do to fight back to keep our insurance?In the medical landscape, insurance companies can't *drop* people because of their medical insurance usage.

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Dave Kennett

Doctoral Degree

21,102 satisfied customers
As a condo owner do I need earthquake ins

The HOA has earthquake insurance. I don't see the need to have it myself, since I don't pay to rebuild the building, the HOA would. Am I correct.

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LEV

Retired

Bachelor's Degree Equivalent

24,194 satisfied customers
My son was in a fight in a bar. He hit another man while

My son was in a fight in a bar. He hit another man while holding a beer bottle. The other man did not go to hospital and is not filing charges but my sons lawyer says the DA is pushing for felony charges against my son. If the victim is not pressing charges how can the DA go after my son?JA: What state is this in? And can you tell me a little more about the charge?Customer: Georgia, Bibb County. I think it is assault and battery. My sons lawyer said the DA offered 90-120 days in correctional facility.JA: Has anything been filed or reported?Customer: I don't understand the question. My son was arrested the night it happened and the charges were misdemeanor assault. He got out on $200.00 bail. Then the next day they re-arrested him for the felony.JA: Anything else you want the lawyer to know before I connect you?Customer: No

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LegalPro54

Doctoral Degree

18,950 satisfied customers
II had a contract with a major client. The client breached

II had a contract with a major client. The client breached the contract. The result of the breach resulted in damages, the most significant being a loss of value to the busines. I was in negotiation for a sale of the business and had a written purchase agreement for the sale to a buyer for a specified amount, and it stipulated that the breaching client business and goodwill was to be part of the sale.But as a result of the breach, and the resulting loss of that client, I only received half of what was originally offered.Is the breaching customer liable for this consequential loss?1. The case is in Arizona.2. Two lawyers have confirmed that the client did indeed breach the contract.3. The contract contained a 30 day notice for termination of the contract however the client never exercised, nor performed the procedures required to terminate.4. There is a provision in the contract that allows for the prevailing party to recover reasonable attorney's fees.

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INFOLAWYER

Attorney

Juris Doctor.

39,146 satisfied customers
Wife and I own a condo in Dunbarton NH 4 unit complex on 14

my name is***** wife and I own a condo in Dunbarton NH 4 unit complex on 14 acres We just had a new owner move in We currently have asmall fenced in garden and a woo pile we heat with wood these things were verbaly approved several years ago The new peole want it all gone What rights do we have Thanks PaulJA: Has anything been filed or reported?Customer: We had a assoc meeting on Mon But nothing was resolvedJA: Anything else you want the lawyer to know before I connect you?Customer: we were wondering if any of these things were grandfatherd or where we stand with this

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Ely

Counselor at Law

Juris Doctor

67,064 satisfied customers
I took over payments on a friends vehicle that was up for

I took over payments on a friends vehicle that was up for repo on a verbal agreement now that the payments are caught up she says she is going to report it stolen. I have the proof that I have been paying the finance company what can I do?JA: What state are you in? It matters because laws vary by location.Customer: IdahoJA: Has anything been filed or reported?Customer: No not yetJA: Anything else you want the lawyer to know before I connect you?Customer: No

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Loren

Juris Doctor

40,242 satisfied customers
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