How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
A new question is answered every 9 seconds
Ask a Bankruptcy Law question
Type Your Bankruptcy Law Question Here...
characters left:
5 Bankruptcy Lawyers are Online Now

Bankruptcy Discharge Questions

What is Bankruptcy Discharge?

In the United States discharge in the bankruptcy law is related to the nonpayer’s discharge, which is a legal order that is against the beginning or the continuance of an action which can include the employment process in order to collect, claim, or make up for the debt of a personal responsibility of the nonpayer. Bankruptcy discharge is one of the main benefits that is awarded to help those in debt under the Bankruptcy Code and is important to the “fresh start” of the nonpayer after the bankruptcy has occurred; this is the main belief under the Federal Bankruptcy Law. Bankruptcy Discharge is also believed to be an important part in credit markets by supporting lenders, that many be more experience and have more information than the nonpayer’s where they are able to keep an eye on the nonpayer’s and limit the possibility of becoming more in debt.

What happens after the bankruptcy discharge?

Once someone has filed bankruptcy and they have been awarded bankruptcy discharge, that individual is now legally released from their debt responsibility. Once this is awarded the individual’s ability to regain credit can often times be a struggle for anywhere between 7 to 10 years because they have filed bankruptcy. Now, once they are officially out of bankruptcy, which will take normally about six months after they have filed Chapter 8 or right after they have finished their Chapter 13 repayment plan, they can then try to receive credit. The individual can only7 as for forgiveness every eight years by filing for Chapter 7 and then they can only file Chapter 13 debt repayments plan every 4 years.

How to obtain bankruptcy discharge papers?

Once an individual’s bankruptcy case has been completes, in order to receive the discharge papers that show proof that they no longer owe the debts, by keeping these records is highly important because often times employers may want to see this. If the individual is no able to find their bankruptcy discharge papers they can normally get new copies by uses many different ways. Read below on the steps in order to obtain legal bankruptcy discharge papers:

The person will need to go to their local United States Bankruptcy Court, even if they did not file with that court.

They will need to talk to the court clerk and see if they have access to their bankruptcy discharge papers, or give them information on how to obtain them by themselves.

In many cases they will be asked to pay the required copying fees. Often times they will be asked to be anywhere from $.10 to $.50 per page. The individual will need to call their bankruptcy lawyer if they have hired one for their previous case. Their lawyer’s employees should be able to copy and mail the actual amount that will be asked for the copying fee, because this fee will all depend on the law practice that was used and the conditions of the bankruptcy that was agreed upon.

Finally, the individual will need to visit the PACER website, and sign up for a free account if the individual does not want to do the above steps in order to receive their bankruptcy discharge papers. In this case the fee may be as little as $.08 per page in order to look up the bankruptcy discharge cases; the individual can also print of the documents.

Does someone have the right to delay their bankruptcy discharge court date until they receive the reaffirmation agreement from the lender?

In this case the Bankruptcy filer does not have the right to delay their discharge. On the other hand they can contact the trustee, and make a request to them. The trustee can in fact delay the discharge, but also the trustee is not responsible to be informed before hand as to whether or not they will be allowed to do this.

In the state of New York does the Chapter 7 bankruptcy discharge remove any traffic tickets?

In the state of New York, any traffic fines and/or parking tickets are considered fines of governmental units. The Bankruptcy Code states that these types of fines are not able to be discharged under Chapter neither 7 nor 13.

The bankruptcy laws can often be very complex along with the bankruptcy discharge laws. When filing for bankruptcy discharge, you will need to make sure that you are taking every step legally that way you will be more than likely granted the discharge. For more information on Bankruptcy Discharge contact the Legal Experts online.
Ask a Bankruptcy Law question
Type Your Bankruptcy Law Question Here...
characters left:
5 Bankruptcy Lawyers are Online Now

How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

JustAnswer in the News:

 
 
 
Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.
 
 
 

What Customers are Saying:

 
 
 
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
< Last | Next >
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex Los Angeles, CA
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP Hesperia, CA
  • I couldn't be more satisfied! This is the site I will always come to when I need a second opinion. Justin Kernersville, NC
  • Just let me say that this encounter has been entirely professional and most helpful. I liked that I could ask additional questions and get answered in a very short turn around. Esther Woodstock, NY
  • Thank you so much for taking your time and knowledge to support my concerns. Not only did you answer my questions, you even took it a step further with replying with more pertinent information I needed to know. Robin Elkton, Maryland
  • He answered my question promptly and gave me accurate, detailed information. If all of your experts are half as good, you have a great thing going here. Diane Dallas, TX
 
 
 

Meet The Experts:

 
 
 
  • Ron

    ASE Certified Technician

    Satisfied Customers:

    21098
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
< Last | Next >
  • http://ww2.justanswer.com/uploads/FO/fordguy4u/2011-12-17_222940_HPIM1257.64x64.JPG Ron's Avatar

    Ron

    ASE Certified Technician

    Satisfied Customers:

    21098
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
  • http://ww2.justanswer.com/uploads/lyeung1/2010-07-25_032152_tn_IMG_0241.JPG Dr. Y.'s Avatar

    Dr. Y.

    Urologist

    Satisfied Customers:

    18361
    I am fellowship trained specializing in general urology and reconstructive urology.
  • http://ww2.justanswer.com/uploads/docjohn174/2008-12-13_170143_johnask.jpg John's Avatar

    John

    Home Appliance Technician

    Satisfied Customers:

    13453
    Appliance repair business owner for over 43 years.
  • http://ww2.justanswer.com/uploads/MU/multistatelaw/2011-11-27_173951_Tinaglamourshotworkglow102011.64x64.jpg Tina's Avatar

    Tina

    Lawyer

    Satisfied Customers:

    8469
    JD, BBA Over 25 years legal and business experience.
  • http://ww2.justanswer.com/uploads/dermdoc19/2010-09-30_160749_Photo_122807_015.JPG dermdoc19's Avatar

    dermdoc19

    Dermatologist

    Satisfied Customers:

    3821
    30 years practice in general and cosmetic dermatology
  • http://ww2.justanswer.com/uploads/BI/birddoctor/2012-6-22_173214_birddoctor.64x64.png Dr. Pat's Avatar

    Dr. Pat

    Bird Veterinarian

    Satisfied Customers:

    3383
    25+ years working primarily or exclusively with birds
  • http://ww2.justanswer.com/uploads/RY/rydergar/2012-6-6_192240_IMG0328.64x64.JPG Dr. Gary's Avatar

    Dr. Gary

    Cat Veterinarian

    Satisfied Customers:

    3289
    DVM, Emergency Veterinarian, BS (Physiology)