The mortgage on my principal home was discharged under Chapter
The mortgage on my principal home was discharged under Chapter 7 in August 2011. However, I continue to make the monthly payments on time. The current balance of the discharged mortage is $95,000. My concern is that the national lender (Wells Fargo) may be accepting my payments but simultaneously obtaining a court issued judgement to foreclose on my house and with short notice order me to vacate the premises. I have a lot of equity in my house (appraised value is $350,000), which could be the trigger for this lender to foreclose on my property. In addition, I believe that recent legislation in the state of Florida would help them expedite the foreclosure and eviction process. Before the lender would be granted a judgement against me to take my house, would I be issued an advance notice that I can challenge before the judgment is granted on the lender's behalf?
I filed my bankrupcy papers for chapter 7 and i also filed
I filed my bankrupcy papers for chapter 7 and i also filed to have the fee waiv ed that was denied so now what do i do also i got a paper stating i forrgot to file form 23 the financial credit class and also what does this mean case commencement deficiency notice its marked notice of avaiaable chapters sighned by deptor .im confused i got a letter for me to appear at the 341 meeting then i have another paper saying my case was dismissed and another paper saying application for fileling fee waiver denied and the debtor not having filed the fee for the petion herein so what do i do
I live in Western New York State and have filed chapter 7 bankruptcy
I live in Western New York State and have filed chapter 7 bankruptcy "pro se" and I made an amendment 2 sections B,C by adding a possible asset. I was recently informed that I have to mail a copy of the amendment to all of my creditors and then send in a certificate of service. Do I actually have to mail all of my creditors a copy of my amended B and C?? Or can I simply notify them by letter that a possible asset was added. By the way the asset is a lawsuit that was filed in June and may take a very long time, I didn't originally claim it as an asset cause I am a long way from winning and no dollar amount was named in the lawsuit.
I filed chapter 7 bankruptcy in western New York state "PRO
I filed chapter 7 bankruptcy in western New York state "PRO SE". I had to make an amendment to schedule C by adding an asset. I received a "deficiency notice" stating that I did not provide a "certificate of service". The only thing the bankruptcy office would tell me is that I need to give them a certificate of service, but they won't tell me where I could find such certificate. Could anybody be of help.
We are in a Chapter 7 bankruptcy that got converted from a
We are in a Chapter 7 bankruptcy that got converted from a Chapter 13 case. Unfortunately, we could not afford an attorney. We have filed a Notice, and a Motion to Avoid Judicial Lien on Real Estate, and served all parties. We got a response from the court indicating "Service of notice and motion not in accordance with Federal Bankruptcy Rules 9014 and 7004(b)" After doing a Google search, and trying to determine what we have to do to be in accordance, we're still unsure, of exactly what we need to do. Please advise.
I filed a chapter 7 and it was dismissed because they said
I filed a chapter 7 and it was dismissed because they said I did not sign the master mailing list matrix. They never sent a deficiency notice. Just a dismissal. How can I get the case re-instated? This is in the Southern District of CA.