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Recent Deed of Trust questions

I want to buy a separate property. The lender wants me to

I want to buy a separate property. The lender wants me to send them proof that my current house is free and clear of other interests. The lenders wants a copy of the release of deed. 1. can the lender copy and keep a copy of my deed on their on their file? I am skeptical of them trying to get hold of it in around about way as a collateral, if they decide to do so in the future. I want them to look at it and not make a copy of it. What are my options?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: Forth Worth, TexasJA: Has anything been filed or reported?Customer: no, I am requesting a mortgage loanJA: Anything else you want the lawyer to know before I connect you?Customer: It is the underwriter requesting the doc. can I say no as one of my options?

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Ray

Lawyer

Doctoral Degree

45,130 satisfied customers
What's the cost of your service? How much is 'the rest'?

Hi, what's the cost of your service?JA: You just pay a $5 deposit now and the rest only when you get a reply from the Real Estate Lawyer. All of this is 100% satisfaction guaranteed, so you can get a refund if you're not happy for any reason.Customer: How much is 'the rest'?JA: Where is the property located?Customer: FloridaJA: Has any paperwork been filed?Customer: I don't understand. Why can't I tell me the cost?JA: Anything else you want the lawyer to know before I connect you?Customer: Yes. The total cost

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892 satisfied customers
In California if my parents are on my home loan and co-title

In California if my parents are on my home loan and co-title can the state take my home if they go onto medical eventually for a nursing home? I had heard that the state claims any propertyJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: californiaJA: Has anything been filed or reported?Customer: We refinanced 2 yrs ago with them as co signers and joint tenants. THey need a nursing home but refuse and refuse to move in w/ me which was the original agreement to me taking the house.JA: Anything else you want the lawyer to know before I connect you?Customer: no

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40,202 satisfied customers
Quick question. I had a home foreclosure in 2008. House was

Hi. Quick question. I had a home foreclosure in 2008. House was sold for less than first mortgage and there was a second mortgage. I went to the register of deeds recently and see theach deed of trust for the se v Onda mortgage remains and was never satisfied.JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: Sorry North CarolinaJA: Has any paperwork been filed?Customer: Just the deed of trust. The foreclosures on the first mortgage was settled in 2009. There is no lein or judgement. Just the original deed of trust on the booksJA: Anything else you want the lawyer to know before I connect you?Customer: No

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Roger

Litigation Attorney

Doctoral Degree

35,170 satisfied customers
I am a lender in Boston and have done a Deed of Trust in

Hi....I am a lender in Boston and have done a Deed of Trust in Santa Clara County. I am told that I need to name a "Trustee" Can the lender be one in the same?JA: Since estate law varies from place to place, can you tell me what state this is in?Customer: CaliforniaJA: Has any paperwork been filed?Customer: I am trying to record the Deed of Trust.JA: Anything else you want the lawyer to know before I connect you?Customer: I don't think so

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Ray

Lawyer

Doctoral Degree

45,130 satisfied customers
I was put on a trust of deed for a piece of real estate. Am

I was put on a trust of deed for a piece of real estate. Am I required to make payments to the mortgage company?JA: Since estate law varies from place to place, can you tell me what state this is in?Customer: ColoradoJA: Has any paperwork been filed?Customer: YesJA: Anything else you want the lawyer to know before I connect you?Customer: 9 yrs ago

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Ray

Lawyer

Doctoral Degree

45,130 satisfied customers
We are in the middle of a non-judicial foreclosure in the

we are in the middle of a non-judicial foreclosure in the state of North Carolina. Due to personal tragedy, in addition to unfortunate timing, we are just about out of time to appeal the permission to sale the house at auction. I understand how out of the ordinary this will sound, and unlikely it may be, but for the sake of this situation lets assume what i say next is 100 percent accurate... However it happened, the promissory note belonging to the deed of trust is not in possession of the party attempting to foreclose. The last signature was the vice president of the bank, pay to ______ without recourse. Each page has VOID written across it as well. The note was mailed 3 months after closing, the letter included said that it was due to that note being rejected by the developer. That being said, the deed of trust references THAT particular note and the bank has a photo copy of THAT note in our paperwork. Accordingly, either that makes us the "holder of the note" due to 1) physical possession 2) blank endorsement without recourse. My questions are as follows...What should i expect the banks attorneys to respond with when i get this in front of a judge? They submitted an affidavit claiming to have the original, so they cant say it was lost.What should i do next? The note is voided obviously, what are the implications regarding the deed of trust, as well as the title to the house?

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TJ, Esq.

Juris Doctor (JD)

12,064 satisfied customers
I have people that file tax loans to pay taxes and what not,

I have people that file tax loans to pay taxes and what not, now when they don't pay the tax loan those people get first lien on the property and sometime we have to pay it, is there any way I can prevent that from happening to a new customer such as signing a waiver of some sort and what would it have to say

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110 satisfied customers
My daughter's father bought her a home in apple valley ca

Hello, my daughter's father bought her a home in apple valley ca and agreed to pay a 2nd mortgage to the seller. since then, the father passed away in 2003 and the payments stopped. also the mortgage holder died and his daughter paid off his debts with money borrowed from a lawyer friend of his. the lawyer contacted my daughter and told her the $10,000 is up to $40,000 including interest and she is responsible to pay off the debt her father owed and if she didn't she would lose her house. she signed the agreement and is making the pmts with borrowed money. is she obligated to pay her father's debts and would it be worth it to her to take the lawyer to court? should she just stop paying him?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: California.JA: Has anything been filed or reported?Customer: not sure.JA: Anything else you want the lawyer to know before I connect you?Customer: no

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Loren

Juris Doctor

45,972 satisfied customers
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