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I was born in 1951 so I have been grandfathered in to the

I was born in 1951 so I have been grandfathered in to the "spouse then worker" benefit which is now considered a loophole. My husband is at full retirement age (66) and is taking his benefits now. His benefits are not reduced even though he continues to work. When I turn 66 I would like to take half of his benefit instead of my own so that my benefits can continue to increase until I am 70. I understand that I am allowed to do this. However, here is my question. I plan to continue working when I am 66 and take the spousal benefit. Will my spousal benefit be reduced because I am working?

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emc011075

Tax advisor and Enrolled Agent

Bachelor's Degree

 
3,564 satisfied customers
I recently had to get an official copy of my birth

I recently had to get an official copy of my birth certificate and have identified that for all my life I have had the wrong birth year. The year should be 1956, however everything I have which requires a birth date indicates 1955. Social security, DMV, employment, IRAs etc, where do I start with correcting this error.

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Phillips Esq.

Attorney

Juris Doctor

 
16,574 satisfied customers
My wife, DOB 11/15/49, has been receiving her SS benefits

My wife, DOB 11/15/49, has been receiving her SS benefits since she turned 62. My DOB is 6/15/52, and I am still working, and plan to keep working, until age 68.My question is, when will my wife be entitled to receive my spousal benefit, which based on my work record, will be greater than what she receives currently via her work record?thank you.

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,384 satisfied customers
I waited until age 70 to collect Social Security benefits,

I waited until age 70 to collect Social Security benefits, thus getting an extra 32% over my FRA amount I would have received at age 66. My spouse turns 66 in 2 months and eligible for her own social security based on her employment record. My SS benefit is considerable higher than hers.I just found out I have a terminal health condition. I know she can opt to receive my social security after I pass but here is my question: Will she receive the amount I am receiving at age 70 or does she only receive the FRA amount I would have received at full retirement age of 66? It's about $900/month difference.

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,384 satisfied customers
Thank you response, my other questions is according to SS

Thank you for your response, my other questions is according to SS officer I will not reach 40 poin when I reach 70 so what if I still work and wait before I claim my benefit?

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

 
11,472 satisfied customers
STORY: I am currently receiving SSDI, based on my own work

HISTORY:I am currently receiving SSDI, based on my own work history/credits.I became 100% disabled at the age of 39, due to a medical illness contracted while on assignment in Asia. Upon return to the States, my income was sufficient enough to provide me with roughly $2200.00 monthly in SSDIbenefits, less Medicare part A& B premiums.Due to my medical assessment, I was diagnosed under 12.02 due to cognitive loss from viral meningitis, inclusive of severe depression. I have a Masters Degree in International Business, and have severe difficulty on recall and short term memory functions, making my ability to perform in my prior occupation of an International Consultant impossible. My ability to transfer skill sets to another job, or retrain due to my cognitive loss, is also impossible.At the time of my diagnosis, and treatment, the SSDI appointed Doctor, recommended that I have a Representative Payee,( who is my significant other.) We never contested this issue, however there is a concern there, as My significant other is 23 years my senior.CONCERN:I have the SSA form to remove a Representative payee, and have an upcoming appointment with my doctor. I have been utilizing an excel spreadsheet to assist in tracking monthly bills, to assure financial responsibility, as well as the timely monthly payment of bills.QUESTION:While the SSA Form stipulates it will not affect payment of benefits, and there is much discussion on the web of IF removal of a Representative Payee will spark a revisit of my medical history, What is the Official "unspoken " process that occurs in an adult who requests the removal of a rep payee?Also, as my medical , cognitive condition has not, nor is expected to get better I am on the 7 year revisit plan with SSA, which just occurred in Jan of 2016. Will this have any impact, ?. Neither my spouse nor i really want to spark an ugly issue or risk the loss of benefits due to this, but we are also trying to protect my future and freedoms of choice, as there are no other rep payees we could appoint in the event of my spouses death, as he is over 70 at this point with medical conditions himself, (no family nor children)Please advise

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,384 satisfied customers
I will be 70 in another week. I applied on line in April to

I will be 70 in another week. I applied on line in April to have my retirement benefit start when I'm 70. I hadn't realized that my wife was old enough to claim benefits on my record (she just turned 64), so I didn't do the file-and-suspend that I should have. SS tells me that she can claim back to the April data I first filed. I can't go back the whole six months since the file-and-suspend option expired at the end of April.Our present plan is for her to apply in the middle of July retroactive to April. Her claim on my record will be more than regular retirement on her record, since she is disabled and hasn't worked for quite a while.Are we missing something that would be a better strategy?

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,384 satisfied customers
A divorced woman drawing benefits based on her ex husbands

a divorced woman drawing benefits based on her ex husbands account {the marriage lasted over 15 years} wishes to marry again' ,Will her benefits be affected? what about her survivor benefits?

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TaxRobin

Vocational, Technical or Trade School

 
20,340 satisfied customers
I collect VA death benefits now. I turn 60 this year can I

I collect VA death benefits now. I turn 60 this year can I also collect survivor social security benefits at age 60. And if it is less then my own social security benefits can I switch to the higher amount when I reach retirement age. Also do you know of a ss attorney in Katy tx I can go speak with?

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,384 satisfied customers
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