How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
A new question is answered every 9 seconds
Ask a Military Law question
Type Your Military Law Question Here...
characters left:
Military Lawyers are Online Now

Creditable Service Questions

When people talk about benefits for jobs, military benefits are often talked about. The discussion is often in regards as to how wonderful the benefits are for military personnel. Many people are unaware of how the retirement benefits are earned though, and few have heard of creditable service. Below are questions that have been asked of the Experts in regards to creditable service.

What does creditable service mean?

Creditable service means that an individual has met the requirements that are needed in order for them be considered eligible to be used as a year toward retirement.

If an individual receives a dishonorable discharge on their second enlistment, is the creditable service from the first enlistment still good?

Often, if an individual has a second enlistment and receives a dishonorable discharge, the dishonorable discharge has no effect upon the first enlistments years of creditable service. When the individual finished their first enlistment they should have received an honorable discharge certificate. The time served that qualified as creditable service from that enlistment will still be intact.

How do individuals in the National Guard met the requirements for creditable service?

If an individual is part of the National Guard, in order for them to have enough years of creditable service they will have to meet the yearly requirements to make the year a creditable year. The requirement is based upon a points system in which points are earned by the individual for various things. The points needed to make the year a creditable year is usually 50 points. Here is usually how the point breakdown works to make a year a creditable year; the National Guard member will usually accumulate 15 points simply for being a member of the National Guard, and another 35 points if they go to their training monthly as well as the training that occurs for two weeks in the summer. The things add up to 50 points and would make the year a creditable year. Years in which points are not met are not considered to be creditable service years and do not go toward the individual’s retirement.

Does creditable services play any part in the 20-20-20 rule?

In many cases, creditable service does play a major part in the 20-20-20 rule. The 20-20-20 rule is the rule that applies to former spouses of military personnel. In order for a former spouse of military personnel to receive full health care, commissary, and exchange benefits, the military personnel has to have had at least 20 years of creditable service and the former spouse has to have been married to the military personnel for at least 20 years which must coincide with military service. If an individual meets the requirements of the 20-20-20 rule and then remarries, all of the benefits are forfeited. The only way to have all the benefits with healthcare included is to have the new marriage annulled. Commissary and exchange benefits may be reinstated without the annulment. Another way is for the former spouse to marry another individual that is military personnel and meet the requirements all over again.

Creditable service is a means to determine retirement eligibility; it is employed in the United States military as such. If an individual is in the National Guard to get a creditable service year a certain level of points must be met, if the points are not met the year is not a creditable service year and does not go towards retirement. Any questions regarding creditable service may be asked of the Experts.
Ask a Military Law question
Type Your Military Law Question Here...
characters left:
Military Lawyers are Online Now

How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

JustAnswer in the News:

 
 
 
Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.
 
 
 

What Customers are Saying:

 
 
 
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
< Last | Next >
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex Los Angeles, CA
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP Hesperia, CA
  • I couldn't be more satisfied! This is the site I will always come to when I need a second opinion. Justin Kernersville, NC
  • Just let me say that this encounter has been entirely professional and most helpful. I liked that I could ask additional questions and get answered in a very short turn around. Esther Woodstock, NY
  • Thank you so much for taking your time and knowledge to support my concerns. Not only did you answer my questions, you even took it a step further with replying with more pertinent information I needed to know. Robin Elkton, Maryland
  • He answered my question promptly and gave me accurate, detailed information. If all of your experts are half as good, you have a great thing going here. Diane Dallas, TX
 
 
 

Meet The Experts:

 
 
 
  • Ron

    ASE Certified Technician

    Satisfied Customers:

    21167
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
< Last | Next >
  • http://ww2.justanswer.com/uploads/FO/fordguy4u/2011-12-17_222940_HPIM1257.64x64.JPG Ron's Avatar

    Ron

    ASE Certified Technician

    Satisfied Customers:

    21167
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
  • http://ww2.justanswer.com/uploads/lyeung1/2010-07-25_032152_tn_IMG_0241.JPG Dr. Y.'s Avatar

    Dr. Y.

    Urologist

    Satisfied Customers:

    18385
    I am fellowship trained specializing in general urology and reconstructive urology.
  • http://ww2.justanswer.com/uploads/docjohn174/2008-12-13_170143_johnask.jpg John's Avatar

    John

    Home Appliance Technician

    Satisfied Customers:

    13453
    Appliance repair business owner for over 43 years.
  • http://ww2.justanswer.com/uploads/MU/multistatelaw/2011-11-27_173951_Tinaglamourshotworkglow102011.64x64.jpg Tina's Avatar

    Tina

    Lawyer

    Satisfied Customers:

    8484
    JD, BBA Over 25 years legal and business experience.
  • http://ww2.justanswer.com/uploads/dermdoc19/2010-09-30_160749_Photo_122807_015.JPG dermdoc19's Avatar

    dermdoc19

    Dermatologist

    Satisfied Customers:

    3846
    30 years practice in general and cosmetic dermatology
  • http://ww2.justanswer.com/uploads/BI/birddoctor/2012-6-22_173214_birddoctor.64x64.png Dr. Pat's Avatar

    Dr. Pat

    Bird Veterinarian

    Satisfied Customers:

    3384
    25+ years working primarily or exclusively with birds
  • http://ww2.justanswer.com/uploads/RY/rydergar/2012-6-6_192240_IMG0328.64x64.JPG Dr. Gary's Avatar

    Dr. Gary

    Cat Veterinarian

    Satisfied Customers:

    3296
    DVM, Emergency Veterinarian, BS (Physiology)