Join the 9 million people who found a smarter way to get Expert help

Recent Credit Report questions

I need advice about a fraud email. Check it out. TO, NAME :-

I need advice about a fraud email. Check it out.TO,NAME :- THERESA LEONARDSSN :- 78640344LOAN COMPANY :- Advance Cash Pay Day LoanLOAN DATE :- 5/21/2013LOAN AMOUNT :- $350DUE AMOUNT :- $1,825SETTLEMENT AMOUNT :- $1,225.00LAW SUIT FILE NO. 17#1027This legal proceedings issued on you docket #: 3616 with one of Advance cash pay day loan company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of cash advance has decided to mark this case as a flat refusal and press legal charges against you.Already we have sent you several notification but you failed to respond on time. Now it's high time, if you failed to respond in next 24 hours we will register this case in court. Consider this as a final warning and we will be emailing/ fax this issue to your current employer to make sure they take strict action against you. Your salary and all your wages confiscated.The opportunity to take care of this voluntary is quickly coming to an end . We would hate for you to lose the option of resolving this before it goes to the next step which is a lawsuit against you. If you want to stop it now you must take immediate action.We will be forced to proceed legally against you and once it is proceed the creditor has entire rights to inform your employer and your references regarding this issue and lawsuit will be the next step which will be amounting to $6526.65 and will be totally levied upon you and that would be excluding your attorney charges.If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.Kindly let us know your clear intention by today onwards so we can hold the case file else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.Note: this notice is provided to you on behalf of cash advance incorporation and its parent company, and their respective family of companies including cash advance, its parent company, cash America international inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as ''cash advance related companies," "we," " our," or "us"). The cash advance related companies include, but are not limited to: ***** ***** cash America international, inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade name cash advance, 100 dayloan, net loan USA, fax free cash, payday one, sonic cash money tree, egg loans, check cash loan, quickly payday, personal cash advance,Rapid cash, sonic payday, speedy cash, fast cash, cash net USA, my cash now, national payday, paycheck today, payday ok, cash central loans, cash net 500, cash net USA, allied cash, superPawn, check into cash, check smart, cash America net, cash America, cash America pawn, cash land, super pawn, cash America payday advance, or any company-owner Mr. Payroll locations."You" or "your" means you as a participant in or as user of the products and/or services offered by cash advance related company.We may report information about your account to credit bureaus, late payments, missed payments , or other defaults on your account may be reflected in your credit report.Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or we would be proceeding legally against you.To resolve this issue contact us during the working hours Monday to Friday 09:00 am to 05:00 pm est by reply back to this e-mail us back in order to get in touch with the representative.Note: This Case Is Under Investigation With Major Credit Bureaus.YOURS SINCERELYNEW YORK LEGAL GROUP OF ATTORNEYSr. ATTORNEY ERIC HOLDERACS Inc © 2016 |Terms of Use| Careers|Complaints|Privacy Policy----------------------------------------------------------------------------------------------Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

Read more

Dwayne B.

Juris Doctor

37,274 satisfied customers
I just got an email stating from Consumer Financial Services

I just got an email stating from Consumer Financial Services stating that I owe 860.00. That they are in the process of garnishing my wagesJA: What state are you in? It matters because laws vary by location.Customer: I live in Illinois. the collector is in Georgia. He stated that the debt was from North Carolina. I haven't lived in NC in over 6 yearsJA: Has anything been filed or reported?Customer: Not to my knowledge. I have not received a notice or a hit to my credit reportJA: Anything else you want the lawyer to know before I connect you?Customer: It seems that every two years or so, I get a call about some debt, but the company is always different

Read more

legalgems

Juris Doctorate

16,446 satisfied customers
I live in VA. My ex boyfriend has my car. He signed an

I live in VA. My ex boyfriend has my car. He signed an agreement of payment per month, but only 1-2 months. Its now been 6. What course of action should i take to get my car back? Can i pick it up without personal recourse? Secondly, he racked up 8k of debt on my credit cards and i have an agreement stating will to pay, but he hasn't. What actions should i take thereJA: What state is this in? And how old is the car?Customer: The car is a 2013 in virginiaJA: Has anything been filed or reported?Customer: No.JA: Anything else you want the lawyer to know before I connect you?Customer: I also bought a new car, under his persuasion, so he could use the car he currently has. I told him it was to much, but he pushed me into it. Any legal action there? As well, he has been living with his ex and lied to me about where he was living, while we dated. Furttermore, while he and his 4yr old son libed with me, I paid for all rent, bills, food, etc. Yes, sounds like a scam, as he kept promising and flaunting marriage. Any recourse!

Read more

legalgems

Juris Doctorate

16,446 satisfied customers
In a civil law suit with automotive finance corporation

in a civil law suit with automotive finance corporation breech of contract. is it legal for them to run my credit the law suit was filed July 2013 and set for 1 day trail next monthJA: Since business law varies from place to place, can you tell me what state the corporation is registered in?Customer: our dealership was in california and the auto finance is inindenapolisJA: Has anything been filed or reported?Customer: they filed civil suit in July 2013 and have been representing our selves have they have filed two summary judgments against us and lost both. so now set for trail.JA: Anything else you want the lawyer to know before I connect you?Customer: Our Breach of default was November 17, 2012 . doe's the civil suit date stop statues of the breach?

Read more

Legal Eagle

Attorney

Doctoral Degree

860 satisfied customers
Last year my checks were garnished for back child support

Last year my checks were garnished for back child support and my employer didn't send it to the child support office for 6-7 months. It went on my credit report for missed payments for that time. Is there anything I can do about it now.JA: Because family law varies from place to place, can you tell me what state this is in?Customer: CaliforniaJA: Has anything been filed or reported?Customer: I haven't done anything yetJA: Anything else you want the lawyer to know before I connect you?Customer: No just wanted to know if there is anything I can do

Read more

Asad Rahman

Attorney

J.D.

4,438 satisfied customers
I want to break my lease with my apartment but I don't want

I want to break my lease with my apartment but I don't want to buy out, what should I do?JA: Because laws vary from place to place, can you tell me what state the property is in?Customer: IllinoisJA: Has anything been filed or reported?Customer: noJA: Anything else you want the lawyer to know before I connect you?Customer: I'm disturbed by neighbor's dog everyday and I've talked with the apartment they said I can only transfer to other unit but I still need to pay a lot like moving fee and etc, so I want to break my lease not buy out. Also I'm planning moving back to China, what if I refuse to pay the rest of 2 months rent, will it affect my B1 visa application in the future?JA: PayPal, Debitcard or credit card are all fine.Customer: One more quesiton, may I hire a lawyer after asking the question for my issue?

Read more

Barrister

Attorney/Landlord/Realtor

Doctoral Degree

51,276 satisfied customers
My home was held as security on a business loan. My husband

My home was held as security on a business loan. My husband defaulted on the loan, so I had to surrender my home to the bank over the business loan. I filled a Chapter 7, and included my home to release my liability to the mortgage. It's been 6 years since this took place. The house is still empty, and the 2 banks are fighting in court over who has claims to the house. Meanwhile, the house deed remains in my name. How do I get my name off the deed? Shouldn't it have been transferred to the Business bank when theJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: when they took possession. The business bank loan was in Indiana. My home, and it's mortgage bank is in KentuckyJA: Has anything been filed or reported?Customer: My bankruptcy was discharged 30days after it was filed in 2011. In the paper work there is a sherries sale paper. I every few months or so get papers in the mail about the banks proceedings, and court documents. But, no resolution yetJA: Anything else you want the lawyer to know before I connect you?Customer: I don't think so

Read more

Roger

Litigation Attorney

Doctoral Degree

34,642 satisfied customers
I had a creditor send me a letter in 11/2016 that stated

I had a creditor send me a letter in 11/2016 that stated they were forgiving the remainder of my 2nd mortgage loan that was on a property that was foreclosed on. I have been paying on this loan via automatic payment widthdrawels for over 9 years. The following month, they stopped the auto payment. So, I waited for the 1099c tax form for gift of funds and I never received it. So, I contacted them and they said the letter was sent in error and that I was delinquent 90 days on my account. Now, my credit score is ruined. Dropped from 720 to 620. They said they would rectify it , but it will take 30 days. After that 30 days is up and if it is not back to where it was, is there any recourse I have against them?JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: CaliforniaJA: Has anything been filed or reported?Customer: They have supposedly submitted the discrepancy to the credit bureau'sJA: Anything else you want the lawyer to know before I connect you?Customer: I have payed this account for over 9 years without ever being late once

Read more

Gerald, Esq

Juris Doctor

6,548 satisfied customers
USAA (credit card) recently closed my account without

Hi. USAA (credit card) recently closed my account without notice, despite the fact that I've had the Visa for 4-years and never once been late.JA: What is your official status? Do you have any pending applications or petitions with USCIS?Customer: When they closed my account it was paid ahead of time, as well. They blocked my access to the website so I have no idea exactly what I owe or when. After several calls to USAA, they are very rude and hostile. They refuse to provide any evidence of how they derived their version of the debt. I reside in Texas, am handicapped with a terminal blood infection and after spending more than $38,000 in ongoing medical bills Im at a loss for what to do. Can I demand they provide evidence of the debt (signed receipts, etc...)JA: Has anything been filed or reported?Customer: Yes. They just reported me 30-60 days late.JA: Anything else you want the lawyer to know before I connect you?Customer: Not that I can think of at the moment.

Read more

P. Simmons

Attorney

Doctoral Degree

37,478 satisfied customers
View more legal questions
In The News