I need advice about a fraud email. Check it out. TO, NAME :-
I just got an email stating from Consumer Financial Services
I just got an email stating from Consumer Financial Services stating that I owe 860.00. That they are in the process of garnishing my wagesJA: What state are you in? It matters because laws vary by location.Customer: I live in Illinois. the collector is in Georgia. He stated that the debt was from North Carolina. I haven't lived in NC in over 6 yearsJA: Has anything been filed or reported?Customer: Not to my knowledge. I have not received a notice or a hit to my credit reportJA: Anything else you want the lawyer to know before I connect you?Customer: It seems that every two years or so, I get a call about some debt, but the company is always different
I live in VA. My ex boyfriend has my car. He signed an
I live in VA. My ex boyfriend has my car. He signed an agreement of payment per month, but only 1-2 months. Its now been 6. What course of action should i take to get my car back? Can i pick it up without personal recourse? Secondly, he racked up 8k of debt on my credit cards and i have an agreement stating will to pay, but he hasn't. What actions should i take thereJA: What state is this in? And how old is the car?Customer: The car is a 2013 in virginiaJA: Has anything been filed or reported?Customer: No.JA: Anything else you want the lawyer to know before I connect you?Customer: I also bought a new car, under his persuasion, so he could use the car he currently has. I told him it was to much, but he pushed me into it. Any legal action there? As well, he has been living with his ex and lied to me about where he was living, while we dated. Furttermore, while he and his 4yr old son libed with me, I paid for all rent, bills, food, etc. Yes, sounds like a scam, as he kept promising and flaunting marriage. Any recourse!
In a civil law suit with automotive finance corporation
in a civil law suit with automotive finance corporation breech of contract. is it legal for them to run my credit the law suit was filed July 2013 and set for 1 day trail next monthJA: Since business law varies from place to place, can you tell me what state the corporation is registered in?Customer: our dealership was in california and the auto finance is inindenapolisJA: Has anything been filed or reported?Customer: they filed civil suit in July 2013 and have been representing our selves have they have filed two summary judgments against us and lost both. so now set for trail.JA: Anything else you want the lawyer to know before I connect you?Customer: Our Breach of default was November 17, 2012 . doe's the civil suit date stop statues of the breach?
Last year my checks were garnished for back child support
Last year my checks were garnished for back child support and my employer didn't send it to the child support office for 6-7 months. It went on my credit report for missed payments for that time. Is there anything I can do about it now.JA: Because family law varies from place to place, can you tell me what state this is in?Customer: CaliforniaJA: Has anything been filed or reported?Customer: I haven't done anything yetJA: Anything else you want the lawyer to know before I connect you?Customer: No just wanted to know if there is anything I can do
I want to break my lease with my apartment but I don't want
I want to break my lease with my apartment but I don't want to buy out, what should I do?JA: Because laws vary from place to place, can you tell me what state the property is in?Customer: IllinoisJA: Has anything been filed or reported?Customer: noJA: Anything else you want the lawyer to know before I connect you?Customer: I'm disturbed by neighbor's dog everyday and I've talked with the apartment they said I can only transfer to other unit but I still need to pay a lot like moving fee and etc, so I want to break my lease not buy out. Also I'm planning moving back to China, what if I refuse to pay the rest of 2 months rent, will it affect my B1 visa application in the future?JA: PayPal, Debitcard or credit card are all fine.Customer: One more quesiton, may I hire a lawyer after asking the question for my issue?
My home was held as security on a business loan. My husband
My home was held as security on a business loan. My husband defaulted on the loan, so I had to surrender my home to the bank over the business loan. I filled a Chapter 7, and included my home to release my liability to the mortgage. It's been 6 years since this took place. The house is still empty, and the 2 banks are fighting in court over who has claims to the house. Meanwhile, the house deed remains in my name. How do I get my name off the deed? Shouldn't it have been transferred to the Business bank when theJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: when they took possession. The business bank loan was in Indiana. My home, and it's mortgage bank is in KentuckyJA: Has anything been filed or reported?Customer: My bankruptcy was discharged 30days after it was filed in 2011. In the paper work there is a sherries sale paper. I every few months or so get papers in the mail about the banks proceedings, and court documents. But, no resolution yetJA: Anything else you want the lawyer to know before I connect you?Customer: I don't think so
I had a creditor send me a letter in 11/2016 that stated
I had a creditor send me a letter in 11/2016 that stated they were forgiving the remainder of my 2nd mortgage loan that was on a property that was foreclosed on. I have been paying on this loan via automatic payment widthdrawels for over 9 years. The following month, they stopped the auto payment. So, I waited for the 1099c tax form for gift of funds and I never received it. So, I contacted them and they said the letter was sent in error and that I was delinquent 90 days on my account. Now, my credit score is ruined. Dropped from 720 to 620. They said they would rectify it , but it will take 30 days. After that 30 days is up and if it is not back to where it was, is there any recourse I have against them?JA: Since laws vary from place to place, what state is this in? And has any paperwork been filed?Customer: CaliforniaJA: Has anything been filed or reported?Customer: They have supposedly submitted the discrepancy to the credit bureau'sJA: Anything else you want the lawyer to know before I connect you?Customer: I have payed this account for over 9 years without ever being late once
USAA (credit card) recently closed my account without
Hi. USAA (credit card) recently closed my account without notice, despite the fact that I've had the Visa for 4-years and never once been late.JA: What is your official status? Do you have any pending applications or petitions with USCIS?Customer: When they closed my account it was paid ahead of time, as well. They blocked my access to the website so I have no idea exactly what I owe or when. After several calls to USAA, they are very rude and hostile. They refuse to provide any evidence of how they derived their version of the debt. I reside in Texas, am handicapped with a terminal blood infection and after spending more than $38,000 in ongoing medical bills Im at a loss for what to do. Can I demand they provide evidence of the debt (signed receipts, etc...)JA: Has anything been filed or reported?Customer: Yes. They just reported me 30-60 days late.JA: Anything else you want the lawyer to know before I connect you?Customer: Not that I can think of at the moment.