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For" - Bizlaw" I do not understand how that happened but

for "Richard - Bizlaw "I do not understand how that happened but that question was resolved a while ago. There is something wrong with this system and I wish they would fix it and several issues they have with presentation and dialog continuity. anyhow..Ok back to the saga.... The bank (BLS) has agreed to 1) apply my previous and current principal and interest to my two coop loans properly and retroactively, 2) they have agreed to remove the negative escrow from my account which was causing the issue, and 3) they will correct my CRA reporting to show me current.They have further refused to speak with me any longer arguing that the attorney will deal with me going forward. The attorney which you have seen docs from as links (still herein) has emailed me requesting if they do these things will I withdraw my OSC.She then called me because I did not answer her email, and that the bank (BLS) (really coop loans servicer) had already agreed. The bank sent me a letter stating that they are correcting my credit and the issues internally (without clearly specifying same)When she called she wanted me to withdraw. I said no because there still is no proof that BLS is legally (emphasis added) in control of my loans, nor did they provide me any proofs I sought via the interrogatories...but pushed it aside.She replied that she still has not seen my OSC (what she argued in court requesting to adjourn) and requested that I send her a copy. I told her that BLS has it and I have proof that they received via FEDEX next day mail. I paid a pretty penny for that $45.00 and the weight proves it was the full OSC/TRO etc. In short I told her that she argues that I do not need any of the documents I sought in my interrogatories as irrelavent, overly burdensome, etc but she still has not read the OSC. She then stated that while the bank (BLS) was correcting these items they are not going to walk away from the money they paid the cooperative (underlying issue - they interfered last year with a case between me and the cooperative after they said they would have nothing to do with it). She requested that I amend my OSC to add the cooperative. I said NO WAY! This is your problem. I have no standing to argue that you (BLS) paid them improperly and unjustly enriched them, or otherwise. I told her if you want to seek such you can do it but not on my dime. She then requested that I send her a copy of the OSC and requested that I allow her to seek another adjournment. I said what's in it for me. She said she will get the bank to send a detailed letter clearly identifying that they are removing the negative escrows from my accounts, applying the interest and principal properly to my loans, and correcting the CRA reporting. I said to her I also need the bank to state it holds me harmless regarding the money it paid to the cooperative. She refused.She has been sitting on her tukis on this and because we must reappear May 22nd she knows she is in trouble because she sought the adjournment, and now if she comes in with the cockamamie story about she does not have the OSC, and she needs more time etc, the judge will not look well upon it.Right now I think my story is more compelling especially that she responded to my interrogatory by giving me nothing yet she did not even have the OSC, presumably, to make statements about my demand, and now is clearly interfering with the just adjudication of my case.What do you say?

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Richard - Bizlaw

Juris Doctor

11,674 satisfied customers
Im not sure what kind of law this would fall under, but I

Hi, Im not sure what kind of law this would fall under, but I have a situation where Paypal is holding 40k of my money even though Ive been complying with their rules for months and have provided every document and required file theyve asked. They're holding my money and even went as far as to look into my credit score to use that as part of their excuse for holding my money. Can they do that? - Look into my credit score?

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legalg

Juris Doctorate

18,990 satisfied customers
I am a small business owner. I checked my business credit

I am a small business owner. I checked my business credit report recently. I saw a supplier reported as Bank card under Trade information in my business credit report which I do not recognize. Its reported as bank card with current balance and account number. I dont have any account number matching that number. I raised/dispute with Experian to reveal supplier information. Here is response from ExperianBANK CARD account information has been verified with the creditor/ supplier:Our request to disclose the name of the creditor has been declined at this time.Experian said it will not provide the creditor/supplier. How do I know the name of supplier ?

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Richard - Bizlaw

Juris Doctor

11,674 satisfied customers
I recently have had many credit problems due to a major loss

I recently have had many credit problems due to a major loss of income. As a result, some of the companies are offering a 50% reduction in the debt to settle as long as I can pay within 90 days. My question is, should I make a counter offer and maybe get an agreement that they will remove the item from my credit report once the payment has processed? How likely and reasonable is this request based on what you know about their processes. My credit score at this point is less than 500. Last fall in 2016 it was over 700. I am concerned that it may impact my ability to get another good job and equally important, be able to get credit again in the next year or so.

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Maverick

Doctoral Degree

8,378 satisfied customers
If someone wanted to sue someone for taking a vehicle out of

If someone wanted to sue someone for taking a vehicle out of town, eventually reppossed, that was cosign, what law would they reference or site? We are in VT. There has been a death blow to my credit report the month the adverse party took ownership. I really just need the law to cite in my filings. Please help!

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

118,010 satisfied customers
Name is Fireman I received a notice that a tax lien was

Name is***** I received a notice that a tax lien was filed against me in Palm Beach County for $5036.00 on February 8, 2017. Have no idea whats going on. Who filed the lien and why ??JA: What state are you in? And have you consulted a local attorney?Customer: I live in Boynton Beach Fl;oridaJA: Has anything been officially filed? If so, what?Customer: I believe it has. Received some 16 letters from companies that want to "help me" but Palm Beach County doesn't know anything about this.JA: Anything else you want the lawyer to know before I connect you?Customer: We want to get to the bottom of this matter. As far as we know, all taxes have been paid

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KJLLAW

Juris Doctorate

2,568 satisfied customers
I am looking for a standard form I can use to request a

I am looking for a standard form I can use to request a company completely remove our company information from their website.

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Richard - Bizlaw

Juris Doctor

11,674 satisfied customers
We had a consulting contract with a firm, who in turn had a

We had a consulting contract with a firm, who in turn had a contract with the end client. So we are a subcontractor. The contract calls for payment net 30. They are 86 days past due on $396.76 expense reimbursement, and 61 days past due on $7035.For these invoices, I contacted them 11 days ago via email that this was "the final informal step before we initiate collections and credit reporting processes". They said the payment would be mailed "early next week" which would have been at least a week ago.Is it feasible to try to collect this? Can you point me to what should be my next steps? I'm in Texas and they're in Michigan. The contract the laws of Michigan govern.

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Ely

Counselor at Law

Juris Doctor

69,504 satisfied customers
I need to apply for business credit cards but when I look up

I need to apply for business credit cards but when I look up my company name ok D&B, the rate shows high risk because there is one bad record for late payment issue. Do credit card companies check D&B for application review? Also what other things they review for business credit card application other than personal credit report?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

118,010 satisfied customers
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