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We have a couple of rental houses here in Texas. We were

We have a couple of rental houses here in Texas. We were wanting to roll into an LLC but it sounds like the mortgage companies will not allow LLC to hold mortgages without us being personal guarantors which eliminated the personal asset protection of LLC. Then I heard that we might could put them into a Trust and then roll that into LLC. We basically would like to have the personal asset protection associated with LLC and would like to have the mortgages off of our personal credit reports since it has affect on loan debt-to-income ratios. Is there a way to handle these mortgages to accomplish the two things we are specifically interested in?

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CalAttorney2

Attorney

Doctoral Degree

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A friend owed his landlord for some back rent and had some

A friend owed his landlord for some back rent and had some financial problems. Didn't declare bankruptcy. The landlord went to small claims court in 2010 and got a judgement. Don't know the amount. Is there a statute of limitations on such judgements and if not, how can I find out the amount? I want to help him to clean up his financial problems.

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J. Warren

Attorney

Doctoral Degree

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Some credit fixing places claim that they can clean up your

Some credit fixing places claim that they can clean up your credit report, including credit card charge offs.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

108,056 satisfied customers
Credit reports How do the following stay on your account: 1.

Credit reportsHow long do the following stay on your account:1. creditCharged off credit card.Debt paid by settlement.RepossessionEvictionAssume no judgments on above.2. A judgment after it is vacated. Not expired, but vacated.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

108,056 satisfied customers
I just discovered that I have 5 accounts in collections, all

I just discovered that I have 5 accounts in collections, all small amounts from the same original company. The collection agency, instead of entering one chose to enter 5 which obviously looks worse on my credit report. The total of all five is only $600. They won't let me pay off each one and then remove it from my report. They want to treat all 5 as one. I imagine they can do whatever they want but I need to know for sure whether this is legal or illegal. Thanks.

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Asad Rahman

Attorney

J.D.

3,108 satisfied customers
A defendant is acting pro se in a civil case involving a

A defendant is acting pro se in a civil case involving a billing dispute. Plaintiff says in lawsuit they are owed $2,100. Defendant says $600 is owed. If the judge and/or jury agree with defendant, has defendant won the case, because that was the amount they said they owed, or lost the case, because a judgement in that amount is owed after trial?

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37,948 satisfied customers
I have a small business and a relatively small-midsize

I have a small business and a relatively small-midsize company that we sold product to is no longer responding to my, so far, nice attempts to get them to pay the bill. What are my best THREATS to make at this point and what can I do if they still don't respond?

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Dex Media failed to honor my request to not put my ad in this

Dex Media failed to honor my request to not put my ad in this years phone book. And also denied my out of business Affidavits (2) and continue to bill me and are threaten to turn me over to collection that will lower my credit score.JA: The Corporate Lawyer will need to help you with this. Have you consulted a lawyer yet?Customer: NoJA: Please tell me everything you can about this issue so the Corporate Lawyer can help you best. Is there anything else the Corporate Lawyer should be aware of?Customer: I cancel the phone number in December of 2015 to honor the out of business affidavit. I had called them in June of last year to cancel my ad in the phone book and they said they would but never did and I have yet to get any letter or email saying it is closed.JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Corporate Lawyer about your situation and then connect you two.

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Irwin Law

Juris Doctor JD

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Year ago I paid collection agency by $250.00 by money order

Year ago I paid collection agency by $250.00 by money order send via USPS certified mail, signature required. Three months ago I received the same $250.00 collection bill from different collection agency. I disputed the debt and I asked (twice) the collection company (via certified mail) to verify the bill in collection but the collection agency did not answer at all. The second collection agency posted it on my credit report the $250.00 as an account in collection. I sent the collection agency (via certified mail) second $250.00 money order and I filed a $1,000.00 case against the CREDITOR in Small Claim Court for violation of the California Fair Debt Collection Act.The CREDITOR'S attorney called me to inform me that I cannot sue the creditor and I should pay the 250.00 plus interest before they will countersue and there will be a judgment on my credit file. I informed him that I mailed twice $250.00 money order exactly as the bill stated and I can send him copy of the checks and copy of the certified mail form with the signature returned form. The attorney said that collection agencies did not cash the money order checks.If I do not pay it (third time), before the defendant will file a counterclaim, Can I have a judgment on my credit report if I provide the judge with copies of the money orders and the signed receipt?Should I pay the $250.00 third time, plus the interest, before the defendant will file a counterclaim, so I can avoid the judgment?Can I ask the judge to order the defendant to pay me back the overpayment on the collection bill?Thank you.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

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