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Pre-Employment Credit Check

What is employment credit check?

An employment credit check could help give an individual the following information: A verification of an employee’s social security number, toll filings and other common information. Employees being dishonest and deceiving the employer is a common occurrence and employment credit checks and help fight this common occurrence. When people face questions similar to this they can ask an Expert for legal insights. Listed below are five of the top employment credit check related questions.

If someone intend to work for HSBC, is doing a credit check and the party has a couple of bad credit issues on their report, can this stop the employee from getting the position they are applying for?

This is a subject of company judgment. Companies are used to seeing some problems and if they see the employee is trying to pay off their debts to solve the problem then the company should not have a problem but again it is a judgment call for the company.

Is it legal for an employer to do a credit check on someone and hire based on the results of the credit check?

In the federal Fair Credit Reporting law, the correct answer is yes. The individual could obtain additional information about the FCRA in this publication made by the Federal Trade Commission. If the employee is still unsure and would need further advice, they could ask an Expert.

If someone just had a job offer receded due to a credit check but know there was a bill on the floor called The Equal Employment for All Act, what would the employee’s options be?

At this point in time, that certain bill has not passed yet. For that reason, the individual has no rights under it. If, later, the bill is approved and it is made retroactive (which is extremely doubtful) then the individual would have an official recourse.

In the state of Missouri, if an employee thinks they will be offered a job by a new employer soon and they currently have a bankruptcy on their record that has not been discharged yet, when they run all the background checks, will they be made aware of this?

If the employee has put their signature on a paper permitting the employer to complete a background or credit check; then the company will see this data. Missouri bylaws permits companies to seek their own guidelines concerning employing as long as it is not based on age, ethnic group, sex, disability, national origin, or beliefs. For more information about their own particular situation, the individual can ask an Expert.

Is it legal for an employer to use a credit check to determine whether or not to hire someone?

It is officially authorized for a company to use a credit check before employing a worker. In reality, it is an extremely general practice. There is a complete business geared to perform the background screening of potential workers for companies. Standard background examinations on a potential worker contain a criminal record check and a credit check. That is why having a good credit is a good idea for the employee.
Employment credit checks are a very personal topic. Employees may have questions and/or concerns about their privacy and may have questions regarding employment credit checks. Asking an Expert for legal insights can help a person find answers to their specific problems and questions.

Ask an Employment Lawyer

Tina
Tina, Lawyer
Category: General
Satisfied Customers: 8063
Experience:  JD, BBA, recognized by ABA for excellence.
4460311
Type Your Employment Law Question Here...
characters left:
7 Employment Lawyers are Online Now

How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Employment Lawyers are online & ready to help you now

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Recent Credit Check Questions

  • Good morning, i have a doctors office in North Carolina. We

    Good morning,
    i have a doctors office in North Carolina. We planned to expand our services here in NC and also open a medical center in the Overseas.
    We contacted different sources for funding.
    A gentleman, a family friend made a referral to a broker. The broker came to visit our office
    and consultated with us to help raise funds.
    His arrangement lead us to one Gentleman from Jackson Florida. This gentleman represented a company call JMC industries. He stated and explained that he could raise a non- recourse funds of about $14 million, if we could raise money to by a stand by letter of
    Credit for an international trading program.He called thus a private program by invitation only.
    We invited him to our location in NC, bought him a flight ticket, flew him here, kept him in a hotel. He visited our site which have surveillance cameras.
    He executed a contract with us. We learnt about the program. After about 8 weeks we took a loan with high interest . The loan amount was $220,000. + an interest of about $120,000.
    The money was to yield the dividends of the $14 million in "30 international banking days". I have been in constant communication with this gentleman via email. He has been unable to do this transaction, we have ask for him to return the money, he have given stories and stories.
    He say he purchased the standby letter of credit. In the agreement he said he would return the money in 10 days, it's been over 4 months, nearly 6 months.
    I would like to give this to the FBI or law enforcement for fraud.
    How do I proceed? Will a private investigator be helpful?
  • My company implemented a wellness program to save money If

    My company implemented a wellness program to save money
    If we don't participate they dock our pay $25.
    I asked if this program is required by our health care plan and they said no, they say it's voluntary but they are taking money away from us if we don't do the games they have to win prizes. They also had a tent setup to take blood and fill out some questionnaire and they gave $75 to those that did it.
  • I work for a company called olympus building services an they

    I work for a company called olympus building services an they have a government contract with the education school system on fortcambell base an I made an opionon to another employee in regards ***** ***** this employee was not able to compleate job task the person than called supervisor an told supervisor what I said an then the supervisor came over to the school where I was working an suspended me for 3 days an so I'm wonder if that is leagal for them to do
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