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I have a question regarding bankruptcy. My mom has listed

I have a question regarding bankruptcy. My mom has listed her home for sale in February...unfortunately she hasn't been able to sale it and she is falling behind on all of her bills. Would banduptcy be an option? She filed bankruptcy about 15 years ago...

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Texas Atty

Juris Doctor

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Looking at my options to file ! : No. I was just doing

Looking at my options to file for bankruptcy!JA: The Bankruptcy Lawyer will need to help you with this. Have you consulted a lawyer yet?Customer: No. I was just doing research on it firstJA: Please tell me everything you can about this issue so the Bankruptcy Lawyer can help you best. Please give me a bit more information, so we can help you best.Customer: I have over 19,000 dollars in credit card debt, student loans, personal loans, I recently bought a house with my ex and I am no longer living there so I go a place I could not afford and started paying bills and using my credit cards for help, now I am struggling paying it back and falling behind on rent and car psymentsJA: OK. The Bankruptcy Lawyer will need to help you with this. Is there anything else important you think the Bankruptcy Lawyer should know?Customer: Like?JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Bankruptcy Lawyer about your situation and then connect you two.

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Credit Card Debt vs PERSONAL LOAN (LENDING CLUB;PROSPER)

Credit Card Debt vs PERSONAL LOAN (LENDING CLUB;PROSPER) DEBTHello .,I lost my job and I am not able to make payments on my Debts,both Credit Crad Debts and Personal Loan Debts(Prosper and Lending Club).Question:How long after being first time PAST DUE,can credit cards sue me for the debt owed to them?Is it different for Personal Loans?Can they sue anytime OR they MUST,by Law,first try to collect,then selling debt to Collections Agencies?

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legalg

Juris Doctorate

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12,812 satisfied customers
My ex and I jointly filed in Florida last year.

My ex and I jointly filed for divorce in Florida last year. She had $26,000 in credit card debt, which was solely in her name. We used a Florida Supreme Court Marital Settlement Agreement form, which stated "Wife shall pay as her own the following and will not at any time ask Husband to pay these debts:" The words "indemnify" and "hold harmless" were nowhere on the form. She has not payed her debts and is being actively sued by Discover in Leon County, Florida. She also plans to file bankruptcy, though I don't know whether Chapter 7 or 13. Can her creditors hold me liable for her debts?

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LawGuy

Juris Doctor

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35,402 satisfied customers
Have a personal loan through loan depot was wondering if we

have a personal loan through loan depot was wondering if we could file a chapter 7 bankruptcy . They sent us a refund check in which we cashed because they said they had made an error on their part . we don't have the money to pay the loan payment. we have to make our house payment and car payment these two payments here are almost $830.00. Can you call me at(###) ###-####to see what we can do

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Christopher B, Esq.

Attorney

Juris Doctor

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Joint bankrupcy. MARRIED COUPLE.Illinois stateMe and my

Joint bankrupcy. MARRIED COUPLE.Illinois stateMe and my husband are considering filing for bankrupcy chapter 7.We don't have another option,as we have too much debt,and we don't make an enought money to pay the bills.I own a condo,in my name only,purchased before marrying my husband.Value is $110000.Mortgage amount $67000.We also own a car,with a loan balance,in my name also,on which my husband works as a self employed Limousine Driver.I don't have a job,I'm a stay at home mom of 2 small children.We both have huge credit card debt,which we cannot pay....Q:will we lose the home and the car?

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DrakeLAW

Juris Doctorate

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My name is ***** ***** I have debt situation to ask advise

Hi My name is ***** ***** I have debt situation to ask advise aboutJA: Thanks. Can you give me any more details about your issue?Customer: Of course and thanks in advance Here we go: I own the house that is worth about $950k and mortgage is $760k I recently lost my business and can not keep up with payments My wife makes about $100k but after taxes it is not enough to pay mortgage, cars, insurance etc Additionally I have about $70k in credit cards debt Also I own condo outright (1 bedroom), its worth about $80k no and i have a tenant Lastly , we have about $250k in retirement accounts (IRA and 401k) We have two children and I am searching for work for 2 months and can not find anything (I have BS in Electrical Engineering) So my options are : bankruptcy (but I would probably loose condo) foreclosure (but i will loose equity) sell the house (but i can not keep up with payments) Do nothing (it means foreclosure) Sale the house (it takes time and my payments will be delayed) And finaly I was thinking to borrow money from 401k, pay off credit cards, sell the house and hopefully return money to 401k from equity and then rent something..... I am badly Screwed.......Any advise?JA: OK got it. Last thing — Bankruptcy Lawyers generally expect a deposit of about $18 to help with your type of question (you only pay if satisfied). Now I'm going to take you to a page to place a secure deposit with JustAnswer. Don't worry, this chat is saved. After that, we will finish helping you.

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Phillips Esq.

Attorney

Juris Doctor

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17,146 satisfied customers
CREDIT CARD DEBT REPORTING/SUEING/Statute of Limitations in

CREDIT CARD DEBT REPORTING/SUEING/Statute of Limitations in IllinoisHi!Question:For how long does a credit crad debt show on the credit report and for how long after deliquency can a credit card sue me for unpaid balance(collection)?in the state of ILLINOISthank you

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Phillips Esq.

Attorney

Juris Doctor

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17,146 satisfied customers
I am in debt. From my younger life. Now currently trying to

hi, i am in debt. From my younger life. Now currently trying to pull out of the situation and about to loose everything. I have recently found out that there has been 4 loans taken out under my name that i did not take out. i really think its my mom. But the problem is i have about 30,000 in debt (not including my house 53,000 under a contract for deed). Atleast 8,000 of it not being mine. 13,000 being student loans and 8,000 being stupid. Bankruptcy? or go after my mom for that money and try to make it out by paying the debt?

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