Join the 9 million people who found a smarter way to get Expert help

Recent Cost of Living questions

Complicated - Financially story, but I think I need to start

Complicated - Financially long story, but I think I need to start taking SS (I'm 62 and 3 months) just to get by. Have been out of work for 3 years (went to law school).taking bar in July. Have had trouble finding a job, ugh... If I start taking SS now... benefit is $2,000. If I wait til 66 $2.700. Can I take it now and if I find a job can I stop it an pay it back, and how much time would I get to pay it backJA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know? I'm not sure of the exact price, but there's only a $5 deposit. The rest of the price information will be on the page I send you to.Customer: YesJA: What else should I tell the Retirement Accountant?Customer: My ex-spouse (64) is going to start getting ss next month - also a financial situation. I am re-married- she is not. Will my taking early effect her ability to collect on my higher income payments?

Read more

LawTalk

Attorney at Law

Juris Doctor

37,188 satisfied customers
I am 67 and started collecting SS at 66. My husband has

I am 67 and started collecting SS at 66. My husband has received a spousal benefit for the past year. He is now turning 67 and has decided to collect his own retirement benefits. They are much higher than mine. I would like to change my benefits so that I receive 1/2 of his benefit instead of the amount I currently receive. I was advised by a financial planner that this is possible. Today I went to a SS office with my husband. The representative said it was possible. She then had to leave and we were assigned to another representative who said it was not possible. Can you shed some light on thisJA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else the Retirement Accountant should be aware of?Customer: No

Read more

keeperumiami

Sr Financial & Tax Consultant

Bachelor's Degree

11,012 satisfied customers
Why did some people get a raise in their social security and

Why did some people get a raise in their social security and I did not.JA: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.Customer: I know other people that got a raise in their social security but my husband and I did not.JA: Is there anything else important you think the Retirement Accountant should know?Customer: My name is*****

Read more

keeperumiami

Sr Financial & Tax Consultant

Bachelor's Degree

11,012 satisfied customers
I began ssi benefits at 62 in 2015, at the time I was a

I began ssi benefits at 62 in 2015, at the time I was a subcontractor (driver) and had mileage write offs which keep my AGI below the SSI income level for collecting benefits, in 2016 the company I work for made us employees and report our income on W-2's instead of 1099... I'm doing the same job, with the same income, with the same mileage write off but because I'm now an employee the way we report our income on the IRS 1040 changed my total W-2 income is now my AGI instead of income after expenses on the Schedule C form.. am I going to lose my SSI benefits and am I going to have to pay back benefits received... everything is exactly the same as 2015 so I don't understand why I can't keep my SSI benefits... any help would be appreciated....

Read more

keeperumiami

Sr Financial & Tax Consultant

Bachelor's Degree

11,012 satisfied customers
I may have to default on my credit card bills due to high

I may have to default on my credit card bills due to high cost of living, prescription, etc., if I have a loan with Springleaf and my car is collateral and I defaulto on that loan, can they take my car. I am 68 yrs. oldJA: The Retirement Accountant will know how to help. Is there anything else important you think the Retirement Accountant should know?Customer: I am not late on any payments yet, but my living situation may change and I just cant afford these high interest debts. But I need my car. I don't want to lose it

Read more

Lane

JD, MBA, CFP, CRPS

Doctoral Degree

21,546 satisfied customers
My husband, who is 61, has recently been diagnosed with

My husband, who is 61, has recently been diagnosed with early onset Alzheimer's. He is still currently working, but do not know how long that will last. Not sure whether he should retire or apply for disability.JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else the Retirement Accountant should be aware of?Customer: Online the disability application talks about income, which he has right now.

Read more

keeperumiami

Sr Financial & Tax Consultant

Bachelor's Degree

11,012 satisfied customers
I am 78 and started my SS benefits at 70 and it is now

I am 78 and started my SS benefits at 70 and it is now $3,072 mo. My wife was born 1/11/54. Based on my benefit, how much would her benefits be if she started taking SS : (1) 6/1/17 or (2) 3/1/19, Thanks.James R(Bob) Richardson

Read more

keeperumiami

Sr Financial & Tax Consultant

Bachelor's Degree

11,012 satisfied customers
I am 72 years old. I have been on social security since 62.

I am 72 years old. I have been on social security since 62. David Lucus said on the radio that you can get addional ss benefits retroactive to the usual retirement age is is possibleJA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.Customer: My husband has passed away in 09. So I am surviving on the social security bassed up early retirement at 62, is it possible to reevaluate it.JA: Is there anything else important you think the Retirement Accountant should know?Customer: I dont know, I was listening on radio , to the David Lucus segment about social security benefits. He said you can refile after your retirement age and pick up additional monies.

Read more

Lane

JD, MBA, CFP, CRPS

Doctoral Degree

21,546 satisfied customers
My notice (SS) indicated a 3% "raise" for 2017. The deposit

My notice (SS) indicated a 3% "raise" for 2017. The deposit on 1/3/17 was exactly the same amount as the 12 previous ones for 2016? WHYJA: What state are you in? It matters because laws vary by location. Has anything been filed or reported?Customer: OregonJA: Anything else you want the lawyer to know before I connect you?Customer: Yes! Is my picture posted in any Post Offices?

Read more

emc011075

Tax advisor and Enrolled Agent

Bachelor's Degree

5,572 satisfied customers
View more social security questions
In The News