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Recent bankruptcy law questions
Good evening.... I want to continue with a new, related question.
Good evening.... I want to continue with a new, related question. I have a judgment against this person in Superior Court of Middlesex County NJ, Law Division. I know she works in Mercer County. I have all her information and want to immediately go for a wage execution. What are the specific steps/process I need to go thru?
I am confused about Schedule F in a ch7 bankruptcy case. Do
I am confused about Schedule F in a ch7 bankruptcy case. Do I list everyone that I put ont he creditor matrix? If so, what if I do not know the last 4 digits of the account number ( like it says to do) and I do not know the date I incured the debt. And what does "Contingent" "Unliquidated"mean?
Have a client in chapter 13 bankruptcy currently....they have
Have a client in chapter 13 bankruptcy currently....they have the option to pay their way out of the bankruptcy for 134k. If they pay it off and come into a windfall of cash afew months later. Do they jeopardize the release of the bankruptcy? This is on the state of Ohio. that it was filed in
I am going to file bankruptcy. I am owed about $10,000 in
I am going to file bankruptcy. I am owed about $10,000 in restitution from a crime of which I was a victim about two years ago. I have been told not to expect a payment for about 15 years and at that point I may get about $20. How would I value this asset?
Does claim on account need to be made when value is over $1740
Does claim on account need to be made when value is over $1740 or is it contingent claim to be applied if value goes over $1740? If contingent can lt be on more than one account? My thoughts regard receiving checks greater than $1740 and then cashing them.
I live and work in Texas. Im currently getting ready to file
I live and work in Texas. I'm currently getting ready to file the paperwork for a Chapter 7 bankruptcy. My paychecks began getting garnished for nearly a thousand dollars a month, so there is some urgency. I don't have the $2,000 for an attorney, so I'm going to be doing it myself. I have been working on it for two weeks now and feel pretty confident that I understand the basics of the paperwork. However, I understand that if the case is dismissed for something wrong with the paperwork, that I will be unable to file for six months, and I can't afford that. So I just have a few questions to make sure that I'm filling the papers out correctly.My first question: Regarding the Schedule I and Schedule J (Income and Expenditure), where would I put the garnishment that's currently being taken out of my checks? Is it a payroll deduction on Schedule I or an other on Schedule J or do I need to even list it?My second question: I'm using my mother-in-law's vehicle as a loaner until I get my own car. I pay the payments and the insurance, so have included that on the Schedule J, but do I need to include it on the Schedule B? I do not own it and once I get my own vehicle, my mother-in-law will be taking it back as her own, so I'm not sure how or if I should include it since it's not really an asset of mine.My third question: Regarding the additional sheets that I attach to Schedule B because I needed more space, do they need to be in any specific format to be accepted? I know here in TX the creditor matrix requires a specific format, so this is why I ask.My fourth question: For the Schedule C, I'm using the federal exemptions as it will cover all of my property. I have two Apple laptops and a TV that have a value of about $1500 each. The federal exemption for household items only covers an individual item up to, I think, around $525, but I want the remainder covered under the wildcard exemption. How would I indicate this on the Schedule C? Or should I just put all three of those items under the wildcard exemption since they will fit with room to spare? Also, for the "Value of Claimed Exemption" column, I'm guessing that I put the total value of the exemption I'm claiming, so that would be $11,975 for the wildcard, is that correct?My fifth question: I worked for a previous employer who didn't pay me all of my wages. I filed a claim through Texas Workforce Commission and they have awarded me $4,371 and filed a judgement against him. So he owes me this money, but I doubt I will ever be paid it. Do I need to include this on the Schedule B (under #21, I would guess) as a contingent claim, or do I not need to include it at all?Other than this, I'm pretty confident in what I've filled out so far. These are the only questions that are bothering me and preventing me from feeling confident enough to file the paperwork at this point. Thank you in advance for your assistance.
Borders had filed a claim for my company and it is listed as
Borders had filed a claim for my company and it is listed as unsecured. We didn't agree with the amount and filed a proof of claim. The proof of claim was received one day after the general bar date. It was sent in via UPS, next day delilvery with the expected delivery date the same as the bar date, but the claim was actually delivered a day late. My question is, will the origianal scheduled claim still be in effect or will the schedule claim be disallowed since the proof of claim (for a different amount) is being disallowed for for late filing?
I will be filing a retaliation lawsuit against my employer
I will be filing a retaliation lawsuit against my employer ( public school district).But I am going to be filing a chapter 7 Bankruptcy.I do qualify for it under the means test.Any kind of lawsuit against a school system will take 5 years or more to do ,maybe even longer.Yes I am sueing for money and it will be in all the news papers and on the TV stations.I expect this to happen in the Feb 2010 period or 6 weeks from now and the same time I do the BK 7. There is no guarantee I will win against them or any money at all at the end of it ,Union lawyers are doing the lawsuit.My money problems are just like everyone else caught up in this nasty recession.1) should I move up my BK7 and do it right now as better to do than when the lawsuit hits the news.I wouldn't have to list the lawsuit.2) do I have to list I am sueing anybody when I file and doing it sooner is better3) If I sue after I file do I have to tell the courts I did that4) how do the courts handle this kind of matter.I am thinking I better move up my BK7 and do it right away ,so I don't have to list the lawsuit.How does a lawsuit of this kind play ,when a bankruptcy is involved.Does it matter if I file now or 6 weks from now and if it is what is the difference.
Bankrupcty New York - Chapter 7. I am separated for threeView more bankruptcy law questions
Bankrupcty New York - Chapter 7.I am separated for three years and locked for same period in a Matrimonial Court fight in NY Supreme Court with my wife. As part of my (contested) claim for equitable distribution I am claiming half my wife's medical degree and half of a jointly held apartment overseas (approximately 50% of which is mortgaged to an overseas bank.) Financial Matrimonial trial is still at least six/eight months off.I filed for Bankruptcy six months ago, (it is still open) my lawyer did not list either claim. I am now Pro Se in the Bankruptcy proceedings (as well as the Matrimonial) and want to file an amendment to include these two claims. 1. Regarding jointly held apartment (my right to it being contested by my wife). Do I simply file it as Schedule A – Real Property plus Schedule D, Creditors Holding secured debt?2. Regarding my claim for equitable distribution on my wife's medical degree, do I file it under personal property (Schedule B) and state that it is a contested claim with approximate value?I know I should really get a Bankruptcy lawyer but I cannot afford one and want to file the amendment asap.I need to know as it pretains to NY.