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Recent Consumer Protection questions

I received a computer-generated letter, implying it was from

I received a computer-generated letter, implying it was from the Department of the Treasury, pertaining to my outstanding consumer debt. This letter directs me to the Department of Advocacy Services' toll free number 1-***-***-****. Is this a phishing scam or is it a legitimate letter? thank you. RosanneJA: Because consumer protection law varies from place to place, can you tell me what state this is in?Customer: Illinois, specifically Carbondale, Illinois.JA: Have you talked to a lawyer yet?Customer: No, I 'googled' the Department of Advocacy Services, and according to the BBB website, it appears to be an organization that uses intimidating letters to scare people into sending them money, without making good on its claim to help the consumer reduce his/her debt.JA: Anything else you think the lawyer should know?Customer: According to the BBB website, this "Department of Advocacy" appears to be and unrelated 3rd party that offers debt relief services with no affiliation to either the US Department of the Treasury, and no affiliation to the IRS.

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Alex J. Esq.

Managing Attorney

Doctoral Degree

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21,558 satisfied customers
We are a non-profit preschool with monthly tuition. I am

Hello, We are a non-profit preschool with monthly tuition. I am trying to collect past tuition payments and payment due for a check returned for insufficient funds. I am writing them a letter letting them know I will be filing in small claims court. My question is: Can I get two or three times the money I am owed if the court finds in favor of me. I have a signed promise to pay notes from the parents. Thank you in advance for your help.

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legalgems

Juris Doctorate

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12,878 satisfied customers
Loren: how to request reimbursement for bus trip cancelled.

for attorney Loren:how to request reimbursement for bus trip cancelled. need some language.

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Loren

Juris Doctor

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35,500 satisfied customers
I am a resident of DC. I have had an intake appointment

I am a resident of Washington DC. I have had an intake appointment for legal assistance. They are currently on vacation for the next three weeks. I asked them what should I do if the company should call me in the mean time. The intake evaluater said that it was extremely unlikely that they would callback. Well, now they are calling constantly, I don't know if I should ignore their calls or take them (and what should I say if I should take the call?)Please adviseI bought an Easy Rest Bed; my problem is with the salesman. I originally wanted to put down $1300 and have a 2-year contract. He said it was easier for us if we only put down $150 with a 48-month contract (Then we wouldn't have to struggle). I signed the contract not understanding what an article 78 loan was, until I made my 1st payment of $2500. My balance remained just short of $6000 dollars. I have a very credit score I would have been able to get much more reasonable payment optionsI called customer service and learned that 48 months of interest was placed on my balance upfront, Therefore; extremely high interest is paid first before the principle. I know that I signed the contract; however the salesman was dishonest and this can't be legal. At the very least the contract should be amended to my original requestI called the company back and explained the situation. I told them that I was willing to make another payment of $1300 to be paid directly toward the principle and switch to a 2-year contract. The supervisor said, “the salesperson is an independent contractor and you signed a contract.” I said he still works for you and he was deceptive. If he does not work for you why then why were no other financial options made available to me other than to pay the full balance upon delivery? The supervisor said they don't make changes but that they would get back to me next week just the same.The contract says that disputes are settled in arbitration governed by the laws of the state where purchased. I believe this is a predatory loan. I should have been offered a better contract or at the very least the contract should

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

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105,296 satisfied customers
I purchased a drink product, "Aloe Cure." I

I purchased a drink product, "Aloe Cure." I purchased the product with the thought of improving my health. After consuming the product for a while I experienced no improvement in my health. Also, I read over the ingredients in the products and it begins the list with water, and "real sugar." I suspect this company is misleading the consumer by using the word "Cure" in its labeling.Question, as a consumer do I have any recourse against this company for use of a "fraudulent" and misleading label?

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Asad Rahman

Attorney

J.D.

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2,486 satisfied customers
Nissan Pathfinder 2005 defective equipment and radiator

Nissan Pathfinder 2005 defective equipment for transmission and radiator please call me(###) ###-####my name is MaryJA: Because laws vary from state to state, could you tell me what state is this in?Customer: FloridaJA: Have you talked to a lawyer yet?Customer: No & no one was injuredJA: Anything else you think the lawyer should know?Customer: Going down the hill and then going up our car went from 60 mph down the 40 semi tractor-trailer was in back of us we had to swerve off the road onto the shoulder we got our car safely to the mechanic mechanic just informed us that it was the corn from the radiator that was spilling into the transmission he did his research h he found that Nissan had a recall on those defective items we were unaware as we purchased this car October 1, 2015 the warranty ran out and Nissan is refusing to repair our vehicleJA: Because consumer protection law varies from place to place, can you tell me what state this is in?Customer: I think seeing from the car fax the prior owner lived in ColoradoJA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.

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Maverick

Doctoral Degree

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5,824 satisfied customers
My son did something really dumb on the internet,and now

My son did something really dumb on the internet,and now they are wanting $5000 or they will post the pictures. They continue to txt him, email him. Threatened him. I have suggested to him to close out his F.B.and delete his email.. What more can he do. When they sent him the info. Of where to western union the money,west Africa.

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

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45,610 satisfied customers
I would like to know what steps should I undertake against

I would like to know what steps should I undertake against store management/owner. I gave them guns for sale on consignment. Since I was moving from the area, I asked for payment and they issued summary check and gave me list of guns presumably sold. There were no invoices and prices for the guns were dramatically lower than initially agreed. Even if they happen to sell below threshold agreed it would be breach of agreement. I have formally requested either receipts or return of the guns however so far (3 weeks) haven't received a response. Should I go through small claim court? should I do other steps? Please, advise!

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Marsha411JD

Doctoral Degree

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18,654 satisfied customers
I am a published author. I accidentally let my domain name,

I am a published author. I accidentally let my domain name, isaacmarion.com lapse, and someone snatched it up. They are now trying to charge me exorbitant rates to get it back, even though the domain is not only my business identity but my actual legal name.My understanding is that this is illegal domain squatting and that this person does not have the right to hold onto a domain that represents my identity. Is this true? And what kind of legal action would I need to take to get it back?

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Maverick

Doctoral Degree

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5,824 satisfied customers
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