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Recent Comprehensive Insurance questions

A friend gave my son a boat with the agreement that my son

A friend gave my son a boat with the agreement that my son would pay him $7500, $300/month until paid off. There was no transfer of title or registration and no paperwork. It was strictly a verbal agreement. My son secured boat insurance but failed to get comprehensive insurance. The first time he took the boat out, the depth finder failed, it ran aground and the boat was damaged. The previous owner is demanding that my son pay the $8000 damages. Who is actually liable for the damage to the boat.

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Asad Rahman

Attorney

J.D.

3,844 satisfied customers
I work as a volunteer staff member International Film

I work as a volunteer staff member for an International Film festival. My role is managing the 10 filmmaker liaisons who drive around the filmmakers during the festival. We are loaned cars from a local dealership. The dealership requires off course that everyone has adequate collision and comprehensive insurance, and has us sign the standard form that everyone signs when they take a car out for a demo drive. My question is this: one of the cars was damaged during the festival. No one is taking blame for the minimal damage so no one's personal insurance is being hit up for the claim. The repairs are costing the festival $1037 and they are unhappy about that, basically saying it will never happen again. If there was a serious accident, at this point I realize that the individual driving would be fully liable. I wonder if there is a type of insurance rider or bond that could be taken out by the festival to cover such occurrences?

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Marsha411JD

Doctoral Degree

19,216 satisfied customers
Is it worth pursuing a legal case against a commercial trucking

Is it worth pursuing a legal case against a commercial trucking company that is responsible for a non-injury accident?

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Hammer O'Justice

Attorney

Juris Doctor

4,670 satisfied customers
Ill try this once again. I went to Paypals secure site to

I'll try this once again. I went to Paypal's secure site to make the requested deposit and nothing showed up on my account to charge for and I couldn't get back to my submission. Here's my story again:My son in law, in Delaware, has owned an antique 1977 Oldsmobile Cutlass and has placed more than $10,000 into restoring it. He has won numerous awards in car shows and it has been his life's work , pride and joy. He had it appraised at $4,900 about four years ago for insurance purposes but never insured it at the antique value. He has the appraisal and receipts for thousands more in new parts since the appraisal. Unfortunately, a driver who was admittedly on some drug but not citable, lost control of his car and slid across my son in law's front lawn and destroyed the Cutlass and damaged several other vehicles in his driveway. Sliding across grass meant the officer could not estimate speed and could not cite the driver for much of anything. The driver said he swerved to miss an animal. Here's the problem. His insurance company would not even honor the appraisal and has only offered $1300 for his loss. Do my son in law have any options to recoup more of his loss?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

110,622 satisfied customers
So, Dimitry, if the car can be insured as personal property,

So, Dimitry, if the car can be insured as personal property, then it can only be insured for its face- value. Is that right? So collusion insurance won't be possible? I haven't driven for over 32 yrs, so I really don't know about all this car stuff. Should I just talk to my mother's insurance agent?

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Dimitry K., Esq.

Attorney at Law

Doctoral Degree

46,548 satisfied customers
If someone stole my car and he stayed over at my house, I never

If someone stole my car and he stayed over at my house, I never stayed even once at his, about twice a week is that a civil matter or will the police get involved. Im afraid if I don't get my car back my comprehensive insurance will not kick in

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

48,924 satisfied customers
i was in an accedent on march 4 2013. cops were called and

i was in an accedent on march 4 2013. cops were called and other person was found at fault. they did not recieve a ticket but the police report clearly states tghey were at fault. now it took several phone calls and me emailing the police report to his insurance company for them to except responsibility. i took it to a shop i have used in the past unfortunately it turned out to be one of their recomended repair shops. i got an estimate of $5136.45. AAA insurance wants to total my truck and offer me $5219.71 they keep the truck or $3669.18 i retain the truck with blue tittle. I do not under stand this i just wanted my truck repaired. what recourse do i have can i disagree and keep fighting until i get my truck repaired or at least kelly blue book value which is $6700. if i could attach a pic i would because i drove the truck after the accedent just fine only with bumper grill, and radiator damage.

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

110,622 satisfied customers
Someone stole a car, totaled mine and left the scene. I was

Someone stole a car, totaled mine and left the scene. I was parked at the time. The car is garaged at a different address than where it was hit. I've got bills in my name at the address it was hit in front of. The car isn't garaged at this address. I do stay at this other address from time to time due to having to shovel snow and do work around the building itself. Will the insurance company drop my coverage? If they do, will I be found at-fault for the accident? Can the criminal(s) later sue?

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

48,924 satisfied customers
My dog jumped on a car in public lot in new jersey. Am I responsible

My dog jumped on a car in public lot in new jersey. Am I responsible for damage? Is it a police matter?

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Dwayne B.

Juris Doctor

36,410 satisfied customers
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