Join the 9 million people who found a smarter way to get Expert help

Recent Collision questions

Auto insurance damage settlement question: A few weeks ago

Auto insurance damage settlement question: A few weeks ago the tire on my recreational vehicle blew (travel trailer) causing considerable damage to the body. We are covered for both collision and comprehensive, and the company determined this was a "no fault" damage situation, covered by our comprehensive, minus a deductible. Because the company had no adjusters in the area, they told us to take the rig to an RV body repair shop, have them take photos and provide an estimate. We did so.The estimate for damage repair exceeded what the insurance company determined was fair market value. They then determined they wanted one of their own adjusters to evaluate the damage. Since we were traveling, we had to wait until we found a town where an adjuster was available. The adjuster they sent was not at all familiar with RVs, but did shoot pictures, take information.The adjuster has concluded the company will "total" the RV, and offers what appears to be a reasonable settlement. The rig was inspected by both a body shop and by the company's own adjuster. We provided a copy of the RV's registration. The adjuster says we can "keep" the RV if we wish (we do want it) and they will simply cut us a check and mail it to whatever address we provide.However, when we purchased the RV, the seller did not immediately have the title available for us. When we received the title, we noted that it was a "branded" title (State of Arizona) as "salvage/restored." Apparently the RV had been totaled in a prior accident and repaired.Question: Are we under legal obligation to advise the insurance company about the title brand? The company is not asking us for any paperwork, simply asking us for an address to send the check to. We assume our endorsement on the check will free the insurance company of any further obligation, and guarantee our acceptance of the deal.

Read more

Loren

Juris Doctor

star-full
35,384 satisfied customers
My car was rear ended by a commercial vehicle at an

My car was rear ended by a commercial vehicle at an intersection while I was waiting for the traffic to clear to make a left turn. The individual left the scene of the accident after hitting me. I was able to get the name of the company the was inscribed on the vehicle and an identity description of the individual driving. Once the police arrived they took my version of the accident, called for EMS service, waited until they serviced us and asked that I pick up my report in 3 days before he parted. Once we were ok I went to the store location to report the accident. (I also informed my insurance prior to leaving the scene.) When I got there I spoke with the store manager on duty who informed me that the officer had not long before me had completed an investigation and the individual and vehicle had been identified. A week later I now have a copy of the police report. I notified my insurance once again to follow up with procedure because my insurance only covers liability and comprehensive damages not collision. Long story short the insurance information noted on the police report for the second driver cannot be located by the code provided. In other words the info is invalid. I've been in touch with the company a couple times to retrieve info but thus far nothing. My question is what would you recommend as my next step before I attempt to go any further. Meanwhile, my vehicle is in no condition to drive.

Read more

I live in the state of florida. I am a former employee of

I live in the state of florida. I am a former employee of comcast. while at comcast i was involved in a traffic collision while at work in the company vehicle. I recieved a supina n thursday as myself and comcast are being sued by the other party involved in the accident. I need to know what to do

Read more

Loren

Juris Doctor

star-full
35,384 satisfied customers
I was in a car accident. A minor one - roughly $1500 in

I was in a car accident. A minor one - roughly $1500 in damage. I was driving on a side street when a driver pulled out of his driveway and hit the front driver's fender and wheel. I am a 27 year single mom and I had my two young children in the car. The driver, a older bigger male, jumped out of his car and proceeded to yell at me. He asked why i didn't see him ( I should have asked him the same question but was too afraid). I said I did not know I was looking at my speedometer. That is what went into the police report. To the point; I only have liability insurance and his insurance company is refusing to pay out. My thought is that he hit me as I was driving down the street? I do not believe this is a fair settlement, and my insurance company is not willing to help since I do not have collision. Any advice?

Read more

Marsha411JD

Doctoral Degree

star-full
18,634 satisfied customers
I had been in an auto accident a couple nights ago in

I had been in an auto accident a couple nights ago in Illinois.I knodded off at the wheel for about a second and ended up clipping construction vehicles. I was on call, and been working my day job and side work to try to make some extra money.Nobody was struck, or hurt. Due to this being in a construction zone I'm very scared before my court date. I see a lot of signs talking about going to jail on the road. Any advise would be useful. I have a great deal of anxiety over this.

Read more

Dwayne B.

Juris Doctor

star-full
34,648 satisfied customers
I WAS IN A CAR ACCCIDENT WHICH I EAS FOUND TO BE AT FAULT,

I WAS IN A CAR ACCCIDENT WHICH I EAS FOUND TO BE AT FAULTJA: Because laws vary from state to state, could you tell me what state is this in?Customer: HEADD-ON COLLSOION.JA: Have you talked to a lawyer yet?Customer: THE DAY BEFORE I WAS CONTQCTD BY PHONE BY MY INSURACNNECDE CMPANYAND TOLE AT 330 ON THE ATERNOOF TOBE THERE BY 530 WITH $158 IF I DID NOT WANTMY COVERAGE TO BE INTERUPTED.JA: Anything else you think the lawyer should know?Customer: I WAS GOING THRU I DIFFICULT FINIANCIAL TIME AND HAD NOT HAD MY PHHOONE WORIKINGRFOR A WHILE ANND NO INTERNET/JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and then connect you two.Customer: NESST DAY I WAAS GOINTG TO GET A TITLE LOAN FOR Y TRUCCK AND WSO I COULD PAY IMY INSURANCDE AN WAEW IN TH EHEsd onn\

Read more

Dwayne B.

Juris Doctor

star-full
34,648 satisfied customers
Michigan. Company truck. Our Employee rear ended a passenger

Michigan. Company truck. Our Employee rear ended a passenger vehicle. $550 of damage to passenger vehicle. Driver of passenger car said that calling police is not necessary. Our employee gave the passenger vehicle owner our business card. The owner sent our company the repair estimate and is asking to be reimbursed the $550.Three related questions:should we the company pay for their repairs ( no fault State. Owner of damaged vehicle Can sue driver for up to $700, I think, as mini torte to recover deductible)?Did our employee do anything wrong or illegal driving away without reporting it to the police?Should this now be reported to police or our insurance company ( no damage to our vehicle and we only carry PLPD)

Read more

John

Attorney

Doctoral Degree

star-full
7,372 satisfied customers
Very scared and not sure where to turn. I called an

Hello! Very scared and not sure where to turn. I called an insurance lawyer, but he was quite rude and dismissive. Long story short-my car (2005 Toyota Corolla) experienced sudden unintended acceleration in my workplace parking lot. I hit four cars before I could stop it (turned engine off, as brake was not responding). I had a clean record previous to that. Filed a police report-officer did not cite me. Problem is, I only have $10,000 of liability coverage (based on state requirements) and damages may go over that. My co-workers are HIGHLY unlikely to bring suit, but I am worried about subrogation suit. I have very good credit which I worked hard to obtain (not willing to declare bankruptcy). However, I am not going to be able to come up with $7000 or $8000 at the drop of a hat. I WOULD be willing to work out a payment plan if that is my only option. I need some help and someone on my side-my insurance company appears indifferent and is pretty much throwing me to the wolves. Thanks in advance!

Read more

Chris T., JD

Lawyer

Doctoral Degree

star-full
7,364 satisfied customers
Please explain Ohio traffic laws when involved in a "rear

Please explain Ohio traffic laws when involved in a "rear end wreck". Is the car in front who stopped on the roadway at fault? Or is the car in back at fault for not stopping in time? Additional details available. Thank you.

Read more

Albert Marmero

Juris Doctorate

star-full
300 satisfied customers
View more legal questions
In The News