Join the 9 million people who found a smarter way to get Expert help

Recent COBRA questions

I elected COBRA from my former employer. In July there was

I elected COBRA from my former employer. In July there was an increase of $11 per month. About two weeks later I was notified it was a $60 a month increase in the premium. This company is self-insured and I have been advised that the total premium (ER and EE) did not increase.I did payroll for this company and they are very dishonest in payroll matters. I should also note I signed a small settlement when I left.All I really want is to have my COBRA payments be calculated honestly. What are my options? Is there a government agency that oversees these matters?Thanks in advance.

Read more

Marsha411JD

Doctoral Degree

star-full
18,626 satisfied customers
If you have met your deductible and out of pocket amounts

If you have met your deductible and out of pocket amounts under the employer health plan and then immediately elect COBRA coverage and pay for it , can you be forced to meet these amounts again during the same plan year?

Read more

Phillips Esq.

Attorney

Juris Doctor

star-full
17,104 satisfied customers
When it is appropriate to sue to provide COBRA notices? I

Hello,when it is appropriate to sue for failure to provide COBRA notices? I was laid off January of this year and just discovered that I failed to receive COBRA notices and I have been uncovered since February 1, 2016. My former employer's benefits provider admits that they sent notices to an incorrect address and also failed to send via certified mail. Employer sent nothing, simply relied on benefits company.JA: Because employment law varies from place to place, can you tell me what state this is in?Customer: TexasJA: Have you talked to a lawyer yet?Customer: noJA: Anything else you think the lawyer should know?Customer: noJA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Employment Lawyer about your situation and then connect you two.

Read more

Patrick, Esq.

Doctoral Degree

star-full
17,064 satisfied customers
I was let go from my job on June 3rd. I have a group

I was let go from my job on June 3rd. I have a group insurance plan thru my former employer. It is now June 29th and I am eligible for COBRA, but I have never received any notice from my former employer or the COBRA administrator.JA: Because employment law varies from place to place, can you tell me what state this is in?Customer: FloridaJA: Have you talked to a lawyer yet?Customer: No.JA: Anything else you think the lawyer should know?Customer: I'm curious if I would still be on my group insurance plan starting July 1st as I'm still waiting for my election notice from COBRA.JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Employment Lawyer about your situation and then connect you two.

Read more

TJ, Esq.

Juris Doctor (JD)

star-full
10,310 satisfied customers
Been with the same company years. I was late three times. I

Been with the same company for 22 years. I was late three times. I was fired. Been late before. Never was fired. I was the senior technician. I had been there the longest and made the most money.I have been looking for a job. At 58 years old and have had only one career it is hard to find one.I now suffer from depression now.Got that straghten out with MEDs.I really do not think it is fair that someone Been with a company for 22 years. I was late three times. I was fired. Been late before. Never was fired. I was the senior technician. I had been there the longest and made the most money.I have been looking for a job. At 58 years old and have had only one career it is hard to find one.There is someone else that works there has had three wreaks and the company has been sued all three times and the plaintiff won.Or other people moonlighting and they take off whenever they need to.I go to work everyday sick or not.I was there.Been turned down for unemployment.I need compensation from this company.Lost wages, my salary until retirement age, and insurance.I currently pay 1000.00 a month for ins through COBRA.

Read more

TJ, Esq.

Juris Doctor (JD)

star-full
10,310 satisfied customers
I am trying to help my sister. Her husband passed away at 34

Hello, I am trying to help my sister. Her husband passed away at 34 on June 11th. She went to get to the pharmacy to pick up medication and BCBS told her that the insurance policy was cancelled effective june 13th. I called to ask about "COBRA" and they are stating I have to wait for a qualifying event... can the company cancel effective 6/13 or shouldn't it be cancelled as of july 1st and then I have time to activate additional insurance

Read more

LawTalk

Attorney at Law

Juris Doctor

star-full
31,454 satisfied customers
I'm 62 and have been with a company 39.5 years. After our

I'm 62 and have been with a company 39.5 years. After our company has had stellar growth in the last several years,I have been ask to take an option of 1) stepping down to a leeser role or taking a a package as part of an RIF. Package is 6 months salary and Cobra. I will be subject to High Medical expense , short of being able to sign up for Medicare ...or full Social Security benefits. I would like to take the early-out package , but I feel it is WAY LOW after 40 years of successful service. Any recourse? I pushed back and their answer was to leave me working 3 extra months.

Read more

Patrick, Esq.

Doctoral Degree

star-full
17,064 satisfied customers
I worked as a 6 figure salaried IT Professional. I developed

I worked as a 6 figure salaried IT Professional. I developed health problems. My Dr wrote letters to my Employer - a Department of Defense Government Contractor for the Navy - my Dr told my employer I was having health problems he was concerned about and requested I not work more than 40 hours. 3 months later, my Health problems hit me hard. My Dr wrote letters to my employer that I was to take time off. I was eventually paid 4 weeks of Short Term Disability. Although I tried to go back to work on a part time basis, my health problems prevented me from even accomplishing that. My last partial paycheck was received in mid Dec 2013. I was later hospitalized and over 2+ years went through 7+ surgeries to address my Health / Medical problems. I communicated with my HR Medical Leave rep, but I never received my Disability benefits. After several months, my HR rep told me they understood I was on medical leave, but the Insurance company (Prudential) was denying my Disability Claims. I purchased my benefits from the HR department. I paid additional money for additioan (+10% more) disability - if I did have a problem. I was not paid until I filed a suit agaisnst Prudential and after 15 months I did get a "partial" settlement. I feel that my benefits were not honored. I am struggling, have not worked since early Dec 2013. My employer never honored my benefits that they sold me - but they continued to charge me FULL PRIOCE for My Disability (50% of LTD was part of my Salaried Benefits, I paid additional for +10% Disability benefit). My life has been financially destroyed and my employer - a large DOD company, never notified me, but did terminated me as I was switched to the COBRA Plan --- I have a well documented case. My rights were violated, My life destroyed, I live in poverty when I should have $58K per year until I'm 65. I'm 58 years old, trying to recover and overcome my health problems. ALL my efforts to get my Social Security Disability has also been denied - and so I want to pursue legal action against my Employer - which lists me as Disabled - unpaid. What can I do? I have suffered and been disgraced over criminal action for not paying Child Support and on and on - all because I did NOT GET MY DISABILITY BENEFITS that I was SOLD by the employer HR department once I was hired. YES - my employer DID KNOW OF MY HEALTH ISSUES - I provided a 5 year full medical history and they required a full health / medical / physical exam by their own on-site medical facility! What Can I do??

Read more

Infolawyer

Attorney

Juris Doctor.

star-full
36,858 satisfied customers
Is it the former employer's responsibility to provide

Is it the former employer's responsibility to provide COBRA information & quote when your position is eliminated?

Read more

Allen M., Esq.

JAG officer and former adjunct prof.

Juris Doctor, Cum Laude

star-full
17,622 satisfied customers
View more employment law questions
In The News