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Recent COBRA questions

I was a founder and CEO of a www.enertia.. TX, No, I have

I was a founder and CEO of a www.enertia.biz.JA: Because laws vary from state to state, could you tell me what state is this in?Customer: TXJA: Have you talked to a lawyer yet?Customer: NoJA: Anything else you think the lawyer should know?Customer: I have Parkinson's and was diagnosed 6 years ago. Full disclosure to my board. My ex wife owns half and works there and is now ChairmanJA: Because employment law varies from place to place, can you tell me what state this is in?Customer: Txo

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Asad Rahman

Attorney

J.D.

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2,466 satisfied customers
After my FMLA leave which ended on June 13, my employer

After my FMLA leave which ended on June 13, my employer terminated me on July 11 and offered me a severance of 1 year salary, 2 months health insurance (then COBRA). They claimed they could NOT provide the accommodations of normal business working hours in Milwaukee, WI (CST Time Zone) for the global roles I have in Switzerland (CET Time Zone). They said I needed to relocate to Switzerland to keep my job. Besides the Severance option of 1 year salary, they "offered" me a 2nd option. This option was to continue employment until August 19 and then terminate me with one year of salary. I had to complete a list of tasks that I did not see possible to deliver by Aug 19 hence I did not accept this option. In this option 2 they also stated I could work normal business hours in CST time zone. This is rather strange.... I have not yet filed an EEOC complaint as the one year salary seems fair. However the employer has requested me to pay back the salary for the period I was NOT allowed to work from June 13 to July 11. I did however conduct a meeting with my boss for 2 hours on June 10 and worked a full day on June 13 before the HR Manager in the US instructed me NOT to resume work post FMLA leave.What is the smart thing to do here?A) File EEOC complaint and sue the employer and claim a longer period of severance (other benefits) orB) Just sign the separation letter that I won't sue them in the future and walk away with one year salary and 2 months health insurance?I guess there is an option C too: which is to negotiate with the employer to NOT request me to pay back any June 13-July 11 salary and provide me and my family a continuation of health insurance until end of the year before COBRA kicks in.Your advice on what I should do here is greatly appreciated.THANK YOU

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Phillips Esq.

Attorney

Juris Doctor

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17,214 satisfied customers
I elected COBRA from my former employer. In July there was

I elected COBRA from my former employer. In July there was an increase of $11 per month. About two weeks later I was notified it was a $60 a month increase in the premium. This company is self-insured and I have been advised that the total premium (ER and EE) did not increase.I did payroll for this company and they are very dishonest in payroll matters. I should also note I signed a small settlement when I left.All I really want is to have my COBRA payments be calculated honestly. What are my options? Is there a government agency that oversees these matters?Thanks in advance.

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Marsha411JD

Doctoral Degree

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18,644 satisfied customers
If you have met your deductible and out of pocket amounts

If you have met your deductible and out of pocket amounts under the employer health plan and then immediately elect COBRA coverage and pay for it , can you be forced to meet these amounts again during the same plan year?

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Phillips Esq.

Attorney

Juris Doctor

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17,214 satisfied customers
When it is appropriate to sue to provide COBRA notices? I

Hello,when it is appropriate to sue for failure to provide COBRA notices? I was laid off January of this year and just discovered that I failed to receive COBRA notices and I have been uncovered since February 1, 2016. My former employer's benefits provider admits that they sent notices to an incorrect address and also failed to send via certified mail. Employer sent nothing, simply relied on benefits company.JA: Because employment law varies from place to place, can you tell me what state this is in?Customer: TexasJA: Have you talked to a lawyer yet?Customer: noJA: Anything else you think the lawyer should know?Customer: noJA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Employment Lawyer about your situation and then connect you two.

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Patrick, Esq.

Doctoral Degree

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17,112 satisfied customers
I was let go from my job on June 3rd. I have a group

I was let go from my job on June 3rd. I have a group insurance plan thru my former employer. It is now June 29th and I am eligible for COBRA, but I have never received any notice from my former employer or the COBRA administrator.JA: Because employment law varies from place to place, can you tell me what state this is in?Customer: FloridaJA: Have you talked to a lawyer yet?Customer: No.JA: Anything else you think the lawyer should know?Customer: I'm curious if I would still be on my group insurance plan starting July 1st as I'm still waiting for my election notice from COBRA.JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Employment Lawyer about your situation and then connect you two.

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TJ, Esq.

Juris Doctor (JD)

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10,362 satisfied customers
Been with the same company years. I was late three times. I

Been with the same company for 22 years. I was late three times. I was fired. Been late before. Never was fired. I was the senior technician. I had been there the longest and made the most money.I have been looking for a job. At 58 years old and have had only one career it is hard to find one.I now suffer from depression now.Got that straghten out with MEDs.I really do not think it is fair that someone Been with a company for 22 years. I was late three times. I was fired. Been late before. Never was fired. I was the senior technician. I had been there the longest and made the most money.I have been looking for a job. At 58 years old and have had only one career it is hard to find one.There is someone else that works there has had three wreaks and the company has been sued all three times and the plaintiff won.Or other people moonlighting and they take off whenever they need to.I go to work everyday sick or not.I was there.Been turned down for unemployment.I need compensation from this company.Lost wages, my salary until retirement age, and insurance.I currently pay 1000.00 a month for ins through COBRA.

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TJ, Esq.

Juris Doctor (JD)

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10,362 satisfied customers
I am trying to help my sister. Her husband passed away at 34

Hello, I am trying to help my sister. Her husband passed away at 34 on June 11th. She went to get to the pharmacy to pick up medication and BCBS told her that the insurance policy was cancelled effective june 13th. I called to ask about "COBRA" and they are stating I have to wait for a qualifying event... can the company cancel effective 6/13 or shouldn't it be cancelled as of july 1st and then I have time to activate additional insurance

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LawTalk

Attorney at Law

Juris Doctor

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31,652 satisfied customers
I'm 62 and have been with a company 39.5 years. After our

I'm 62 and have been with a company 39.5 years. After our company has had stellar growth in the last several years,I have been ask to take an option of 1) stepping down to a leeser role or taking a a package as part of an RIF. Package is 6 months salary and Cobra. I will be subject to High Medical expense , short of being able to sign up for Medicare ...or full Social Security benefits. I would like to take the early-out package , but I feel it is WAY LOW after 40 years of successful service. Any recourse? I pushed back and their answer was to leave me working 3 extra months.

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Patrick, Esq.

Doctoral Degree

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17,112 satisfied customers
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