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Recent Co op Housing questions

Could a board of a Co-op Housing Association refuse to

Could a board of a Co-op Housing Association refuse to change/or add my son's name on the ownership shareholder certificate because I have a judgement? I want to highlight the fact that I just paid off the mortgage on it and got the release paperwork fromthe lender, and I don't owe anything to the Co-op as I have always paid my monthly fees. Does the board have the power to alert the private party who obtain a judgement against me and oppose the transfer of the ownership?

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Attyadvisor

Doctoral Degree

7,878 satisfied customers
I was engaged, and we bought a house together during that

I was engaged, and we bought a house together during that time. The relationship ended, but we continued on as housemates. Now he claims he's moving out immediately without discussing any of this with me. All the bills are in his name, and both our names are ***** ***** house title. I can't afford the house on my own, and I would love to sell. However, this leaves me with no place to live. What should I be doing?

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TJ, Esq.

Juris Doctor (JD)

11,468 satisfied customers
The neighbor and I have an agreement in place that says we

the neighbor and I have an agreement in place that says we are supposed to talk and come to an agreement on the maintenance of his driveway that I have an easement to. he will not talk to me and I have been maintaining the driveway by myself, it is 2/10ths of a mile long. he has a nursery on the property and his uses far exceed mine, my wife and I are just a residence.

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Roger

Litigation Attorney

Doctoral Degree

34,260 satisfied customers
I own a home in Las Vegas. I moved to Texas over two months

I own a home in Las Vegas. I moved to Texas over two months ago and my mail is forwarded. Unfortunately I did not get the last two months of HOA dues forwarded to me and frankly with my Mom passing away and the holidays I did not think about it. I just recieved a past due notice mailed five weeks ago. Am I in big trouble? Can they have already started to forclose on my houe? The last payment made was Nov 9th. I have never been late in ten years.JA: Because real estate law varies from place to place, can you tell me what state the association is in?Customer: Las VegasJA: Has any paperwork been filed?Customer: I do not know. When could they file and how serious can this be at this point?JA: Anything else you want the lawyer to know before I connect you?Customer: No

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Ray

Lawyer

Doctoral Degree

39,136 satisfied customers
I was denied getting a 203K loan for a $40K Chicago property

I was denied getting a 203K loan for a $40K Chicago property with $25K of rehab.The reason was based on what was reflected on my Credit Report. I requested a copy of their report and was told they were not allowed to release the report they evaluated for the determination. I did have an item on my report that the loan agent seemed to be an probable issue. I am moving from Calif home (mortgage) to Illinois property (new mortgage). The debt to income ratio is below the threshold to be able to handle both notes (a discussion we did not get a chance to address because of a collection on the report that I was disputing-fraudulent charges).Are the HUD/FHA rules so strict that they do not allow proof of fraudulent activity to be proven with a police report ?So again, my primary question is I asked for a copy of the lender's report, who refused to provide. I asked because the my 3 bureaus reports were showing something different then the lender used to evaluate to approve or deny.Please advise who I can pursue this further. It has caused me the opportunity to buy my new home and rent out my existing home.Thank you

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MIAMILAW1127

Partner

Juris Doctorate

1,608 satisfied customers
My boyfriend and I signed a lease that's not up until August

My boyfriend and I signed a lease that's not up until August 2017. He came in yesterday and started packing and I was told, he is moving out and will be back today to get the rest of his stuff. While I can afford to pay the rent, it will put me in a terrible bind and stress me greatly. He was paying the rent and had me get the money orders for the rent with my signature on the money order. Is there anything I can do?JA: Because laws vary from place to place, can you tell me what state the property is in?Customer: Texas, a senior apartment with a waiting list. I would need some time to find another place to stay or otherwise sleep in my car.JA: Has any paperwork been filed?Customer: Like what? I have a lease with both our signatures and the office is closed today.JA: Anything else you want the lawyer to know before I connect you?Customer: no, not really

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Loren

Juris Doctor

40,370 satisfied customers
I'm refinancing our home. Due to delays by the appraiser,

I'm refinancing our home. Due to delays by the appraiser, the mortgage lender has made "extensions" on our locked rate as it has been delayed beyond their established deadline. However, the lender has added on 1.5% in points fees to the loan because of the extensions. Is that legal? Isn't that similar to holding your rate hostage unless you pay the ransom of the points fees?

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TJ, Esq.

Juris Doctor (JD)

11,468 satisfied customers
I am renting a portion of my landlords house. Less than a

Hi there! I am renting a portion of my landlords house. Less than a month ago, they gave me a notice of a lease to sign which would increase my rent by $50 but I will also have to pay 1/3 of the utilities for the whole house which according to the bills last month would be a $400 rent increase from my current rent of $1150 so substantial. I let them know today that I would be vacating the premises by the 31st of this with less than a months notice of the increase. I was informed they they plan to retain my entire deposit of $1350 which is $200 more than an entire months rent and I am only 2 days short of giving them 2 weeks notice. In effect I would be charged an extra $580 dollars above and beyond giving them a months notice even though I will vacate in 10 days. Up to now it has been a verbal month to month and I have not signed the rental agreement they proposed as it is to start on Feb 1st and I will have vacated by then. What can I do about these what I believe to be an unlawful withholding of my entire security deposit?JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: Sure. CaliforniaJA: Has any paperwork been filed?Customer: No it is just verbal and they gave me the new proposal of rent increase and 1/3 of utilities a few days after the 1st of this month and I haven't signed it as I will be gone when it is going into effect.JA: Anything else you want the lawyer to know before I connect you?Customer: Think that's the basics. Thank you!

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

50,214 satisfied customers
I don't know. I'm trying to find out about water erosion

I don't know. I'm trying to find out about water erosion damage. I live on a hillside, the upper berm is broke through and water is flooding my back yard. the berm is not on my property and I cant repair it.JA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: ArizonaJA: Has any paperwork been filed?Customer: for what?JA: Anything else you want the lawyer to know before I connect you?Customer: I guess not

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

50,214 satisfied customers
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