Join the 9 million people who found a smarter way to get Expert help

Recent Chapter 7 questions

Does a chapter 7 debtor have to amend schedule to list an

Does a chapter 7 debtor have to amend schedule B to list an Adversary Proceeding that arose after the petition was filed? The actions by the creditor that are the basis for the adversary proceeding did not occur until after the petition was filed. (Basis for AP was Creditor filed lawsuit against Debtor well after receiving notice of pending chapter 7 case). Thank you in advance for your assistance.

Read more

Terry L.

Partner

Doctoral Degree

2,890 satisfied customers
I have the following debts: 42,000 student loan (Feds)

I have the following debts:42,000 student loan (Feds)14,000 car loan12,000 signature loan26,000 credit cardsI've been unemployed 5 monthsAssets:22,000 in pension account600 in Series e savings bonds2000 in stock and bonds account3200 in 401k1000 cashI do receive 1,900 in unemployment benefits a month but that will run out in 2 monthsIs it as hopeless as I feel it is? Should I file for bancruptcy now?

Read more

mmdesq

Attorney

Doctoral Degree

968 satisfied customers
February 21, 2014 before we filed our Chapter 7 April 21,

February 21, 2014 before we filed our Chapter 7 April 21, 2014. EMC Mortgage Corporation former subsidiary of JP Morgan Chase Bank, was listed as creditor and fraudulent interested party. We received confirmation our bankruptcy plan October 14, 2016 in our chapter 13 filed April 29, 2016 but on November 10, 2016 the attorney claiming to represent EMC Mortgage LLC filed their Praecipe for Sale and an appearance violating the bankruptcy plan injunction. We were not served the pleadings and we only learned about the filing by accident in the CSR online at mycase.in.gov. I went to the courthouse and I tried to get a copy of the praecipe for sale. I got the run-around, multiple clerks were unable to locate the pleading. I filed notices to both (bias) Indiana Court of Appeals and (bias) Marion County Superior Court about the confirmation of the bankruptcy plan. Also I informed the trial court that Chase Rep. stated they would contact these rouge attorneys within 24 hours to cease and desist November 23, 2016 because we had already received a foreclosure prevention action as of January 8, 2015 from Chase, chase stated they could not validate the debt. Chase has repeatedly stated we didn't own them anything or have to do anything to receive the modification. It appears the rouge attorneys are desperately trying to steal and sale our home without the Note, Mortgage, Trust Deed, and 2 missing mortgage release, without a hearing for Summary Judgment using fraudulent documents over and over again, sent from Black Knight Financial Services out of Irving, TX, formerly (LPS) infamous Lenders Processing Service of 60 minutes and YouTube fame, ***** ***** robo-signature, ignoring the wishes of Chase and proceeding with litigation.Question: Should I file something in Bankruptcy Court that the creditors are violating the injunction after the bankruptcy plan was confirmed? What type of pleading should I file?

Read more

Phillips Esq.

Attorney

Juris Doctor

19,510 satisfied customers
Credit Card debt. I'm in California my wife lives in France.

Credit Card debt.I'm in California my wife lives in France.IM filing for BK chapter 7. Separate from my wife.I stopped paying on a credit card in 2005. We got married in 2006.Cach LLC picked up the debt from BAnk of America and got a judgement in 2010 against me...will my wife be responsible for my debt if I BK.

Read more

NYCLAWYER

Attorney

Juris Doctor.

38,496 satisfied customers
I have a question about a discharge in bankruptcy under

i have a question about a discharge in bankruptcy under chapter 7. the mortgage note was discharged in bankruptcy. no asset case. This occurred in NJ the creditor never objected to the bankruptcy. The creditor took the discharge of the debt, the house reverted back to us the borrower. They could have taken the house and sold it. Did th creditor unjustly enrich themselves for a deb that was discharged.

Read more

TJ, Esq.

Juris Doctor (JD)

11,264 satisfied customers
Regarding Bk chapter 7.IL. I own a property,primary

Regarding Bk chapter 7.IL.I own a property,primary residence,condominim.I had my meeting of creditors and I presented Trustee with a professional Appraisal done 3 months ago.But Trustee wants to reasearch the value.Question:how do they check the value,do they have a specific website?Im just hoping that he would send an Appraiser or Realtor,for a correct value.If he checks zillow or trulia,the value shows much higher,about 25k more,but its not the correct value.As these websites give a value by considering both, for example,a new construction 3 bedroom (sold for 300k) AND an old building 2 bedroom ,sold for 100k...so it overvaluetes older properties,because of the new building expensive condos. ...Also,in how many days he is supposed to tell us his opinion on the value?

Read more

Roger

Litigation Attorney

Doctoral Degree

33,898 satisfied customers
If I file chapter 7 what does it cover and what is

if I file chapter 7 what does it cover and what is considered asset also can I take a loan on my car and not list it as a creditor, and what happens to my 401k?

Read more

DrakeLAW

Juris Doctorate

912 satisfied customers
I recently filed an appeal to the district court regarding

I recently filed an appeal to the district court regarding the bankruptcy court denial of my motion to amend and make additional findings of facts. Do I have just cause to appeal to the District Court here in Connecticut on the bases that the Bankruptcy Court pursuant to the FRBP 9014, held no evidentiary hearing to determine the finding of facts and conclusions of law and the the denial was not support by any (case law) Authority.And can you tell me what is the Appellant's Designation or Agreed Statement and the Transmission of Designation this was supposed to be filed by a certain date and I have a hearing scheduled today on my motion for extension of time to file this.Also do I have to file a Motion for leave to Appeal, is the denial of my motion to amend and make additional findings of facts considered a final order? I am a pro se debtor and trying my best.

Read more

Law Educator, Esq.

Attorney At Law

Doctoral Degree

111,016 satisfied customers
How do i file bankruptcy and get my car and keep.my car

How do i file bankruptcy and get my car and keep.my car after a repocession has occurred. What steps do I take?

Read more

TJ, Esq.

Juris Doctor (JD)

11,264 satisfied customers
View more bankruptcy law questions
In The News