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Last 12 months of Chapter 13. Mother died 3 months ago. The

Last 12 months of Chapter 13. Mother died 3 months ago. The will assigns me one fourth of the estate (sale of her home). Any way not to sacrifice this inheritance to the court? Will is currently in probate but will be finalized in two months. No unknown claims against the estate predicted. Can I petition the court to pay back about 80% of original debt instead of the 28% according to plan. All secured debtors have been paid.

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DrakeLAW

Juris Doctorate

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My chapter 13 bankruptcy was dismissed in March of this

My chapter 13 bankruptcy was dismissed in March of this year. In order to reinstate my mortgage loan, mortgage payments from December 2015 to present were included along with other fees. I don't understand if I was consistently paying my mortgage DIRECTLY to VHDA from my check account, why I would owe for those months. The explanation I got was that the trustee was making those payments and now I owe it back. I do not understand because they are charging me twice for those months

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5,184 satisfied customers
We fell out of bankruptcy due to my income is dropped due

we fell out of bankruptcy due to my income is dropped due disibility, our income is now half. the problem is my creditors are wells fargo and the IRS. What do I do? how can I get the bankruptcy done?

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LawTalk

Attorney at Law

Juris Doctor

32,386 satisfied customers
Can I take out a TSP loan during chapter 13 bankruptcy?

Can I take out a TSP loan during chapter 13 bankruptcy?JA: What state are you in? And has anything been officially filed?Customer: Rhode islandJA: Have you talked to a lawyer yet?Customer: I have an attorney, but looking to get some quick advice. I filed with the court last monthJA: Anything else you think the lawyer should know?Customer: I don't think so

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37,824 satisfied customers
I work 2 jobs to pay bills,can i quit one after i file

i work 2 jobs to pay bills,can i quit one after i file chapter 13?JA: What state are you in? And has anything been officially filed?Customer: nd not yet,the strain of working the 2 is getting to me i'm 43 going on 44JA: Have you talked to a lawyer yet?Customer: yes he feels i make to much money but i have cut back on my part time jobJA: What advice did they give you?Customer: he is sending a letter or email high lighting the situation.JA: Anything else you think the lawyer should know?Customer: not off the top of my head

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Maverick

Doctoral Degree

6,326 satisfied customers
When one enters a Chapter 13 bankruptcy with a car loan that

When one enters a Chapter 13 bankruptcy with a car loan that had gap insurance attached, do you lose that gap coverage because you filed bankruptcy?

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Phillips Esq.

Attorney

Juris Doctor

17,902 satisfied customers
I declared a chapter 13 bankruptcy in 2009, however I did

I declared a chapter 13 bankruptcy in 2009, however I did not include my home in the bankruptcy.I have made regular payments to my mortgage lender--CitiFinancial--without missing any payments since I declared a Chapter 13 bankruptcy IN 2009--I did not include my home in the bankruptcy. In June of this year--2016--I recieved a letter from CitiFinancial stating in the letter that they were transferring my mortgage to Bayview Loan Servicing. A few fays later I recieved a letter from Bayview stating in the letter that they would be my new mortgage lender. And that is the last I heard from either lender. CitiFinancial deducted my mortgages from my bank account automatically and the last deduction was in May of this year--2016. I am concerned about foreclosure--any advice/help you can give me would be greatly appreciated--Thank you

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LawTalk

Attorney at Law

Juris Doctor

32,386 satisfied customers
I just competed paying off my chapter 13 w/out a discharge

I just competed paying off my chapter 13 w/out a discharge due to having a previous bankruptcy. My car was paid off in this chapter 13. The lien holder said they didn't have to give me the title due to it not being a discharge. How can I get my title?JA: What state are you in? And has anything been officially filed?Customer: My chapter 13 was filed in Louisiana but I currently live in Virginia.JA: Have you talked to a lawyer yet?Customer: Yes, I spoke to my bankruptcy lawyer. He sent a letter to release the title but again the lien holder refused. Later, my lawyer stated that a previous similar case to mine was denied by the court and I tried to go to court I would lose. It doesn't make sense.JA: What advice did they give you?Customer: They said that they'd have to reopen my chapter 13 but since I'm in the process of closing on my home it wouldn't be good and that I'd lose the case anyway.JA: Anything else you think the lawyer should know?Customer: No, that's about it. I have all of my documentation.

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DrakeLAW

Juris Doctorate

528 satisfied customers
How can you file for personal bankruptcy (chapter 7 or 13)

How can you file for personal bankruptcy (chapter 7 or 13) more than every 8 years? Is this possible?

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Roger

Litigation Attorney

Doctoral Degree

33,418 satisfied customers
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