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I would like to know if I should work on paying off my home

I would like to know if I should work on paying off my home that has a balance of 106,000.00, or concentrate on paying off a chapter 13 banruptcy, that I have 4 years left on, or to fund my 403 B account with the maximum amt. I am 62 years old, and will be able to retire at 66 with full soc security benefits. I intend to work past my retirement date. I have a management job that pays 120,000, per year?

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Lev

Retired

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24,192 satisfied customers
When might it make sense to file a chapter 7 during the life

When might it make sense to file a chapter 7 during the life of a Chapter 13?

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PDtax

Owner

Master's Degree

 
6,682 satisfied customers
I made a mistake and took a car title loan with 800LoanMart

I made a mistake and took a car title loan with 800LoanMart years ago. Today I still owe the following:Principal Balance $6,810.11Interest Balance $777.01Late Fee Balance $30.00Returned Check Fees $0.00Other Fees* $0.00Total Balance** $7,617.12My car is a 2004 Honda Accord Lx in fair/poor condition. I can barely pay $300 - $400 every month and my balance keeps increasing. At this rate I will never pay off the Loan. Additionally, I owe more than the car is worth and the car could stop working any day. Do I have any options? Can someone help me I'm looking for legal help?

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,362 satisfied customers
Do you know where i would find a reputable Secured Credit Card

Do you know where i would find a reputable Secured Credit Card (line) , I am trying to re-build my good credit since the bankruptcy, and I thought if I got a secured Credit Card or line of Credit, that would help. I'm thinking of around $5000.00...

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,362 satisfied customers
I would like to know what type of bankruptcy options I have

I would like to know what type of bankruptcy options I have for my situation. Since losing my job, I have been unable to land a job that will enable me to continue to make my mortgage payments and I think I need to file bankruptcy instead of going throughthe foreclosure process.

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,362 satisfied customers
I have an fha mortgage question

I have an fha mortgage question

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5,014 satisfied customers
I am in a Chapter 13 BK. My father wishes to transfer a car

I am in a Chapter 13 BK. My father wishes to transfer a car to me. The car still has a loan roughly 10K against the value - roughly 15K.a)Is it possible for him to transfer the car to me at all? Or can he only add me to the title given there is an active loan?b) If I am on the title can the trustee take the car?c) I need a car to get to work. IS there a provision that protects the car in that fashion similar to how tools are protected for a mechanic in a Chap 7?Thanks!

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,362 satisfied customers
I received full forgiveness of a home equity loan from BofA

I received full forgiveness of a home equity loan from BofA of $13,427.58 on January 28, 2015. I listed this loan in my chapter 13 bankruptcy I filed in September 2013 that was discharged in June of 2014. Should I accept the forgiveness or decline? I don't want to have to possibly pay taxes on this. I live in Florida so no state tax.Let me know if you need any additional information.

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,362 satisfied customers
How often can someone file chapter 7 bankruptcy? If a married

How often can someone file chapter 7 bankruptcy? If a married couple has a legal separation and the husband files bankruptcy, but the house is in both the wife's and husband's name can creditors take money from the house to satisfy a debt?

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

 
16,362 satisfied customers
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