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My husband and I purchased a Used, Class C Motorhome from
My husband and I purchased a Used, Class C Motorhome from Media Camping Center, PA. We put a total of $6,000 down and signed for financing of 12 years at 4.99% on April 16, 2016. We had issues with the cleanliness (the dealer had promised to clean the motorhome inside and out but had not done that), but the dealer agreed to give us a credit of $350 to cover the cost of having to get the motorhome cleaned ourselves. We then drove the camper home.On April 28, 2016, we received a letter from Bank of the West saying they do not grant credit for the term requested (12 years), but can offer credit for a ten-year credit term.I called Media Camping Center about this, indicating we didn't want to go with ten years, which would make the payments higher. The dealer said not to worry, that was a miscommunication with the bank. It was all cleared up and the 12 year contract term still stands. Then I got a call from the dealer saying we needed to sign a new financing contract, he would mail it to us, we were to sign it and mail it back. This new financing contract is with M & T bank for 12 years.Problem: In the interim, we have not been able to start the camper. We tried charging the battery, but it didn't help. When we had it looked at, we were told the battery in the camper is not the right one for that motorhome. We feel we have been lied to in that the dealer told us the batteries were new and correct for this motorhome. He also lied when he said he would clean the camper top to bottom, and he lied when he said the original financing contract was "just a miscommunication" and "was all taken care of."Question: What are the legal options for returning the motorhome? Can we tell the dealer to come get his motorhome? We don't feel we should have to sign a new financial contract. We just want out, but would like at least some of our down payment back.
Is a Florida lawyer placing himself at risk of any kind from
Is a Florida lawyer placing himself at risk of any kind from anyone if he informs his client that a proposed action, although not legal, will produce no adverse consequences?Scenario: A Florida Cond Ass'n has a unit under water, is owed large sums of dues money and has the owner die intestate and without any heirs. The unit is in bad shape. The Lendor is paying the taxes but is otherwise nowhere to be found, and does not respond to any attempt to reach it.Options:1. The legal option: Have the Ass'n lawyer petition the court for an ad litem representative in order to start Foreclosure proceedings. Said proceeding could take six months to a year. Overall Cost to the Ass'n in lost dues during the year - some $25,0002. Second option: Take over the unit; fix it up; rent it out; collect the rental against the dues losses.The only stakeholders are the Lendor (nowhere to be found) and the Ass'n.Option # ***** provides the Ass'n with maximum financial relief; repairs and preserves the unit in good shape, thus maximizing the Lendor's value when it forecloses. It also insures that the unit is not a source of mold from the absence of A/C because the electrical bill is unpaid.In practice lawyers will privately acknowledge the truth of Option # ***** as being the only common sense option in the interests of all parties. Nevertheless they appear to be reluctant to even confirm the truth of that in writing, regardless of how many caveats they include in their opinion.Why? Are they afraid of dire consequences from somewhere?
I am not sure if this is the right area to ask this
Hi,I am not sure if this is the right area to ask this question but it is regarding takening an emergency withdrawal from a 457 deferred comp plan. The plan does not offer loans. My spouse lost her job last February, then had an accident which delayed getting back into the work force, due to this we became behind on our house payments. We have tried to qualify for home modifications and have been denied. Last hope to become current is to take money from my 457 plan. The administrators of the plan have denied the request stating foreclosure is not a reason for an emergency withdrawal? Everything I have read says it is? Is there anything I can do?
While discussing settlement of child support, my ex sent me
While discussing settlement of child support, my ex sent me an email with the banner "*FOR SETTLEMENT DISCUSSION PURPOSES ONLY WITHOUT PREJUDICE". We are located in Maryland. Can this email be used in court? Can following emails which dont contain the banner but refer to the initial email usable in court?
I was arrested by the parish saying that I failed to pay seat
I was arrested by the parish saying that I failed to pay seat belt ticket. the ticket had been payed earlier, but was arrested on a bench warrant anyway and spent four days in jail until they realized the charge was false and set me free without even a sorry. I'm really stressed and bothered by this to the point of having bad dreams and sleep problems. I'm so angry about this because my two children had to witness their mom being arrested right out of their home in front of the neighbors wondering what was going on I'm so imbarrased...please advise methank you very much
Counselor at Law
I am suing a company workmanship on our home.
I am suing a company for defective workmanship on our home. They admit fault and are low-balling a settlement offer pending trial. I just found out they are going out of business, selling assets and their attorney told our attorney that they are 'judgment proof' because they do not have anything to pay. I noticed that they are auctioning off their equipment ... is there any way to stop that until the lawsuit is over?JA: Thanks. Can you give me any more details about your issue?Customer: We had a restoration company perform fire restoration in our home following a fire. The largest item was painting .. the painting subcontractor walked off the job 1 day in. It cost us $23,000 just to fix the mess the painting guy made (and our whole claim originally was only $15,000). Our damages are up to $65K now including $15K in legal fees. There was a structural beam that was installed without drawings and without a permit, and other stuff too.JA: OK got it. Last thing — Lawyers generally expect a deposit of about $36 to help with your type of question (you only pay if satisfied). Now I'm going to take you to a page to place a secure deposit with JustAnswer. Don't worry, this chat is saved. After that, we will finish helping you.Customer: We are in Indiana
Judith & Henry** would put
Judith & ***** *****on would put an offer on*****Cameron NC 28326, My QuestionMy husband owned our present house before we married so it is in his name only. I am happy with this!We keep our finances separate; and share life's expenses in a ratio that works well for us.As we both have monies left from our first marriages, we each want to leave our own money and property to our respective children. Our wills have these caveats written in them.My husband has willed what ever house we own, at his death, to his Nephew Allen Haberman.My concern is as I must sign the loan and mortgage; should my husband die before me (Judith) would I be responsible the disposition of the house.?I don't want to be in any way responsible. I will just want to go my own way.Judith Harrison
*****Cameron NC 28326
Need PENNSYLVANIA law regarding a "house guest" of a few monthsView more legal questions
Need PENNSYLVANIA law regarding a "house guest" of a few months that was removed from our home by the police. Person was not on a lease, gave some money toward house expenses, but was told to leave and refused. Will need to retrieve substantial amount of belongings. How long must we "retain" this person's belongings before disposing of them? If written notice must be given, when does the period begin---the day the person left? If they come for "some" of their items, and leave the rest, is the "end date" the same?