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Recent Business Liability Insurance questions

I need a second option. I opened a blog on my life living

I need a second option.I opened a blog for awareness on my life living with Fibromyalgia. I am going to start selling apparel on my website. My question is, what is the best way for me to incorporate my new venture. I've read that a nonprofit is never really own by one person it's actually never owned by anyone. It's managed by the board members, etc. The funds I use to open this venture with never be recuperated because it will stay on the nonprofit or donated to another nonprofit is dissolved.This is a story on my life and I obviously want to make money. I eventually want to open a non-profit. To provide services for the fibro community, help with grants to pay for treatments or medication, help with support groups and a support hotline, raise awareness and funds to help with research etc. But, I have already opened my blog and started branding my name and myself, just haven't incorporated yet because I'm not sure which way to go. Thank you.

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Gerald, Esq

Juris Doctor

5,288 satisfied customers
I own an S-Corp business and am private labeling a few

Hello,I own an S-Corp business and am private labeling a few products under my own name. I do not manufacture these products myself, I simply have the manufacturer apply my product label for resale. I am currently private labeling a handmade soap line and a water bottle line. I am wondering if I am legally responsible if a customer has a bad reaction to the soap or injures themselves on the water bottle. Who holds the liability with these products? The manufacturer or myself?

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Gerald, Esq

Juris Doctor

5,288 satisfied customers
You assisted me with the Workers Comp hearing but I believe

You assisted me with the Workers Comp hearing but I believe a key issue was overlooked. As a sole proprietor I was contracted to do a specific $750 job to repair a garden, I did not have workers comp insurance and I hired a temporary worker to assist me. The Homeowner did not request that I haveworkers comp or business liability insurance, and the homeowner was not required to have workers comp either due to WC act section 8-40-302(4). However, the homeowner's failure to request or require the insurance means that the homeowner was negligent and acted as their own general contractor and assumed the risk of accident on their property, whether the accident was to me or a worker that I hired. It is my understanding that WC laws "climb the ladder" up to the next responsibility party who has insurance, is this correct?My position is that I was operating under 8-40-302(4) and the homeowner assumed the risk of accident and had the choice to require insurance and did not - is this correct, is the homeowner the ultimate responsible party?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

107,984 satisfied customers
We are a CPA firm. We sent out W2 payroll forms by UPS to our

We are a CPA firm. We sent out W2 payroll forms by UPS to our client. We have a security camera footage of us putting the forms (about 300 in 4 packages - packages already had delivery labels on them) into a locked UPS Box in front of our building in Los Angeles. Somehow, UPS said that they did not receive the packages. All 4 packages disappeared out of UPS Box.(No damages on the UPS box-maybe an inside job from UPS.) Someone opened the 3 packages, stole the contents and mailed the envelope only to the destination as we labeled them out of San Bernardino, CA via UPS. One of the package is no where to be found. The clients are very upset. W2 forms has Social Security number, name and address of the person. What are our legal responsibilities in this case and what do we need to do to protect the security of the people whose W2 disappeared and are in the hands of someone unknown...

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LawHelpNow

Attorney and Counselor at Law

Doctor of Jurisprudence

6,720 satisfied customers
I want to open a Medispa in the state of Florida, What are

I want to open a Medispa in the state of Florida, What are the State and local Agencies that would govern that type of business practice, which is retail, medical, service and would need Health inspections and codes as well as the proper medical malpractice?

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Gerald, Esq

Juris Doctor

5,288 satisfied customers
I applied for some new business liability insurance for my

I applied for some new business liability insurance for my sole proprietorship. I told my agent to let me know when they wanted to check my credit so that I could lift my credit freeze. She never did. I told her that I thought I could get a better deal based on my credit score. I received a letter from the insurance company which said that they approved the application. It said that, based in whole or in part on a report from TransUnion, I did not meet the requirements for their lowest base rate. I checked with TransUnion. They show that I have no late payments on anything ever with my oldest account opened in 1979. My score was 804. Does the insurance company have to tell me what the requirements for the lowest base rate are? Do they have to tell me anything?

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TexLaw

Attorney

Post-Doctoral Degree

7,980 satisfied customers
I run a small fitness business in Washington, DC. I am working

I run a small fitness business in Washington, DC. I am working on a new business venture that will take individuals on fitness vacations. This year, I will be offering 2 fitness trips. This will be open to the public versus my clients in the safety of my training studio. A couple questions:1) Do I need to LLC this new business?2) Should I trademark it?3) What type of coverage will I need for these fitness vacations- personal, my guests and the house I am renting?4) I need to develop a contract and waiver. What type of lawyer do I need for this type of work?Thanks so much

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Delta-Lawyer

Doctoral Degree

6,072 satisfied customers
I want to rent out my Food cart to those who want to try out

I want to rent out my Food cart to those who want to try out the food business. What steps or contracts are required to protect myself from liability if any and to protect the rented property. While I am aware that there are tons of regulations regarding food handling and permits to operate in food concession, I would like to confirm that those are no longer my concern as a renter of equipment (the cart). I am only renting out the cart and nothing else. Is it safe to assume that food vending permits and all other health code related tasks are not my concern since I am not the one conducting food sales? * The cart has its own license plate and registration

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CalAttorney2

Attorney

Doctoral Degree

19,996 satisfied customers
My business has involved in auto accident, my business liability

My business has involved in auto accident, my business liability insurance refused to cover for auto accident, my main goal is to settle the case.Does I need to pay other side (plaintiff) attorney fee at the settlement?

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Chris T., JD

Lawyer

Doctoral Degree

7,428 satisfied customers
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