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I HAVE TRIED TO GET A COPY OF MY HYDRAULIC DESIGN FOR MY
I HAVE TRIED TO GET A COPY OF MY HYDRAULIC DESIGN FOR MY SPRINKLER SYSTEM AT MY COMPANY J&J CUSTOM MICA. INC.INSURANCE COMPANY WANTS TO PUT ME IN A HIGH RISK, I HAVE CALLED THE BUILDING CODES TO JUST GET A FRONT COPY OF THE PLAN AND THAT IS WHERE TO FIND INFORMATION. I HAVE BUILT THIS 10 YEARS AGO AND IT ALL PASSED ALL INSPECTIONS. HAVENT CHANGED ANYTHING , I HAVE REACHED OUT TO EAGLE FIRE SPRINKLERS, INC. THE PEOPLE WHO PUT THE SYSTEM IN,HOWEVER NO HELP FOM THEM. PLEASE HELP THIS HAS BEEN GOING ON SINCE APRIL. THANKS, ***** ***** PRES. J&J CUSTOM MICA
Attorney At Law
Doctor of Law w/ highest honors
We live in Alexandria VA/Fairfax county. We purchased our
Hello,We live in Alexandria VA/Fairfax county. We purchased our townhome 20 years ago, we are the 3rd owner of the home. We recently put our house on market, and it is under contract. While it was on sale, we found out that our 3rd bedroom in the basement is not a legal bedroom, since it does not have an egress window. The basement is a walkout basement. We found a vendor who is highly recommended, license and bonded and specialize in installing egress window. We placed an order for the window installation, and obtained the permit from the county. In the meantime, we requested HOA to approve our installation of egress window. Yesterday we found out that they have denied the request. One of our neighbor is on the HOA, and he told me about it. However, HOA has not officially denial of request letter yet. I called the Fairfax county building code dept and spoke with the county code expert, he said to install the window because county approved it. Our question is if we proceed can HOA take any legal actions against us? Our closing date is set for Aug 10th. We don't want to leave a mess behind for the new owner, and our agent is telling us not to disclose this information to the buyers. Please advise if possible. Thank you!
I live in Pittsburg, Ca I bought a Condo over 10 years ago.
I live in Pittsburg, Ca I bought a Condo over 10 years ago. Since that time the owners above me installed hardwood floors. After fighting with HOA about the level of noise and that they were not allowed to have hardwood floors, they put carpet down, but no padding. Recently the tenant living there said the owner added padding. However, it's made very little to no difference in the level of noise.I can still hear everything and is not the same as it once was prior to him installing the floors.Is there a building code requirement and if so, should I get an inspection done am I out of luck?
I live in Iowa and my county assessor will not remove the
I live in Iowa and my county assessor will not remove the mobile home designation from my home. That means that the buyers that want to buy my home can't get a conventional loan. There is nothing mobile about my home it is all under 1 roof and there is more sq feet that is stick built than was ever part of the mobile home. I have read that each state has a definition of what is considered a mobile home. How would I find what Iowa considers a mobile home and is there a way to legally get the assuror to change the designation?
Had permit to build garage with adjoining room next to my
Had permit to build garage with adjoining room next to my house. Have had permits for water and electrical for room. Township fielded a complaint 25 years ago about bedroom. Township people came and inspected room and said there wasn't an issue. Neighbor complains again to new inspector and he says it is against code. Who do I believe as many homes on our lake have livable garages that are converted. Mine doesn't have a garage entrance. The trustees have passed away as well as old inspector. Disgruntled neighbor is pushing new inspector. Do I have any recourse?Kerry
Attorney At Law
Doctor of Law w/ highest honors
FHA Case No. 093-4831968 Michele Address: former address toView more real estate law questions
FHA Case No.(###) ###-####Michele James Address: former address to property was*****Odessa FL. 33556. Present address: changed to*****Odessa FL. 33556By Introduction, my name is***** and I became a homeowner in January 2001. I went through the process with a nonprofit organization by the name of American Liberty Funding located in Tampa Florida. American Liberty Funding assisted me with preparing me to become a first time homeowner. Being a single mother, this was the American dream coming true. The name of the mortgage company which is no longer in business was called Ivanhoe Financial in Orlando Florida. I fell behind one month and Ivanhoe sent me a letter stating that due to a late payment, my loan could not be FHA insured, and the loan will be converted into a conventional loan. Now at the time I was not aware that this was false information, and pertaining to the mortgage note there is no clause stating that my loan will no longer be an FHA loan by falling behind one payment. The original lender was Chase Mortgage which sold the loan to Ivanhoe within a year. I know for a fact that FHA helps individuals to remain in their homes. I truly believe that this is a predatory loan and Ivanhoe converted into a regular conventional loan of course for profit. Ivanhoe made stated another fictitious statement that the well on the property was not the appropriate footage from the septic which is false because the house was built from the ground up the contractor has to meet the building codes for Hillsborough County. Please keep in mind no one from HUD/FHA inspector never came to inspect from the beginning of construction, middle, nor end to inspect. I have been fighting this for years and I feel that this information that Ivanhoe Financial was just all a ploy for me to lose my home and my inherited property. Ivanhoe Financial used fictitious FHA procedures/ guidelines to target individuals receiving FHA loans and convert the FHA loans for profit for their investors gain and greed. This really saddens me for individuals who really strive for the American dream to become a homeowner. Over the years my loan has been sold at least 5 times and now my mortgage company is Selene Finance and they only reason why they have it now because Selene Finance were under the assumption that my loan was in default and I was in foreclosure which was false as well. Now since Selene Finance has my loan I stated to them to look at the original note and it clearly states that this is a FHA loan FHA insured. Since Selene Finance has the loan, they are now held accountable. The note still shows FHA loan. If this is a conventional loan why wasn't the note revised to conventional. This definitely raises suspension. My interest rate is 6% which needs to be lower because it is a FHA loan. The interest rate should be at least 4%. At 6% I will never pay off my home loan and while the investors get wealthier.Attached to this letter is self-explanatory of evidence of FHA fraud. I made payments and made an error by putting the wrong loan number on the check to the previous Lender which was Chase Mortgage Company instead of Ivanhoe Financial. Also what Ivanhoe is stating is that the payments were not made in a timely manner of six on time payments and where in the FHA guidelines does it state to make 6 on time payments. I searched and didn't find anything that applies to “on time payments”. Please keep in mind that I had closed in 2001 FHA loan, but Ivanhoe is stating on time payments being made in 2002. Page 5 is a letter that was sent to Ivanhoe Financial to endorse or cancel the case, Ivanhoe Financial chose not to create a case binder to keep the case FHA endorsed. This company was careless with my loan. Ivanhoe Financial did not respond to U.S. Department of HUD in a professional or timely manner. I strongly believe that there were fraudulent activity took place with my loan. Please assist me with this matter.Thank you,Michele James