How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
A new question is answered every 9 seconds
Ask a Military Law question
Type Your Military Law Question Here...
characters left:
Military Lawyers are Online Now

Military Bankruptcy

Military bankruptcy can pose many issues for service members who have security clearance. The affects of military bankruptcy may or may not affect you, depending upon your position. To learn more about military bankruptcy, many people ask the Experts. The Experts on can answer a wide variety of military bankruptcy questions. Take a look at five of the top questions answered by the Experts.

Can someone in the military file for bankruptcy?

You can file bankruptcy while you are in the military. This is a legal act and the military cannot stop you from filing. However, the military can pull your clearance, especially if you are considered high level clearance. If you hold a high level of clearance, you may want to discuss your situation with your security manager before proceeding with bankruptcy.

Can filing for bankruptcy hurt someone’s military career?

Bankruptcy itself isn’t what hurts your military career. However, the possible underlying circumstances of your individual case may possibly involve a degree of mismanagement of personal affairs or inability to pay your debt. This could possibly have an adverse action against you in the future. However, once you file for bankruptcy, your command cannot force you to pay your debt that is part of your bankruptcy. Generally, the reaction from your command will weigh mainly on how they value you as a member and any previous counseling or trouble that you have had.

Will bankruptcy prevent someone from being accepted for a direct commission in the Army Reserve Medical Department?

There are very strict guidelines on who can be qualified to receive a commission in the Army. A bankruptcy could possibly make it difficult for you but not impossible, to receive a high level security clearance. As a medical officer, you may not have an issue but you would be somewhat limited. This is because of the poor economy, many people are turning to the Army, and so they are not hurting for service members. You can apply with an officer recruiter and see what options will be offered to you.

Can an individual file for Chapter 7, and still be eligible to be in the guard?

A person can file Chapter 7 and still be in the guard. However, you may have issues gaining any security clearance. Your command may look at your mismanagement of finances as a reason to revoke a clearance. If your position requires you to have a clearance, the bankruptcy could possibly affect you. Without any evidence of malicious and deliberate mismanagement of funds, the guard usually doesn’t discipline a person for having debt.

If a spouse files for bankruptcy separate from their military spouse, and there are no joint debts or assets, will this have any impact on an officer?

There really isn’t a yes or no answer to cover this question. Generally, there would be an issue of clearance, but since this is your spouse alone, and not yourself, there would be less of an issue as far as clearance goes. However, there still could be some residual effects. Usually, it is viewed that if an officers spouse is having financial issues; there would be a negative effect on you because there is the risk of being susceptible to bribes, therefore risking security.

Military bankruptcy can raise many questions for people who have never dealt with the process. Many people are unsure who to talk to about the issues they are having. Before you take advice from your friends and family, or pay outrageous attorney fee, you can ask the many Military Experts that are available. The Experts answer many military bankruptcy questions and can offer solutions to your individual situation in a fast and knowledgeable manner.
Ask a Military Law question
Type Your Military Law Question Here...
characters left:
Military Lawyers are Online Now

How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

JustAnswer in the News:

 
 
 
Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.
 
 
 

What Customers are Saying:

 
 
 
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
< Last | Next >
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex Los Angeles, CA
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP Hesperia, CA
  • I couldn't be more satisfied! This is the site I will always come to when I need a second opinion. Justin Kernersville, NC
  • Just let me say that this encounter has been entirely professional and most helpful. I liked that I could ask additional questions and get answered in a very short turn around. Esther Woodstock, NY
  • Thank you so much for taking your time and knowledge to support my concerns. Not only did you answer my questions, you even took it a step further with replying with more pertinent information I needed to know. Robin Elkton, Maryland
  • He answered my question promptly and gave me accurate, detailed information. If all of your experts are half as good, you have a great thing going here. Diane Dallas, TX
 
 
 

Meet The Experts:

 
 
 
  • Ron

    ASE Certified Technician

    Satisfied Customers:

    21226
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
< Last | Next >
  • http://ww2.justanswer.com/uploads/FO/fordguy4u/2011-12-17_222940_HPIM1257.64x64.JPG Ron's Avatar

    Ron

    ASE Certified Technician

    Satisfied Customers:

    21226
    23 years with Ford specializing in drivability and electrical and AC. Ford certs and ASE Certs
  • http://ww2.justanswer.com/uploads/lyeung1/2010-07-25_032152_tn_IMG_0241.JPG Dr. Y.'s Avatar

    Dr. Y.

    Urologist

    Satisfied Customers:

    18400
    I am fellowship trained specializing in general urology and reconstructive urology.
  • http://ww2.justanswer.com/uploads/docjohn174/2008-12-13_170143_johnask.jpg John's Avatar

    John

    Home Appliance Technician

    Satisfied Customers:

    13453
    Appliance repair business owner for over 43 years.
  • http://ww2.justanswer.com/uploads/MU/multistatelaw/2011-11-27_173951_Tinaglamourshotworkglow102011.64x64.jpg Tina's Avatar

    Tina

    Lawyer

    Satisfied Customers:

    8496
    JD, BBA Over 25 years legal and business experience.
  • http://ww2.justanswer.com/uploads/dermdoc19/2010-09-30_160749_Photo_122807_015.JPG dermdoc19's Avatar

    dermdoc19

    Dermatologist

    Satisfied Customers:

    3857
    30 years practice in general and cosmetic dermatology
  • http://ww2.justanswer.com/uploads/BI/birddoctor/2012-6-22_173214_birddoctor.64x64.png Dr. Pat's Avatar

    Dr. Pat

    Bird Veterinarian

    Satisfied Customers:

    3384
    25+ years working primarily or exclusively with birds
  • http://ww2.justanswer.com/uploads/RY/rydergar/2012-6-6_192240_IMG0328.64x64.JPG Dr. Gary's Avatar

    Dr. Gary

    Cat Veterinarian

    Satisfied Customers:

    3299
    DVM, Emergency Veterinarian, BS (Physiology)