Join the 9 million people who found a smarter way to get Expert help

Recent Auto Insurance questions

Was in auto accident over one month ago. I was taken to

Was in auto accident over one month ago. I was taken to hospital by ambulance (firemen said I had to), discharged that afternoon. Went to sign release of my vehicle to insurance co that same day. Accident Thursday, claims adjuster called giving me claim no following Tuesday. Have kept call log, tried every day to get him to call me again. He never did. Finally after over 2 1/2 weeks of not speaking to anyone, out of frustration, got hold of the dept supervisor. She at least got the ball rolling, the adjuster told her he couldn't get me & that I didn't release my car. My ins co has a 'no pay'tow yard. It was close to $1,500.00 in fees because of him, I should not have that as part of my claim, it was clearly his fauly. This morning I received a voicemail message telling me:The other party has retained an Atty, he needs to talk with me to get my side, call him back ASAP. So, I left many voicemail messages, & now I am unable to get the dept supervisor to call me. I haven't even seen the police report??? I JUST paid for my car in full. I kept the legal limits for the state of CA. I very concerned, and I need legal advice/expertise. Should I retain an atty as well?

Read more

TJ, Esq.

Juris Doctor (JD)

star-full
10,362 satisfied customers
I am covered by Medicare (71 yrs. old) My wife and I were in

I am covered by Medicare (71 yrs. old) My wife and I were in an auto accident on 6/23/2012. I was driving in a serve rain storm and lost control of the car. (single car accident) My wife died at the scene of the accident. I had an extended stay in the hospital and rehab center. I received $50,000 life insurance for the death of my wife from our automobile insurance co. Our auto insurance also paid $1000 to the hospital for my medical treatment. Medicare paid my medical expenses, but are now saying that I owe them $50,000 because the money I received for my wife's death is considered primary insurance before Medicare. Is this true?

Read more

Gerald, Esq

Juris Doctor

star-full
4,910 satisfied customers
What is my recourse if I've been in an accident during the

What is my recourse if I've been in an accident during the period my auto insurance policy lapses. My car has sustained damaged. The other party feels I'm at fault. I have paid my premiums in full. Does my insurance company have an obligation to cover the losses. Is it legal for my insurance company to say I'm not covered for losses for a 14 day period.

Read more

Albert Marmero

Juris Doctorate

star-full
302 satisfied customers
Auto insurance damage settlement question: A few weeks ago

Auto insurance damage settlement question: A few weeks ago the tire on my recreational vehicle blew (travel trailer) causing considerable damage to the body. We are covered for both collision and comprehensive, and the company determined this was a "no fault" damage situation, covered by our comprehensive, minus a deductible. Because the company had no adjusters in the area, they told us to take the rig to an RV body repair shop, have them take photos and provide an estimate. We did so.The estimate for damage repair exceeded what the insurance company determined was fair market value. They then determined they wanted one of their own adjusters to evaluate the damage. Since we were traveling, we had to wait until we found a town where an adjuster was available. The adjuster they sent was not at all familiar with RVs, but did shoot pictures, take information.The adjuster has concluded the company will "total" the RV, and offers what appears to be a reasonable settlement. The rig was inspected by both a body shop and by the company's own adjuster. We provided a copy of the RV's registration. The adjuster says we can "keep" the RV if we wish (we do want it) and they will simply cut us a check and mail it to whatever address we provide.However, when we purchased the RV, the seller did not immediately have the title available for us. When we received the title, we noted that it was a "branded" title (State of Arizona) as "salvage/restored." Apparently the RV had been totaled in a prior accident and repaired.Question: Are we under legal obligation to advise the insurance company about the title brand? The company is not asking us for any paperwork, simply asking us for an address to send the check to. We assume our endorsement on the check will free the insurance company of any further obligation, and guarantee our acceptance of the deal.

Read more

Loren

Juris Doctor

star-full
35,452 satisfied customers
My daughter was recently in a car accident which the police

My daughter was recently in a car accident which the police found was not her fault. The other individual had auto insurance but for some reason was not covering a rental car for her while her car was being fixed. So she worked with her insurance company, which is Geico, and they supplied her a rental car. She has some of the best coverage with Geico. My question is, now Geico is requesting her to pay a $500 deductible, and I am wondering if they can do this? Again the police report shows that it was not her fault and was the other parties' fault who I understand has valid car insurance.

Read more

Gerald, Esq

Juris Doctor

star-full
4,910 satisfied customers
Would it be illegal to advertise one hundred cash bonus if

Would it be illegal for me to advertise one hundred cash bonus if some one brings me an insurance job over one thousand dollars... it's for auto insurance

Read more

legalgems

Juris Doctorate

star-full
12,870 satisfied customers
Does the primary driver of the car insurance policy have to

Does the primary driver of the car insurance policy have to be on the registration? And can the primary driver have an out of state license that differs from the state the car is registered in?

Read more

William B. Esq.

Attorney

Doctoral Degree

star-full
19,010 satisfied customers
I bought a car in California from someone who was allegedly

I bought a car in California from someone who was allegedly authorized to drive the car for a family owned business. The lady who sold me the car apparently had rights to drive the company car, which is why the company could not report the car being stolen. The car was registered to someone else at the company at the company address. The person who sold me the car apparently was paying the company money to "buy" the car, although the car was still under the name of the family member for the business. The lady who sold me fraudulently changed the paperwork. She told me the car was her deceased father's and it was a paperless title. I was able to register the car with DMV, but I was asked to get death certificate, smog or to have the the person on title sign the Bill of Sale (if the father was not deceased, which he is not) The DMV issued me an incomplete registration and since the car is registered until 4/2017, I can drive it. I was also able to obtain auto insurance.

Read more

Dwayne B.

Juris Doctor

star-full
34,726 satisfied customers
This is an auto insurance legal question, my father-in-law

This is an auto insurance legal question, my father-in-law has a vehicle that is registered in his name and is insured in his name, he pays for it… His grandson is using the vehicle, in the event that there is an accident and the grandchild is at fault, is my father-in-law liable and could they go after him and his assets? There or no additional drivers listed in the insurance policy…

Read more

Phillips Esq.

Attorney

Juris Doctor

star-full
17,214 satisfied customers
View more legal questions
In The News