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Recent Auto Accident questions

A clerk at my Term Disability company, UNUM, began harassing

Hello, a clerk at my Long Term Disability company, UNUM, began harassing me in 2009 about $ sent to me by my auto insurance company American National Property and Casuality for 3 auto accidents which occurred between December 24, 2006 and 2009. All monies were either for the damages that I paid to the repair service provider with a Pain and Suffering on the 2006 accident. They claimed that they should have received those payments and began by withholding 6 months of my full benefits and they continue to keep almost $90 per month to date....they reported these payments as Income to the IRS and they've hounded us ever since, keeping our tax returns every year and charging us Interest and large fees along the way....they've also taken money out of our bank accounts over the years.I sent every receipt to Keira, the clerk....who NEVER entered them into their system as received.....because of her actions it forced us to have to file Bankruptcy in September 2010, we lost our home and our Credit rating....and have suffered because of her actions. This year I found the Tax Code 104 (a)(2) which uses my situation as an example....any Monies received for damages and/or Pain and Suffering is NOT considered Income.I need help to get every dime back, fix the issue with the IRS and the Ca State tax board, who've just jumped on the bandwagon this year.I've tried over and over again to deal with UNUM and have been called every name in the book....they've been extremely rude and hurtful to our lives....My husband and I are now both disabled and we need our $ to live.I believe that UNUM should have to fix what they did and get restitution for it....Damages and Pain and Suffering settlement from them......Can you help?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

106,696 satisfied customers
I want to know if I have sufficient cause of action to get

I want to know if I have sufficient cause of action to get my mother involuntarily committed to an Alaska mental institution (which is where she resides). I know I need "clear and convincing" evidence, not just the "preponderance of the evidence," but I believe I can provide that. I need to establish if she presents a "likelihood of serious harm to self or others" according to AS 47.30.700. I can establish through eyewitness testimony that:1. She has tried to commit suicide five times in the last five years and has been taken to the E.R. numerous times as a result. The most recent case, an overdose of medications, landed her in the ICU.2. She has threatened either directly or indirectly to commit suicide to myself and others an inordinate amount of times over the past year.3. She has repeatedly been in auto accidents in which she has either wrecked or damaged her vehicle at least four times in the past year, all which took place in reasonably populated areas in which there was a high probability of an accident involving an innocent person.4. I can have multiple former roommates testify that she has recklessly performed dangerous acts (i.e., leaving the gas stove burning for hours unattended, risking fire).

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Phillips Esq.

Attorney

Juris Doctor

17,972 satisfied customers
If someone totals another person's car and doesn't have

If someone totals another person's car and doesn't have insurance, what can happen? This is in California

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Attorney2

Doctoral Degree

6,872 satisfied customers
I live on New Mexico. I was involved in a rear end collision

I live on New Mexico. I was involved in a rear end collision with minor injuries. (The person received chiropractic care afterwards). I was issued a citation for careless driving. Now I'm being sued for punitive damages and the suit sites (reckless driving, which indicates willful and wonton disregard). But since I was only cited for careless driving due to inattention do they still have a basis for punitive damages? Thanks.

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Loren

Juris Doctor

36,306 satisfied customers
I recently won my small claims judgment against a local tow

I recently won my small claims judgment against a local tow company. Even though they were not present for the date, the judge proceeded anyway with the case. I was asking for approximately $3000 in property loss because they failed to adequately secure my vehicle while they had it in their impound lot. They didn't lock my car, which was filled with my property. E.g. various electronics, equipment, etc. They also left my key fob switchblade key inside the vehicle, which was stolen along with the rest of my belongings. My vehicle was towed there as I was being transported to hospital after an auto accident. The judge reviewed a copy of my original demand letter and said he couldn't see how it would cost nearly $2,000 to relay my car. I had already provided him with an emailed quote from the dealership showing the breakdown. In any case he didn't agree with it and awarded me only half of what I was asking for. I have since waited the 30 days for the appeal window to expire and then sent another demand letter asking for payment, including the judgement amount plus 10 percent for every 30 days it becomes past due. I now have to send a letter to the courts asking them to add my case to the next level so I can begin collection proceedings like garnishment or Leins, etc. Is there a list or kit of easy to understand, appropriate docs I can purchase or access somewhere?

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Roger

Litigation Attorney

Doctoral Degree

33,432 satisfied customers
My layer received money for an auto accident I was in in

my layer received money for an auto accident I was in in 2013. He was to pay my medical bills. It has been 21/2 years now and I have just found out that all of my bills have not been paid. It has affected my credit. The bills were going to him. How can I get this resolved?

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legalgems

Juris Doctorate

13,540 satisfied customers
I was Reading about Sudden activity after my fiance was in

I was Reading about Sudden activity after my fiance was in an automobile accident.The first car was literally in the act of making a right hand turn. A police car abruptly made a u turn, no lights no siren, causing that car to slam on his brakes. Car number three unaware of the sudden activity hit car number two behind car number one. Pushing car two into car number one. All damage was estimated to be less than $1000 per car.Is this a sudden event qualifier?HH

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LawTalk

Attorney at Law

Juris Doctor

32,458 satisfied customers
Was in auto accident over one month ago. I was taken to

Was in auto accident over one month ago. I was taken to hospital by ambulance (firemen said I had to), discharged that afternoon. Went to sign release of my vehicle to insurance co that same day. Accident Thursday, claims adjuster called giving me claim no following Tuesday. Have kept call log, tried every day to get him to call me again. He never did. Finally after over 2 1/2 weeks of not speaking to anyone, out of frustration, got hold of the dept supervisor. She at least got the ball rolling, the adjuster told her he couldn't get me & that I didn't release my car. My ins co has a 'no pay'tow yard. It was close to $1,500.00 in fees because of him, I should not have that as part of my claim, it was clearly his fauly. This morning I received a voicemail message telling me:The other party has retained an Atty, he needs to talk with me to get my side, call him back ASAP. So, I left many voicemail messages, & now I am unable to get the dept supervisor to call me. I haven't even seen the police report??? I JUST paid for my car in full. I kept the legal limits for the state of CA. I very concerned, and I need legal advice/expertise. Should I retain an atty as well?

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TJ, Esq.

Juris Doctor (JD)

10,616 satisfied customers
I am covered by Medicare (71 yrs. old) My wife and I were in

I am covered by Medicare (71 yrs. old) My wife and I were in an auto accident on 6/23/2012. I was driving in a serve rain storm and lost control of the car. (single car accident) My wife died at the scene of the accident. I had an extended stay in the hospital and rehab center. I received $50,000 life insurance for the death of my wife from our automobile insurance co. Our auto insurance also paid $1000 to the hospital for my medical treatment. Medicare paid my medical expenses, but are now saying that I owe them $50,000 because the money I received for my wife's death is considered primary insurance before Medicare. Is this true?

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Gerald, Esq

Juris Doctor

5,144 satisfied customers
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