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Recent real estate law questions
My bank gave me a loan on my new home. It appraised, I paid
Hello, My bank gave me a loan on my new home. It appraised for 135k, I paid 129k, put down 20% cash, seller gave me 3k towards closing and 5 k as a buyer incentive towards updating the appearance. I washed the already clean/new white carpets, decorated and did not need to use the 5k for carpet, wallpaper and paint. I did paint one room blue but had three gallons of high quality paint purchased previously. My bank NEVER put the money in escrow. They left the check in a file and 8 months later it is still there growing dust. The bank says they will put it in my savings account with a letter stating I have to show a receipt for any improvements proving they are done and allow them to enter the property to verify the changes. This sounds obnoxious to me. I do not need new wallpaper or paint. I love the house just as it is. The carpets are clean, the wallpaper is newer and matches my furniture and so far nothing needs to be replaced. The appliances and furnace/hot water are all less than a year old and well maintained. I don't like the bank telling me that I can't have the money that was gifted from the seller ( arms length transaction) as a buyer incentive. Can't we just waive the requirement and get our money back to invest in something better than a savings account?THe language on the contingency reads as such. " Buyer requests seller to comply with their lenders requirement to that the $5,000 gift card to buyer ( accepted in #33 of contract) be changed to $5000 to be escrow with buyers lender to go towards wallpaper, paint, flooring, carpet, appliances and other home improvements."This is the realtor's wording, not my one. thank you.
The reason I'm asking a question, I was served two days ago
Good Afternoon,My name is***** and the reason I'm asking a question, I was served two days ago with a stack of papers from the law offices of a Mr. Glen T. Hale, LLLC. Apparently, many, many years ago, in fact in 1900 my great grandfather was give a portion of a land in Kauai by a woman named Kaala. However, she had granted this property to a David Trask seven years earlier in 1893. I guess the trustees that's on the land now want to do a Quiet Title or Partition the Property. Mr. Glen T. Hale has advised all of my family members to consult an attorney to advise us how to respond to this letter.My take on this is that the woman already gave the land to David Trask so how can she give it to my great grandfather when it was no longer her's to give. The kauai County Real Property tax records indicate that descendants of David Trask and the trustees are the current titleholders to the property. However, another Deed appears in the record that is dated February 23, 1900 and recorded at Liber 201, page 384.My dilemma is what do we do now with this information. I don't have the money to hire a lawyer, but I'm just interested to know what's going on. Any suggestions and/or advise.MahaloCharmaine
I live on 1.5 acres north of the Houston area in Montgomery
I live on 1.5 acres north of the Houston area in Montgomery County in a mobile home. In November 2015 I traded in a park trailer for a used 16x72 3 bed mobile home. The owners of the lot had also sold me the park trailer and took it back as trade in. At the time there was no room on his lot to move the little house so I agreed to let it sit on my property "for awhile" until it could be moved. It is still here. The rest of the story is that not all of the work on the "new" house has ever been completed; new doors not hung, flooring not completed, trim work not finished. They did finally start putting up the skirting but when it started raining they had to stop and it has never been completed---that was 6 months ago. These people were are/were my trusted friends and I have called and emailed but one thing after another happens to put me off. There are other issues as well. My question, I suppose, is the park trailer (little house) considered abandoned by them since they have made no effort to move it? They have made no offer to pay storage fees but then I have not asked for any assuming it would be gone after 2-3 months which would have been by March 2016. I am a widow on a pension and SS, not managing finances well and they have helped in the housing department but this is past being helpful.
In IL, what happens to a mortgage and/or property when the
In IL, what happens to a mortgage and/or property when the person in the first position on the mortgage passes away?Details:A part of an agreement I have with my son's mother, I bought and am paying for the mobile home they live in. The lender would not allow me to be the sole owner as I was not living there and we were never married. They would allow someone from her family to be in first position and I second. Her mother is in first position and is now seriously ill. She may pass very soon.
I need to find out in what year was my building built.(I won
Hello!I need to find out in what year was my building built.(I won a condo in the building)in ChicagoCook County Assessor says its 54 years old,so 2016-54=1962.But the Condo questionnaire says that it was CONVERTED in 1979.That what I heard too,that is previously was an apartment building,then it was converted to condos.Please see attached docs.Where can I find out exactly what year the building was built??Which document would say that?Title,survey,???Thank you!
I have a note on a piece of property in the state ofView more real estate law questions
I have a note on a piece of property in the state of California and the owner recently died.Does his wife have rights to the property if she is not on title and there is no will? If so, howlong does she have to be put on title? There is cause for foreclosure now because of taxdelinquency. I just want to know if I can take him off title and have taxes put back in my name.