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Affordable Care Act

The Affordable Care Act is a type of health care law that has been developed to improve the current health care system. Apart from increasing access to health care coverage for Americans, it also introduces additional protection for people who already have health insurance. Listed below are a few questions answered by the Experts on issues related to the Affordable Care Act.

Is there a healthcare law that went into effect recently that allows a parent to have their child on their insurance till the age of 26?

Since the year 2010, the Affordable Care Act has allowed for a parent to carry their child on their insurance till the child is 26. Young adults would still be eligible for this irrespective of factors such as their student status, marital status and so on. This plan has been in effect since 2010 and will extend to even cover children who are eligible for insurance through an employer in the year 2014.

In the State of California, if a person has a serious medical condition, is there anywhere that the person can get health insurance so that they can be admitted into the hospital for treatment right away?

In the State of California, there is a pre-existing insurance plan called the California Pre-Existing Condition Insurance Plan (PCIP). PCIP is a federal insurance that the federal government funds and mandates through the federal Affordable Care Act of 2010. However, this may not help someone get admitted right away.

If a minor child gets emancipated, would they still be covered on their parent’s insurance till they are 26?

Under the new Affordable Care Act, parents are able to carry their child on their health insurance until the child reaches the age of 26. This coverage is available regardless of factors such as dependency on the parent, living with the parent, student status, employment, or marital status.

Does the new Affordable Care Act and Health and Safety Code 1340 allow for a woman to see an OBGYN (Obstetrician/Gynecologist) regardless of a referral from their primary care provider?

According to the Affordable Care Act, every woman is given the right to see her OBGYN for checkups without the referral of their primary care physician. There are also local state laws that allows for a woman to see a specialist without a primary care referral. However the law does not allow, at this time, for the woman to make her OBGYN her primary care giver.

There are several benefits afforded by the Affordable Care Act. However, not everyone may know what these are. If you haven’t found answers to the questions you were looking for, ask an Expert who can offer insightful and timely information to help with your case.
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