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When you take a payday loan from an Indian reservation and

when you take a payday loan from an Indian reservation and in the agreement it says you are bound by Tribal LawsIf you claim bankruptcy in the Us and you live in the US and you are a citizen in the U.S. Are you protected when claiming bankruptcy ? Will it be discharged if put in as creditors?

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When someone files a chapter 13 bankruptcy....how many years

When someone files a chapter 13 bankruptcy....how many years back do they need to go for providing information about their income?

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KJL LAW

Juris Doctorate

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I gave a item to a consignment shop they sold it then they

I gave a item to a consignment shop they sold it then they kept hiding from me until they filed for chapter 7JA: What state are you in? And has anything been officially filed?Customer: texasJA: Has anything been filed or reported?Customer: got a auto bankruptcy leterJA: Anything else you want the lawyer to know before I connect you?Customer: I just want to know if I can file a theft charge on them as it was 14000 dollars and I lost a 50 cal rifle can I say it was stolen as I never recived the money

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CalAttorney2

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Doctoral Degree

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I had a business chapter 7 bankruptcy in 2012. The

I had a business chapter 7 bankruptcy in 2012. The bankruptcy attorney filed a suit for default judgment claiming fraudulent transfer. I do not have the money to defend even though his findings are false. If this ends up a default judgment is it considered a civil suit. Also if I file a personal chapter 7 bankruptcy, will I be protected from this judgment.

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KJL LAW

Juris Doctorate

2,364 satisfied customers
I have an interesting series of questions to ask. First the

Good Afternoon,I have an interesting series of questions to ask.First the background;I was convicted on one count conspiracy to commit bank fraud for which I was sentenced to 41 months in prison and ordered to pay 700K+ in restitution. I have served my sentence and am now on probation. I am paying $200 a month on that restitution amount. I have never missed a payment.My former business partners testified against me. They are now embroiled in a federal bankruptcy case stemming from their behavior during the time that my crime (supposedly) was committed.An involuntary bankruptcy proceeding was initiated a few years ago, shortly after my sentencing. This proceeding also contains an adversarial proceeding initiated by the bankruptcy trustee in which she lays out a federal RICO allegation. One of the predicates within the RICO allegation is that my former business partners lied to the creditor (bank) about my behavior which in turned caused the bank to sue me and my federal bank fraud case to be initiated. The allegation is that my former business partners knew the bank would pass along their false statements to the justice department thus hindering the justice department's investigation as well as the bank's potential recovery of assets. There are (at least) eight other predicates called out within the adversarial proceeding.I maintained that I had no criminal intent and I did not benefit from the conspiracy. There were no other “conspirators” indicted.The case has been litigated in federal bankruptcy court and the judge has the case under advisement since December 19, 2015. The trustee expects a ruling soon.I can answer any questions you may have in order to clarify this further.My first question isIf the judge decides against my former business partners and all creditors are made whole do I still owe restitution?

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

116,626 satisfied customers
I, the borrower, sent a RESPA/TILA Qualified Written Request

I, the borrower, sent a RESPA/TILA Qualified Written Request to a mortgage servicer requesting (proof of claim) the original or an authenticated and certified copy of the Original Promissory Note and to answer questions regarding the history of the sale, transfers or assignments of the mortgage, securitization records. The Bank responded claiming that my QWR did not contain a Notice of Error, therefore they are not required to respond to the QWR.JA: The Lawyer will need to help you with this. Anything else I can tell the Lawyer before I connect you two?Customer: my question: is this bank in violation of the RESPA/TILA regulations in the State of Maryland?JA: I'm sending you to a secure page on JustAnswer so you can place the $5 fully refundable deposit now. While you're filling out that form, I'll tell the Lawyer about your situation and connect you two.

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CalAttorney2

Attorney

Doctoral Degree

20,486 satisfied customers
I have someone helping me to draft, motion to reopen

I have someone helping me to draft , motion to reopen adversary proceeding . It look very goodBut my question to you isIn order to make petition / motion to re open adversary proceeding look perfect. Should I attach some document issued by the city ( code enforcement )about permit violation ?? 2. The letter that my realtor agent told seller to compromise /compensate me about many permit violation ??

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Law Educator, Esq.

Attorney At Law

Doctoral Degree

116,626 satisfied customers
My daughter is being garnished direct loans. She has a lot

My daughter is being garnished for federal direct loans. She has a lot of student debt and ignored the direct loans (against my advice). She has a good job now, but it's hard to pay Sallie Mae and now the garnishment is going to be a hardship. I saw there are companies that offer refinance programs now. This garnishment just took place. She said she did not see anything come in the mail to notify her of the garnishment. Can you suggest website and information to assist her in the best course of action? Is bankruptcy a viable option? She makes about $55,000 or more yearly.

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Gerald, Esq

Juris Doctor

7,134 satisfied customers
My house was foreclosed and sold when I only had $6000 left

My house was foreclosed and sold when I only had $6000 left to pay on it. I was behind on payments but had enough to pay nearly double the arrears before the sale. The mortgage company, Residential Credit Solutions, led me to believe that my offer was acceptable and that the sale would not go forward. With those reassurances, I passed on several offers to sell the home. I also passed on bankruptcy. I had several avenues to stop the sale if the mortgage company had not given me those reassurances. Then, just an hour before the sale time, they reneged and it was sold at a substantial profit, none of which came to me. Their grounds, they said, were that they could not know for sure that my funds were available until a few days after the sale was to take place. They also said that I had refinanced many times over the 30+ years I was in the home. That was not true. It had been shuffled around between a few mortgage companies after Countrywide fell apart, but none of those were my doing. I'm convinced that they knew they could sell it at great profit over my paying it off, which I would have done in a few months.

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CalAttorney2

Attorney

Doctoral Degree

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