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Accident Claim Questions

It may not be an easy task recovering from an accident. An individual needs to worry about the different kinds of expenses that he/she may be faced with along with his/her injuries. In such a situation, it is important for individuals to know about accident claims and the different regulations regarding auto accident claims. Given below are common accident claim questions asked by people.

Do accident claims cover accidents caused due to intentional acts of road rage?

In most situations, automobile insurance carriers may not cover claims for accidents that are caused due to an intentional act of road rage. They may only cover acts of negligence.

What can an individual do if the auto insurance company refuses to pay him/her for his accident claim stating an already pre-existing injury as the reason?

In most situations, auto insurance companies may delay approving an individual’s motor accident claim by stating that his/her injury is a result of an already existing condition. At such times, the individual may have to prove that his/her injury is as a result of the accident and not related to his/her existing condition. As long as the individual’s doctor can testify that his/her injury is due to the accident, the auto insurance provider may have to approve the individual’s accident claim. If the company further refuses to pay the individual, he/she may take the company to trial and hire a medical expert to prove his/her case.

Can an individual change an attorney in an accident claim case?

An individual may be able to change the attorney in an accident claim case. He/she may send his/her attorney a letter explaining his/her situation and informing him/her about the change. He/she may also ask the attorney for a copy of his/her case file. The individual may not have to pay the attorney any fees if he/she has not filed the accident claim case. He/she may only be paid for any other work that he/she may have done for the individual on an hourly basis.

When does a statute of limitations for an auto accident claim come into effect?

Unlike most personal injury lawsuits, the statute of limitations for an accident claim may get activated from the date of the accident. Hence, it is important for people to file a claim as soon as possible so that they do not run out of time to make a claim with an insurance company.

What amount can an individual expect in an auto accident claim case?

Most of the times, individuals may receive up to three times the amount of their medical bills and lost wages in an auto accident claim case. This amount may include past and future medical bills, past and future lost wages and medical prescriptions as well.

Would an at fault party’s insurance company be responsible only for medical expenses in a motor vehicle accident claim?

In case of accident claims, an at-fault party’s insurance company may be responsible for the medical expenses as well as the repair of the other party’s vehicle. The individual may ask the party to pay for the repair of the car and for a rental vehicle till his/her own car is getting repaired.

Being in an accident can be a very stressful situation, especially if you do not know the process to file for an auto accident claim. Not knowing how to go about filing for an accident claim and how long the process may take can add to your frustration. You can ask an Expert questions about accident claims if you want information about auto accident claims and its process.
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Recent Accident Claim Questions

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