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Abstract of Judgment Questions

What is abstract of judgment?

An abstract of judgment is a written list of a judgment that states how much money is to be paid by the losing defendant to the person who won a lawsuit. The amount owed, the interest amount, court costs and all other requirements listed by the debtor are listed in the judgment and must be completed by the losing defendant. In order for the abstract judgment to be a legal document, it must be recorded and made official with the government. The questions below regarding abstract of judgment have been answered by Experts.

How do I get an abstract of judgment and how much does it cost?

Once a judgment has been determined, you will need to go to the county clerk and file an Abstract of Judgment in the county where the debtor has real property. The cost of the Abstract of judgment is $5 (this may change with time and you should double check the current cost). You will also have an additional fee for recording the judgment at the County Clerk's office. Once this is done, the county is aware that you have placed a judgment lien on the debtor's (the person who owes you) real estate in that county. This judgment will probably show up on the person's credit report. You can file in as many counties as you want, but there is a fee each time an abstract is recorded.

Wouldn't I have to be notified of a lawsuit in order to receive an abstract of judgment? I live in Virginia.

Normally, a person is served when the lawsuit is filed. If you were not served or the service was bad, you can have the judgment voided, but the process must take place in Virginia.

The first thing you should do is contact the attorney who is collecting for the judgment. Inform the attorney that you were never served for the lawsuit. By doing this, you can stall for time to figure out what went wrong with the service and they will halt efforts to collect temporarily. To do this, you need to contact the court where the judgment was filed and get a copy of the return of service.

I was sent an Abstract of Judgment against me for a credit card debt. I was never served papers nor did I go to court. What do I do with it now?

Usually what happens in a situation like this is you would be eligible to have the default judgment set aside, giving you a chance to defend against the lawsuit based on the facts in the case. However, if you know that you owe this debt, you won't have much of a defense. There really wouldn't be reason to go through the process, unless you want to stall for some time before the collection process starts.

If for some reason you find fault in the amount of the judgment or the amount is exaggerated, you may want to file a Motion to Set Aside the default judgment with the court. Once this is filed, the court will set a date for a hearing to hear your argument in regards to the failure to be served. Normally, the court will set aside the judgment, allowing you up to 30 days to respond to the lawsuit.

What is an "abstract lien" and can they attach my money market or checking accounts? What is the best way to deal with this? I live in California.

In California, an abstract of judgment is the act of a judgment creditor places a lien on your real property, such as your home. The judgment is recorded in the county where the real property is located. Before you can sell your real property, you will have to pay the judgment. However, for a debtor to attach your accounts, they will have to get a writ of execution from the court.

I’ve had an Abstract of Judgment ruled against me in 2006. I have contacted the courts this year to obtain the information on the winning party so I could pay them. The information that I got is old and outdated. The company has moved or closed I don’t know for sure. How do I take care of this now?

In California, a judgment is good for 10 years. However, the judgment can be extended if the creditor renews the judgment before the 10 year time frame is up.

If you have tried everything possible to find the creditor, but you cannot find them because they are no longer in operation or they have moved without any forwarding address, all you can do at this point is to file a Motion with the Court. You will need to use the same case number that was given to your original judgment. You will then need to ask the court to open an escrow account under your name and someone who is named by the court. If the judgment expires and the creditor hasn't contacted the court, the money will be returned to you. You may want to consider asking the court to deposit your payments into an interest bearing escrow account.

If you have questions or doubts about Abstract of Judgment, you should consult with an Expert who can clarify your doubts and explain how this works.
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Recent Abstract of Judgment Questions

  • I sued my previous employer for unpaid commission and reimbursement

    I sued my previous employer for unpaid commission and reimbursement for advertising expenses. They were properly served and the president of the company acknowledged the suit by email. No one showed up for court and I was given a default judgment. 30 days passed and no appeal. I filed the Writ of Execution and Abstract of Judgment. The money was taken out of there account and is being held by the Sheriff's Department. Now they decide to file a Motion to Vacate Judgment, because they said the date was wrong???
    Its all BS. how to I get the judge to dismiss there motion???
  • My husband has had an Abstract of Judgment against someone

    My husband has had an Abstract of Judgment against someone for quite a few years and we always renew it every 10 years. I'm pretty sure the individual has moved since the address on the original Judgment. Do we need to change the address and how do we go about doing it? The county clerk office will of course not help you since they can't give legal advice. Do we just cross out and add the new address to the original judgment or is there some kind of form to fill out? We just recently refiled it with the original address on it. Please advise us what we need to do. Thank you. We live in Texas if that matters.

    Debbie Thompson
  • how long can a abstract of judgment can be on a persons credit.

    how long can a abstract of judgment can be on a person's credit. I bought a property from the person with the AJ, Now their AJ has attached to the property. I want to sell it, they will not issue title on it until the previous owner clears the aj. the aj is about 20,000 he doesn't have any $$. We are looking for the best and least expensive way to close this property without having to pay the whole amount. and the law firm will not settle for less. so what other options do we have... leagally?
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