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341 Meeting and Bankruptcy

What is a 341 Meeting?

After an individual has filed a Chapter 7 bankruptcy and everything goes as planned, that individual will be ending up in a 341 meeting of creditors. The 341 meeting is named after the Bankruptcy Code 341, this meeting will include the trustee that is appointed to this person’s case, the individual and the laws, and also any creditors who decide to attend this meeting.

What are some of the 341 meeting questions?

Listed below are some but not all of the questions an individual will be more than likely expected to answer:
1. Their name and current address;
2. Show picture identification and Social Security number;
3. If the individual had signed the petition, schedules, any statements or related information and if the signature is their own and if they read these documents before signing;
4. If this person knows the information that was included when signing the documents;
5. If the information that is provided on the petition, schedules, statements and other documents are right;
6. If there are any mistakes or changes that need to be brought up;
7. Are all of their possessions on the schedules, and all the creditors;
8. Has the individual filed bankruptcy before;
9. The address of their employer; and
10. If the copy of the tax return an original copy?

These are just a sample of the many questions that an individual can be asked to provide answers with when beginning a 341 meeting.

If someone had filed a Chapter 7 Pro Se and has had a 341 Meeting already, and in the meeting one of the questions were as to if the individual if the last six months of income was correct, if that person had received health insurance, dental insurance deductions and unemployment reimbursement does this need to be stated as well?

In this case health insurance and dental insurance must be stated on the persons earned income, even if these insurance amounts are in fact taken away from their gross pay by the employer. The only income that is really received before the filing date is the amount that is to be included in the before six month earned income, not earned and unpaid income. As for the unemployment reimbursement, this does not have to be stated on the individuals six months before the filing income process.

Before going into a 341 meeting is the individual required in filing their present year taxes or their previous year taxes before the meeting?

The common rule for tax returns is that the return taxes are to be filed before they file for bankruptcy. In this case, this does not apply to any tax returns that were due after their bankruptcy was filed. So what this means is that the taxes for the current year is not required to be filed before proceeding with their 341 meeting.

In the state of California what is the length of time after the 341 meeting is completed before the discharge of the Chapter 7 will be completed?

There is no exact time length before the Chapter 7 will be uplifted. Many times it will depend on the case itself, but normally the discharge will be allowed within 60 days after the 341 meeting.

The 341 meeting requirements, regulations and different questions that are asked during the meeting are more than likely unclear to many people who experiencing this meeting for the first time. When finding yourself being scheduled for a 341 meeting, and you are unaware of what to look forward to, you can contact the Legal Experts online for more information.

Ask a Bankruptcy Lawyer

FiveStarLaw
FiveStarLaw, Attorney
Category: General
Satisfied Customers: 3317
Experience:  Bankruptcy Lawyer. Experienced.
9968427
Type Your Bankruptcy Law Question Here...
characters left:
Bankruptcy Lawyers are Online Now

How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
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    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Bankruptcy Lawyers are online & ready to help you now

FiveStarLaw
Attorney
Satisfied Customers: 3203
Bankruptcy Lawyer. Experienced.
Terry L.
Attorney
Satisfied Customers: 2204
Better Business Bur 15yrs bankruptcy experience. Chicago Bar
Phillips Esq.
Attorney-at-Law
Satisfied Customers: 950
B.A.; M.B.A.; J.D.

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