I'm Anne. I've been preparing taxes for 27 years and I'll be happy to help you.
First, Congratulations on your marriage!
Your answer depends on the source of your retirement. Here is a list of retirement funds, etc that are not taxable to Alabama.:
As for how you should file, once you're married, it is ALMOST always better to file jointly, and that is going to be true in your case as well.
By filing jointly, your tax rate is going to be MUCH lower than if you filed "Married Filing Separately",(MFS), which has one of the highest tax rates. (Please see below:)
Also, you didn't mention if you were drawing Social Security, but if you are, and you file MFS, and you spend even 1 night together, then ALL of your social security will be taxable. By filing jointly, the maximum amount of your Social Security that could be taxable is 85%. Not a HUGE difference I know, but every little bit helps.
Your biggest savings by filing jointly will be in the $ amount of tax that you will pay.
If you have further questions, please post them here & I'll be notified.
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