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Do gross gambling winnings affect social security benefits.?
gambling winnings would NOT affect the amount of social security benefits.
If you are below full retirement age - your social security benefits MIGHT be reduced - but that is ONLY based on earned income - wages and social security. Gambling winnings are not earned income - and are not reported to the SSA.
I know you can offset gambling winnings with gambling losses...dollar for dollar...
Gambling winnings are NOT directly offset by gambling losses...
While you are correct - gambling losses are deducted up to the amount of winnings - that deduction is claimed separately on schedule A and you should itemize to claim that deduction.