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The annuity starting date is the date you begin receiving your checks not when you reach your full retirement age (65 - 67) or become eligible for social security benefits (62). It is a date when the annuity actually started, not when you become eligible for retirement benefits.
Social security disability is never treated as annuity. If your disability pension is put into a annuity, the starting date of the annuity is the date you receive your first check. If your husband received his first check in March 1991, than this would be his annuity starting date.