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Hi from Just Answer. I'm PDtax, and can assist.
IRS tax debts can be collected via levy from regular social security benefits. VA and Social Security disability benefits are exempt from collection.
Additionally, credit card debts can't collect via levy from your benefits either.
That does not mean that your creditors couldn't try to collect from your bank account, but IRS policy is not to do this. Credit card collectors don't have that kind of ethical stance.
If it was me, I would consider a bankruptcy, which would discharge all of the credit card debt of $70K, and leave the IRS tax debt which they will not pursue.
It would remove the $3K per month of payments immediately.
Asking a bankruptcy attorney to review your case is the next recommended step.
There are other settlement options, but all will cost much more than the fee for bankruptcy filing.
Thanks for asking at Just Answer. Positive feedback is appreciated. I'm PDtax.